This api is used to create a payment link. It can be done from the merchant page. It requires the secret key of the merchant as the bearer token. The addedInfo field contains any additional infor mation to collect from the user apart from the basic information such as name, email and phone.
\nThe payment type includes
\n- \n
SINGLE
\n \nDONATION
\n \n
This api is used to get the additonal fields the merchant needs from the customer.
\n","urlObject":{"protocol":"https","path":["pg","api","v1","paylink","form_fields",":paymentlinkRef"],"host":["pay","netapps","ng"],"query":[],"variable":[{"id":"8cf4755e-8f76-4838-b551-659652fb0ff3","type":"any","value":"a80ef514-5224-46da-b9db-c3c3ed9416ba","key":"paymentlinkRef"}]}},"response":[{"id":"6b3df633-dfb1-4e61-9237-9f7d079131e2","name":"Get payment link form","originalRequest":{"method":"GET","header":[],"url":{"raw":"https://pay.netapps.ng/pg/api/v1/paylink/form_fields/:paymentlinkRef","protocol":"https","host":["pay","netapps","ng"],"path":["pg","api","v1","paylink","form_fields",":paymentlinkRef"],"variable":[{"key":"paymentlinkRef","value":"a80ef514-5224-46da-b9db-c3c3ed9416ba"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 28 Feb 2024 12:20:57 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"299"},{"key":"Connection","value":"keep-alive"},{"key":"Access-Control-Allow-Headers","value":"origin, content-type, accept, authorization"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Credentials","value":"true"},{"key":"Access-Control-Allow-Methods","value":"GET, POST, PUT, DELETE, OPTIONS, HEAD"},{"key":"Access-Control-Max-Age","value":"1209600"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"busId\": \"2024000140\",\n \"amount\": 2000,\n \"redirectUrl\": \"http://custome.com\",\n \"business\": \"Giga Tech TEST Business\",\n \"currency\": \"USD\",\n \"formFields\": [\n {\n \"id\": 459,\n \"field\": \"address\"\n },\n {\n \"id\": 460,\n \"field\": \"gender\"\n }\n ],\n \"publicKey\": \"2a27d29041214ec7ba8fde3f4995b80c\",\n \"title\": \"One Time Payment\",\n \"desc\": null,\n \"status\": true\n}"}],"_postman_id":"2b8d1e82-2492-4a64-90ba-ddd0a9debb7e"},{"name":"Update payment link form","id":"3ec794a5-0b33-44e5-b2b2-0bf16a9089db","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"This api is used to recieve customer inputs ranging from basic infos to additional infos. The keys of the additional Infos should be their ids as shown in the sample request. This info was received when you called the getPaymentLinkForm.
\n","urlObject":{"protocol":"https","path":["pg","api","v1","paylink","form_fields","update"],"host":["pay","netapps","ng"],"query":[],"variable":[]}},"response":[{"id":"ddfe3ff2-1910-4612-a440-32a6fac173d7","name":"Update payment link form","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"ref\":\"a80ef514-5224-46da-b9db-c3c3ed9416ba\",\r\n \"email\":\"akinstiles349@gmail.com\",\r\n \"fullname\":\"Tinu erann\",\r\n \"phone\":\"08114691788\",\r\n \"2\":\"male\",\r\n \"1\":\"2a sen cresent\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://pay.netapps.ng/pg/api/v1/paylink/form_fields/update"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 28 Feb 2024 12:27:02 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"34"},{"key":"Connection","value":"keep-alive"},{"key":"Access-Control-Allow-Headers","value":"origin, content-type, accept, authorization"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Credentials","value":"true"},{"key":"Access-Control-Allow-Methods","value":"GET, POST, PUT, DELETE, OPTIONS, HEAD"},{"key":"Access-Control-Max-Age","value":"1209600"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"id\": 611,\n \"pli\": 302,\n \"status\": true\n}"}],"_postman_id":"3ec794a5-0b33-44e5-b2b2-0bf16a9089db"},{"name":"updatePaymentLinkTransaction","id":"1351b256-0603-443a-b42d-082b4890d87c","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"This api should be called after a successful transaction.
\n","urlObject":{"protocol":"https","path":["pg","api","v1","paylink","trans","update"],"host":["pay","netapps","ng"],"query":[],"variable":[]}},"response":[{"id":"88866788-4236-4804-a89e-2a0c7af22908","name":"New Request","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"pli\":\"14\",\r\n \"txRef\":\"a80ef514-5224-46da-b9db-c3c3ed9416ba\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://pay.netapps.ng/pg/api/v1/paylink/trans/update"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 28 Feb 2024 12:34:10 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"44"},{"key":"Connection","value":"keep-alive"},{"key":"Access-Control-Allow-Headers","value":"origin, content-type, accept, authorization"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Credentials","value":"true"},{"key":"Access-Control-Allow-Methods","value":"GET, POST, PUT, DELETE, OPTIONS, HEAD"},{"key":"Access-Control-Max-Age","value":"1209600"},{"key":"Strict-Transport-Security","value":"max-age=31536000; includeSubDomains"}],"cookie":[],"responseTime":null,"body":"{\n \"msg\": \"Payment Link updated\",\n \"status\": true\n}"}],"_postman_id":"1351b256-0603-443a-b42d-082b4890d87c"}],"id":"2fa33ed5-4780-4aa6-9b5d-22f70ded1997","description":"A payment Link is an easy way to receive payments. This guide will walk you through the process of creating a payment link using the Paylink API. It includes step-by-step instructions on how to send a request, handle the response, and generate a payment link with query parameters for additional customer details.
\nStep 1: Define the API Endpoint and Your Authorization Token
\n$apiUrl = 'https://pay.netapps.ng/pg/api/v1/paylink/create'; // The URL for the Paylink API\n$apiToken = 'b27b682dd11342f8931ddd8008e7abadf'; // Replace with your actual Bearer token\n\nStep 2: Prepare the Request Data
\nThe data payload must be structured as follows:
\n$requestData = [\n \"currency\" => \"NGN\", // Currency code for the transaction (e.g., NGN for Nigerian Naira)\n \"amount\" => 2000, // The amount to be paid in the specified currency\n \"payType\" => \"SINGLE\", // Payment type, e.g., SINGLE for one-time payments\n \"title\" => \"One Time Payment\", // Title of the payment link\n \"desc\" => \"sadaà\", // Description of the payment link\n \"redirectUrl\" => \"http://custome.com\", // URL to redirect the user after payment\n \"addedInfo\":[\"address\", \"gender\"]\n];\n\n- \n
The
\ncurrencyCurrency code for the transaction. \nThe
\namountThe amount to be paid in the specified currency. \nThe
\npayTypePayment type, e.g., SINGLE for one-time payments. \nThe
\ntitleTitle of the payment link \nThe
\ndescDescription of the payment link \nThe
\nredirect_urlURL to redirect the user after payment. \nThe
\nadddedInfoAdditional information needed from the user. \n
Step 3: Define a Function to Generate the Payment Link
\nThe function below handles the API call, processes the response, and returns a payment link:
\nfunction createPaylink($apiUrl, $apiToken, $requestData, $email, $name) {\n $curl = curl_init();\n curl_setopt_array($curl, [\n CURLOPT_URL => $apiUrl, // The API endpoint\n CURLOPT_RETURNTRANSFER => true, // Ensures the response is returned as a string\n CURLOPT_POST => true, // Indicates that this is a POST request\n CURLOPT_HTTPHEADER => [\n 'Content-Type: application/json', // Specifies that the data is in JSON format\n 'Authorization: Bearer ' . $apiToken // Adds the authorization token to the request\n ],\n CURLOPT_POSTFIELDS => json_encode($requestData) // Converts the request data to JSON\n ]);\n $response = curl_exec($curl);\n if (curl_errno($curl)) {\n curl_close($curl);\n return ['error' => curl_error($curl)]; // Return the error if the request fails\n }\n curl_close($curl);\n $responseData = json_decode($response, true);\n if ($responseData['status'] === 'SUCCESS') {\n // Generate the link\n $customizedLink = $responseData['link'] . '?email=' . urlencode($email) . '&name=' . urlencode($name);\n $responseData['link'] = $customizedLink;\n return $responseData; // Return the full response with the link\n } else {\n return ['error' => $responseData['message']]; // Return the error message if the API call fails\n }\n}\n\nStep 4: Call the Function with Required Parameters
\n$apiUrl = 'https://pay.netapps.ng/pg/api/v1/paylink/create';\n$apiToken = 'b27b682dd11342f8931f27abadf';\n$requestData = [\n \"currency\" => \"NGN\",\n \"amount\" => 2000,\n \"payType\" => \"SINGLE\",\n \"title\" => \"One Time Payment\",\n \"desc\" => \"sadaà\",\n \"redirectUrl\" => \"http://custome.com\",\n \"addedInfo\":[\"address\", \"gender\"]\n];\n$email = 'test@example.com';\n$name = 'John';\n$response = createPaylink($apiUrl, $apiToken, $requestData, $email, $name);\nif (isset($response['error'])) {\n echo 'Error: ' . $response['error'];\n} else {\n echo 'Payment Link: ' . $response['link'];\n}\n\nResponse
\nExample API response:
\n{\n \"status\": \"SUCCESS\",\n \"message\": \"Payment Link\",\n \"link\": \"https://merchant.netapps.ng/pay-link/3faad298-46d5-438d-b54c-cb30c6f805?email=test@example.com&name=John\",\n \"amount\": null,\n \"currency\": null,\n \"txRef\": \"79450af9-814e-460a-9c71-828eb1885962\",\n \"code\": \"Single payment\",\n \"coded\": null,\n \"name\": null,\n \"logo\": null,\n \"dataList\": null,\n \"data\": null,\n \"success\": null,\n \"statusCode\": null,\n \"processRef\": null,\n \"isPending\": null,\n \"customerName\": null,\n \"customerEmail\": null,\n \"payChanList\": null,\n \"test\": false,\n \"banks\": null,\n \"businessImage\": null,\n \"extraMessage\": null,\n \"processCode\": null,\n \"tx\": null,\n \"pinRequired\": null,\n \"cardList\": null,\n \"cardId\": null,\n \"queryLimit\": null,\n \"intervalLimit\": null,\n \"rrn\": null,\n \"xapiKey\": null\n}\n\nStep three: Redirect the user to the payment link
\nThe following step explains how to redirect the consumers to the returned URL in 'data.link', after which our checkout modal will be provided for them to complete the purchase.
\nStep four: Post payment
\nUpon the successful completion of a transaction or payment, the following events ensue
\n- \n
The transaction redirects your
\nredirect_urlwith the following query parameters:status,tx_ref, andtransaction_idwhen payment is complete. \nA webhook will be sent, that is if you have that enabled. You can check more on webhook here with examples.
\n \nWe'll send an email receipt to your customer if the payment was successful (unless you've disabled that).
\n \n
Note
\nBased on ISO-85 standard, the amount should be in the lower denomination of the supported currency i.e. for USD50 the figure should be 5000.
We offer variety of payment methods, such as card payment, PushPay, USSD and Bank transfer, bank transfer, NQR and direct debit. You have the choice of selecting the payment methods you want to accept from your customers.
\nPayment methods are specified in the following ways:
\nPayment Method Settings
\nPayment method can be enabled or disabled in the account settings which will set the type of payment available in the NetappsPay platform.
\nPer payment
\nIf you prefer to set payment methods per transaction, you can use the payment_options parameter instead. This field takes a comma separated list of allowed payment methods. For this to work, uncheck
\nHere is an example of our payment options:
\n<form method=\"POST\" action=\"https://checkout.netappspay.com/v1/pay\">\n <comment class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml'> other fields... -->\n <input type=\"hidden\" name=\"payment_options\" value=\"card, ussd, mobilemoneyghana\" />\n <button type=\"submit\">Pay Now</button>\n</form>\n\nSupported Payment Channels
\nCard payment
\nWe strongly discourage passing card information directly to the API, this is to avoid transmitting card data through systems that are not PCI-compliant. The value to use when specifying this payment method is card.
USSD
\nThis Payment method is specifically for Nigerian customers. Nigerian Banks provide USSD services that customers use to perform transactions, and we've integrated with some of them to enable customers to complete payments using their bank USSD code. The value to use when specifying this payment method is ussd.
Bank transfer
\nBank transfers is an example of a gateway where customers are required to transfer money into a one time bank account number. The value to use when specifying this payment method is banktransfer.
Payattitude
\nAccept payment with payattitude, all you need is the customers phone number. This will make it easier to make transactions both with and without an internet connection.
\nNQR
\nThe QR option generates a QR code that allows customers to use a supported mobile app to complete payments. When the customer scans the code, they authenticate on a supported app to complete the payment. value to use when specifying this payment method is qr.
PushPay
\nPushpay is an exclusive gateway developed by Netapps Technology. This distinctive payment method sends a push payment notification directly to your client. To accept the payment, the client follows the instructions displayed on the push notification. It's essential for the client to input a phone number registered on their BVN (Bank Verification Number) to receive the payment push notification. Moreover, the phone number registered on the BVN allows us to connect and retrieve your customer's bank details from all their associated banks, including giving us access to directly debit their chosen account.
\n","_postman_id":"6dc4da34-46e3-467b-bdaa-38fc4c517f55"}],"id":"97bd806d-cc41-44e0-82ed-b73cc8114b34","_postman_id":"97bd806d-cc41-44e0-82ed-b73cc8114b34","description":""},{"name":"Transaction Status","item":[{"name":"Transaction status","id":"f28ac1c5-64bf-4c19-8fad-dca5a53d5b5b","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":false},"method":"GET","header":[{"key":"Authorization","value":"Bearer","type":"text"}],"url":"https://pay.netapps.ng/pg/api/v1/transaction/status/NT-544857d8da92a8","urlObject":{"protocol":"https","path":["pg","api","v1","transaction","status","NT-544857d8da92a8"],"host":["pay","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"f28ac1c5-64bf-4c19-8fad-dca5a53d5b5b"}],"id":"53ef42c4-5065-4f17-a505-2d30f30634f5","description":"Before a customer's transaction is complete, merchants can use the transaction verification API to authenticate the legitimacy of their customer's transaction. It is, therefore, a standard practice to verify the status of a transaction after it has been completed.
\nImplementation
\nLet's walk you through the process. Here is an implementation
\nvar request = require('request');\n var options = {\n 'method': 'GET',\n 'url': 'https://pay.netapps.ng/pg/api/v1/transaction/status/NT-28e275b3e5a998',\n 'headers': {\n 'Authorization': 'Bearer xxxxxxxxxxxxxxxxxxxxxxxxx'\n }\n };\n request(options, function (error, response) {\n if (error) throw new Error(error);\n console.log(response.body);\n });\n\nLet's take a closer look at the request
\n- \n
- The
NT-28e275b3e5a998in the path of the url is the txRef which serves as a unique identifier for the transaction.It is required to verify a transaction \n
Responses
\n{\n \"event\": \"PAYMENT_FAILED\",\n \"data\": {\n \"amount\": 1000.0,\n \"appFee\": 1.4,\n \"merchantFee\": 14.0,\n \"txIsSucces\": false,\n \"currency\": \"NGN\",\n \"checkoutPoint\": \"http://localhost\",\n \"paymentRef\": \"123456789\",\n \"merchantRef\": \"123456789\",\n \"paymentChannel\": \"Card\",\n \"deviceFingerPrint\": \"2345678\",\n \"message\": \"Testing\",\n \"txStatus\": \"FAILED\",\n \"txTimestamp\": \"May 13, 2022, 4:31:11 PM\",\n \"customer\": {\n \"fullname\": \"Customer\",\n \"email\": \"customer@email.com\",\n \"phone\": \"081543946918\",\n \"joinedAt\": \"May 13, 2022, 4:22:52 PM\"\n },\n \"card\": {\n \"first\": \"520473\",\n \"last\": \"2449\",\n \"expiry\": \"12/25\",\n \"cardType\": \"Master Card\"\n }\n }\n}\n\nThe @netappsng/react-netappspaysdk is a library that helps developers to integrate the NetApps payment gateway into their React web or mobile applications. It provides a hook called useNetAppsPay that allows developers to initiate payments with the NetApps payment gateway. You can quickly begin collecting payment by connecting to our modal.
\nRequirements
\n- \n
- Node version >= 6.9.x and npm >= 3.x.x \n
- React version >= 14 \n
Installation
\nThe SDK can be installed using npm or yarn.
\nnpm install --save @netappsng/react-netappspaysdk\n\nOR
\nyarn add @netappsng/react-netappspaysdk\n\nUsage
\n\n\n📘
\n
The library requires that the payment amount should be passed in kobo for NGN (Nigerian Naira) and cents for USD (US Dollars). For instance, passing 1000 as the amount in the example below will give you 10 Naira, while passing 1000 as the amount for USD will give you 10 US Dollars. This is because kobo is the smallest unit of the Naira, while cents are the smallest unit of the US Dollar.
import React from \"react\";\nimport { useNetAppsPay } from \"@netappsng/react-netappspaysdk\";\nconst App = () => {\n const { initPayment, isReady } = useNetAppsPay({\n publicKey: \"b1108bfb3e2542b287162ef27da838f9\",\n onError: (res) => console.log(res),\n onSuccess: (res) => console.log(res)\n });\n const handlePay = () => {\n if(!isReady) return alert('Gateway not ready')\n initPayment({\n currency: \"NGN\",\n amount: 1000,\n phone: \"080****\",\n tx_ref: \"knjhgjkllhgfhojihugfyhiguf\",\n returnUrl: \"https://www.netapps.ng\",\n paymentChannels: \"card,ussd,transfer,payatitude\",\n email: \"john.doe@domain.com\",\n fullname: \"John Doe\",\n narration: \"Testing\"\n });\n };\n return (<button onClick={handlePay}>Test</button>);\n};\nexport default App;\n\nThe useNetAppsPay hook takes an object with three properties:
- \n
publicKey:This is the public key for the Netappspay payment gateway. \nonError:A callback function that is called when there is an error during payment processing. \nonSuccess:A callback function that is called when the payment is successful. \n
The initPayment function takes an object with the following properties:
- \n
currency:The currency of the payment. Currently, only NGN is supported. \namount:The amount to be paid. \nphone:The phone number of the customer initiating the payment. \ntx_ref:A unique transaction reference generated by the merchant. \nreturnUrl:The URL to redirect the user to after payment processing. \npaymentChannels:A comma-separated list of payment channels to use. \nemail:The email address of the customer initiating the payment. \nfullname:The name of the customer initiating the payment. \nnarration:A description of the payment. \n
The isReady property is a boolean that indicates whether the gateway is ready for use. If the gateway is not ready, it means that there was an error during initialization, and the gateway cannot be used.
Conclusion
\nThe @netappsng/react-netappspaysdk library is a simple and easy-to-use library for integrating the Netappspay payment gateway into React applications. With just a few lines of code, developers can initiate payments and receive callbacks when payments are successful or fail.
\n","_postman_id":"53d37cbd-d3d3-4e73-af58-341a02bd8d8b"},{"name":"React Native SDK","item":[],"id":"69fbf955-4d3c-4154-b22f-978b201b4dce","description":"The @netappsng/react-native-netappspaysdk is a library that allows developers to integrate the Netappspay payment gateway into their React-native applications. It provides a hook called useNetAppsPay that allows developers to initiate payments with the Netappspay payment gateway.
\nInstallation
\nnpm install @netappsng/react-native-netappspaysdk\n\nOR
\nyarn add @netappsng/react-native-netappspaysdk\n\nExample Usage
\nimport * as React from 'react';\nimport {NetAppsPayProvider, useNetAppsPay} from '@netappsng/react-native-netappspaysdk';\nconst payload = {\n currency: 'NGN',\n amount: 100,\n phone:\"081******\",\n tx_ref: \"1234\",\n paymentChannels: 'card,ussd,transfer,payatitude',\n email: 'john.doe@domain.com',\n fullname: 'John Doe',\n narration: 'Testing',\n};\nexport default function App() {\n const { initPayment, cancelPayment, closePaymentModal } = useNetAppsPay({\n onFailed: (response) => {\n console.log(response, 'Failed');\n },\n onSuccessful: (response) => {\n console.log(response, 'Successful');\n },\n onCopyUssdCode:(ussdCode)=> {\n console.log(ussdCode, 'copy ussd code');\n }\n });\n const handleMakePayment = () => {\n initPayment(payload);\n };\n return (\n <NetAppsPayProvider publicKey=\"Netappspaykey\">\n <Button onPress={handleMakePayment}>\n <Label>Make Payment</Label>\n </Button>\n </NetAppsPayProvider>\n );\n}\n\nInstallation
\nnetappspayios is available through CocoaPods. To install it, simply add the following line to your Podfile:
\npod 'netappspayios'\n\nIntegration
\nNetappsPay is a payment processing platform that allows you to easily integrate payments into your iOS application. In this guide, we will show you how to integrate NetappsPay using the netappspayios library.
\nTo use NetappsPay, you will need a NetappsPay public key. You can obtain this by signing up for a NetappsPay account and creating an application.
\nSteps
\n- \n
- Import the netappspayios library into your project. \n
import netappspayios\n\n- \n
- In your view controller, define a function to show the NetAppsPay action sheet when a button is clicked. \n
@objc func showNetAppsPayActionSheet() {\n let payload = [\n \"currency\" : \"NGN\",\n \"public_key\" : \"b1108bfb3e2542b287162ef27da838f9\",\n \"amount\" : \"1000\",\n \"phone\" : \"09089\",\n \"tx_ref\" : \"knjhgjkllhgfhojihugfyhiguf\",\n \"returnUrl\" : \"https://www.netapps.ng\",\n \"paymentChannels\" : \"card,ussd,trf,paya\",\n \"email\" : \"john.doe@domain.com\",\n \"fullname\" : \"John Doe\",\n \"narration\" : \"Testing\"\n ]\n presentNetAppsPayActionSheet(withJson: payload, onSuccess: { response in\n print(\"Payment succeeded with response: \\(response)\")\n }, onError: { error in\n print(\"Payment failed: \\(error)\")\n let alert = UIAlertController(title: \"Payment Error\", message: error, preferredStyle: .alert)\n alert.addAction(UIAlertAction(title: \"OK\", style: .default, handler: nil))\n self.present(alert, animated: true, completion: nil)\n })\n}\n\n- \n
- Create a button in your view controller to trigger the
showNetAppsPayActionSheetfunction when clicked. \n
let button = UIButton(type: .system)\nbutton.setTitle(\"Pay with NetAppsPay\", for: .normal)\nbutton.addTarget(self, action: #selector(showNetAppsPayActionSheet), for: .touchUpInside)\nview.addSubview(button)\n// Position the button in the center of the view\nbutton.translatesAutoresizingMaskIntoConstraints = false\nNSLayoutConstraint.activate([\n button.centerXAnchor.constraint(equalTo: view.centerXAnchor),\n button.centerYAnchor.constraint(equalTo: view.centerYAnchor)\n])\n\nThat's it! When the button is clicked, the showNetAppsPayActionSheet function will be called, which will initiate the payment process using the NetAppsPay iOS library. You can add additional code in the callback function to handle the success or failure of the payment, and display error messages more gracefully to the user.
Introduction
\nThe Payment SDK allows you to easily integrate payment functionality into your Android app. With just a few lines of code, you can offer your users a variety of payment options, including card payments, USSD payments, bank transfers, and more.
\nTo get started, go to gradle.properties and add the line below:
\nandroid.enableJetifier=true\n\nAdd https://jitpack.io to your repository example below:
repositories {\n google()\n mavenCentral()\n maven { url 'https://jitpack.io' }\n}\n\nTo get started with the Payment SDK, you will need to:
\n- \n
- Obtain an API key from NetappsPay. This can be done by signing up for a developer account at NetappsPay Developer Portal. \n
- Install the Payment SDK in your Android project. This can be done by adding the following dependency to your build.gradle file: \n
implementation 'com.github.vi31b:netappssdk:0.0.6'\n\nAdd the following to your AndroidManifest.xml file:
\n<uses-permission android:name=\"android.permission.INTERNET\" />\n<uses-permission android:name=\"android.permission.ACCESS_NETWORK_STATE\" />\n\nInitialize the Payment SDK in your Activity. In the example below, we initialize the Payment SDK and set up button click listeners to initiate a payment and handle success or failure callbacks:
\nNetAppsPaySheet Payment = new NetAppsPaySheet(\"YOUR_API_KEY\", getSupportFragmentManager());\n btnGoRNScreen.setOnClickListener(it -> {\n try {\n JSONObject obj = new JSONObject();\n obj.put(\"currency\", \"NGN\");\n obj.put(\"amount\", \"10\");\n obj.put(\"phone\", \"080********\");\n obj.put(\"email\", \"john.doe@domain.com\");\n obj.put(\"fullname\", \"John Doe\");\n obj.put(\"narration\", \"Testing\");\n obj.put(\"tx_ref\", \"12o9876eertyuiolkjkvghjkjhjjhklhgf344sdsd\");\n obj.put(\"paymentChannels\", \"card,ussd,transfer,payatitude\");\n Payment.setPaymentFailedCallback(res -> {\n Log.d(\"JAVAres\", res.toString());\n });\n Payment.setPaymentSuccessCallback(res -> {\n Log.d(\"JAVAres\", res.toString());\n });\n Payment.InitPayment(obj);\n } catch (Exception e) {\n Log.d(\"Law\", e.getMessage());\n }\n});\n\nPayment Parameters
\nThe Payment SDK requires a JSONObject to be passed as a parameter when initiating a payment. This JSONObject should contain the following parameters:
\n- \n
- currency (string): The currency of the payment (e.g. \"NGN\"). \n
- amount (string): The amount of the payment (e.g. \"10\"). \n
- phone (string): The phone number of the user making the payment. \n
- email (string): The email address of the user making the payment. \n
- fullname (string): The full name of the user making the payment \n
- narration (string): A description of the payment. \n
- tx_ref (string): A unique reference for the payment. This should be generated by your app and can be used to identify the payment later on. \n
- paymentChannels (string): A comma-separated list of payment channels to enable the payment (e.g. \"card, used, transfer, platitude\"). \n
Handling Payment Results
\nAfter payment has been initiated, the Payment SDK will either return a successful or failure result. You can handle these results by setting up success and failure callbacks using the setPaymentSuccessCallback and setPaymentFailedCallback methods:
\nPayment.setPaymentFailedCallback(res -> {\n Log.d(\"JAVAres\", res.toString());\n});\nPayment.setPaymentSuccessCallback(res -> {\n Log.d(\"JAVAres\", res.toString());\n});\n\nThe success and failure callbacks will be passed a JSONObject containing the result of the payment. The structure of this JSONObject will depend on the payment channel used and the result of the payment.
\nAdditional Resources
\nFor more information on using the Payment SDK, please see the NetappsPay Developer Portal.
Support
If you have any questions or need assistance using the Payment SDK, please contact us at support@NetAppsPay.com.
\n","_postman_id":"94be60ff-7526-4986-ba6c-d0f4bcf13d22"},{"name":"Expo React Native SDK","item":[],"id":"8627cb17-f5d4-4d9f-8660-6c17b19b45de","description":"The @netappsng/expo-react-native-netappspaysdk is a library that allows developers to integrate the NetappsPay payment gateway into their expo react-native applications. It provides a hook called useNetAppsPay that allows developers to initiate payments with the NetappsPay payment gateway.
\nInstallation
\nnpx expo install @netappsng/expo-react-native-netappspaysdk react-native-webview\n\nExample Usage
\nimport * as React from 'react';\nimport {NetAppsPayProvider, useNetAppsPay} from '@netappsng/expo-react-native-netappspaysdk';\n\nconst payload = {\n currency: 'NGN',\n amount: 100,\n phone:\"081******\",\n tx_ref: \"1234\",\n paymentChannels: 'card,ussd,transfer,payatitude',\n email: 'john.doe@domain.com',\n fullname: 'John Doe',\n narration: 'Testing',\n};\n\nexport default function App() {\n const { initPayment, cancelPayment, closePaymentModal } = useNetAppsPay({\n onFailed: (response) => {\n console.log(response, 'Failed');\n },\n onSuccessful: (response) => {\n console.log(response, 'Successful');\n },\n onCopyUssdCode:(ussdCode)=> {\n console.log(ussdCode, 'copy ussd code');\n }\n });\n const handleMakePayment = () => {\n initPayment(payload);\n };\n\n return (\n <NetAppsPayProvider publicKey=\"Netappspaykey\">\n <Button onPress={handleMakePayment}>\n <Label>Make Payment</Label>\n </Button>\n </NetAppsPayProvider>\n );\n}\n\nThe API allows businesses to efficiently disburse payments to multiple recipients in a single API call. This API is ideal for payroll, vendor payments, refunds, and other mass payment scenarios.
\nBase URL
The base URL for all API requests is:
Test
\nsandbox-pay.netapps.ng/pg/api/v1\n\nProduction:
\npay.netapps.ng/pg/api/v1\n\nAuthentication
This API requires authentication using a Bearer token. Include the token in the Authorizationheader following the format:
Example
Authorization: Bearer YOUR_API_KEY\n\nEndpoints
\nCreate a Bulk Disbursement
Create a new bulk disbursement request.
POST /transaction/disburse\n\nRequest Headers
\nRequest Format
\nThe request body must be formatted in JSON and include the following fields:
\nDisbursement Object:
\nRouting Vs IBAN
\n● - Your program must include exactly one of routing or iban for each disbursement entry.
● - Both fields are not required simultaneously.
Response Format:
\nThe API will respond with a JSON object containing the following information:
\n● statusCode (Integer): The HTTP status code of the request. (e.g. 201 for success)
● message (String): A message describing the outcome of the request. (e.g.
\"Disbursement successful\")
● data (Optional - on success): An object containing details about the disbursement transaction(s). (Structure depends on the specific provider)
Example Usage:
\ncurl --location 'https://sandbox-pay.netapps.ng/pg/api/v1/transaction/disburse' \\\n--header 'Content-Type: application/json' \\\n--header 'Authorization: ••••••' \\\n--data '{\n\"extRef\": \"REF12xxx22\",\n\"currency\": \"USD\",\n\"narration\": \"Monthly payouts\",\n\"entries\": [\n {\n \"accountNo\": \"123456789\",\n \"accountName\": \"John Doe\",\n \"bankCode\": \"001\",\n \"bankName\": \"Access Bank\",\n \"routing\": \"123456\",\n \"iban\": \"DE89370400440532013000\",\n \"bankAddr\": \"123 Bank St, City, Country\",\n \"purpose\": \"Payment for services\",\n \"amount\": 1000.00\n },\n {\n \"accountNo\": \"987654321\",\n \"accountName\": \"Jane Smith\",\n \"bankCode\": \"002\",\n \"routing\": \"654321\",\n \"bankName\": \"Access Bank\",\n \"iban\": \"GB82WEST12345698765432\",\n \"bankAddr\": \"456 Bank Ave, City, Country\",\n \"purpose\": \"Invoice payment\",\n \"amount\": 1500.00\n }\n]\n}\n\nSample Response
\n{\n \"totalAmount\": 2500,\n \"totalReceivers\": 2,\n \"success\": true,\n \"extRef\": \"REF1234567\",\n \"systemRef\": \"NPYeba2eca3c87440698ff2f318d274e4e2\",\n \"message\": \"Disburse Submitted Successfully\"\n}\n\nGet Bulk Disbursement Status
\nThis API allows you to retrieve the status of a disbursement transaction previously submitted using the Bulk Disbursement API. It provides details on the overall disbursement status and the individual status of each recipient included in the original request.
\nEndpoint
\nGET\n/pg/api/v1/transaction/disburse/logs-status/:DISBURSEMENT-SYSTEM-REFERENCE\n\nReuest Headers:
\nPath Parameters:
\nSample Request:
\ncurl --location\n'https://sandbox-pay.netapps.ng/pg/api/v1/transaction/disburse/logs-status/NPY26f38fab\ne99b42c59666dc235f98a255' \\\n--header 'Authorization: ••••••'\n\nSample Response
\n{\n \"result\": [\n {\n \"accountNumber\": \"ACC97618\",\n \"accountName\": \"Account Name 3\",\n \"bankCode\": \"BANK736\",\n \"status\": \"0\",\n \"amount\": 2207.08,\n \"fee\": 0.0,\n \"routing\": \"ROUT2708\",\n \"iban\": \"IBAN41934\",\n \"bankAddr\": \"Bank Address 3\",\n \"purpose\": \"Purpose 3\"\n },\n ],\n \"success\": true,\n \"message\": \"disburse status\",\n \"disburse\": {\n \"systemRef\": \"NPY26f38fabe99b42c59666dc235f98a255\",\n \"externalRef\": \"EXT123456\",\n \"currency\": \"USD\",\n \"approvalStatus\": \"0\",\n \"narration\": \"Disbursement for Q1\"\n }\n}\n\n*Get Single Disbursement Status_*_This API allows you to retrieve the disbursement status for a specific recipient within a previously submitted bulk disbursement transaction.
\nEndpoint
\nGET\n/pg/api/v1/transaction/disburse/logs-status/:DISBURSEMENT-SYSTEM\u0002REFERENCE/:ACCOUNT_NUMBER\n\nRequest Headers:
\nPath Parameters:
\nSample Request:
\ncurl --location\n'https://sandbox-pay.netapps.ng/pg/api/v1/transaction/disburse/logs-status/NPY26f38fab\ne99b42c59666dc235f98a255/ACC36912' \\\n--header 'Authorization: ••••••'\n\nSample Response:
\n{\n \"result\": {\n \"accountNumber\": \"ACC36912\",\n \"accountName\": \"Account Name 5\",\n \"bankCode\": \"BANK391\",\n \"status\": \"0\",\n \"amount\": 9327.94,\n \"fee\": 0.0,\n \"routing\": \"ROUT9118\",\n \"iban\": \"IBAN90755\",\n \"bankAddr\": \"Bank Address 5\",\n \"purpose\": \"Purpose 5\"\n },\n \"success\": true,\n \"message\": \"disburse status\",\n \"disburse\": {\n \"systemRef\": \"NPY26f38fabe99b42c59666dc235f98a255\",\n \"externalRef\": \"EXT123456\",\n \"currency\": \"USD\",\n \"approvalStatus\": \"0\",\n \"narration\": \"Disbursement for Q\n }\n}\n\nError Handling
The API uses standard HTTP status codes to indicate the success or failure of an API request. Additional information is provided in the response body.
Welcome to the Merchant Portal of NetappsPay your all-in-one solution for managing payments, analyzing transactions, and growing your business. With our intuitive and feature-rich portal, you have everything you need to streamline your payment operations and optimize your revenue.
\nHere at NetappsPay, we understand the importance of simplicity and efficiency when it comes to managing payments. That's why we've designed our Merchant Portal to be user-friendly, powerful, and tailored to meet the needs of merchants like you.
\n","_postman_id":"c6d3c261-0032-42db-9852-5cc9d7e40937"},{"name":"How to register","item":[],"id":"54b11ee3-61ca-499c-813e-e50e7cbaf034","description":"Prerequisites
\nBefore creating an account, ensure you have:
\n- \n
A valid email address and phone number.
\n \nBusiness details (Business Name, Address, Registration Number, etc.).
\n \nBank account details for settlements.
\n \nInternet access with a computer or smartphone.
\n \n
Steps to Create an Account
\nStep 1: Access the Merchant Portal
\n- \n
Open your browser (Chrome, Edge, or Safari).
\n \nGo to: https://merchant.netapps.ng
\n \n
Step 2: Access the “Registration Page”
\n- \n
- On the home page, locate and click the “Log In” or “Get Started” button. \n
2. To access the registeration form, click the Sign up tab from the login screen.
\nStep 3: Provide Registration Information
\nEnter the following details:
\n- \n
First Name
\n \nLast Name
\n \nSelect Gender
\n \nPhone Number (must be active for verification)
\n \nEmail Address (used as your login username)
\n \nPassword
\n \nAgree to the term of use.
\n \n
Click on the \"Sign Up\" button to continue.
\nStep 4: Verification
\n- \n
An OTP (One-Time Password) will be sent to your registered email/phone.
\n \nEnter the OTP in the provided field.
\n \nClick the \"Next\" button to complete the process.
\n \n
After a successful verification, the user is redirected to the login screen.
\nStep 5: Login
\nEnter your credentials
\n- \n
In the Email Address field, type your registered email or phone number.
\n \nIn the Password field, enter your password.
\n \nDouble-check for typing errors (especially in upper/lowercase letters).
\n \n
\n\n
💡 Passwords are case-sensitive. Make sure “Caps Lock” is off.
\nClick the Submit button.
\nStartFragment
\nStep 6: Dashboard Access
\nOnce verification is successful, you’ll be redirected to your Merchant Dashboard.
\nFrom here, you can:
\n- \n
View wallet balance and payment summaries
\n \nInitiate bulk payments
\n \nAccess transaction history
\n \nManage beneficiaries and user roles
\n \n
The netappsPay Merchant Dashboard is the central hub where merchants can monitor transactions, settlements, and manage their account settings. This guide walks you through the key features and navigation of the dashboard.
\n1. Logging into the Dashboard
\n- \n
Open your browser and go to: https://merchant.netappspay.ng
\n \nEnter your registered email/username and password.
\n \nYou will be directed to your Merchant Dashboard.
\n \n
2. Dashboard Overview
\nThe dashboard is designed to give merchants a quick snapshot of business performance.
\nMain Sections of the Dashboard
\na. Top Navigation Bar
\n- \n
NetappsPay Logo → Clicking this returns you to the Dashboard Home.
\n \nAdd Business Button (+ Add Business) → Use this to register an additional business under your profile (useful if you manage multiple businesses).
\n \nSwitch Business Selector → A dropdown that lets you switch between different businesses you’ve registered, without needing separate logins.
\n \n
b. Left Sidebar (Navigation Menu)
\nThe left sidebar provides quick links to different modules. Common items include:
\n- \n
Transaction History → View all payment transactions. Filter by date, status, or channel.
\n \nRefunds → Initiate or track refunds to customers.
\n \nSettlements → Monitor payouts to your linked bank account and download settlement reports.
\n \nDisputes → Manage chargebacks or customer payment disputes. Upload documents and track resolution.
\n \nTeam Members → Add or remove users, assign roles (e.g., Admin, Finance, Support).
\n \nDisbursements → Manage bulk payments or payouts to suppliers, vendors, or partners.
\n \nAPI Keys / Webhooks → Access your integration keys and configure webhooks for real-time payment notifications.
\n \nWebhook Logs → Review delivery logs of webhook events (successful/failed notifications).
\n \nCustomers → View customer records, payment history, and frequency of transactions.
\n \nPayment Links → Create and manage payment links for one-time or recurring payments.
\n \n
c. Content Area (Main Section)
\nThis is the central workspace of the dashboard, where business and financial information is displayed.
\n- \n
Business Details Panel
\n- \n
Shows Business Name and Business Email.
\n \nUseful for confirming the active business (especially when multiple businesses are registered).
\n \n
\nBanking Information Panel
\n- \n
Displays the Bank Name and Account Number linked to your merchant account.
\n \nShows your Account Balance (available funds pending settlement).
\n \n
\nLatest Transactions Panel
\n- \n
Provides a list of the most recent transactions.
\n \nDisplays transaction date, customer name, amount, and status (Success, Pending, Failed).
\n \nA “View All” option takes you to the full transaction list.
\n \n
\n
d. Right Sidebar (Quick Merchant Info & Insights)
\nThe right sidebar shows merchant identity and performance insights at a glance.
\n- \n
Profile Section
\n- \n
Profile Icon/Avatar
\n \nEmail Address of the merchant account
\n \nContact Number (as registered during account setup)
\n \n
\nBusiness Transaction Chart
\n- \n
A graphical chart showing transaction performance (daily, weekly, or monthly).
\n \nHelps merchants monitor sales trends and payment success rates.
\n \n
\n
The Transaction History menu is one of the most important sections of the netappsPay Merchant Dashboard. It allows merchants to view, search, and filter all transactions processed through their business. This guide will help you understand how to use the Transaction History menu effectively.
\n1. Accessing the Transaction History Menu
\n- \n
Log in to the netappsPay Merchant Portal via https://merchant.netappspay.ng.
\n \nFrom the Left Sidebar, click on Transaction History.
\n \nThe Transaction History page will open, displaying a list of transactions in a table format.
\n \n
2. Layout of the Transaction History Page
\nThe page typically consists of the following sections:
\na. Search & Filter Options
\n- \n
Date Range Filter → View transactions within a specific period (Custom Dates).
\n \nStatus Filter → Filter by transaction status:
\n- \n
✅ Successful
\n \n⏳ Pending
\n \n❌ Failed
\n \n
\nTransaction Reference Search → Enter a payment reference or ID to find a specific transaction.
\n \nMerchant Reference Search → Enter a merchant reference or ID to find a specific transaction.
\n \n
b. Transaction List Table
\nEach row in the table represents a transaction with details such as:
\n- \n
Customer Name.
\n \nEmail.
\n \nDate of the transaction.
\n \nTransaction Reference ID (unique identifier).
\n \nAmount Paid.
\n \nStatus (Successful, Pending, Failed, Reversed).
\n \n
3. Viewing Transaction Details
\nWhen you click on a transaction, a detailed view opens with three tabs:
\na. Transaction Details Tab
\nDisplays full payment details, including:
\n- \n
Customer information (Full Name, Email)
\n \nAmount paid, fees, and net settlement value
\n \nApp Fee
\n \nMerchant Fee
\n \nCharged Amount
\n \nStatus (Successful, Pending, Failed, Reversed)
\n \nMerchant Reference
\n \nTransaction Reference
\n \ncountry
\n \nIP Address
\n \nPayment Channel used
\n \nDownload button to download receipt.
\n \n
b. Transaction Logs Tab
\nShows the timeline of events for the selected transaction, such as:
\n- \n
Payment request initiated
\n \nPayment authorization attempts
\n \nSuccess/Failure messages from the bank/payment channel
\n \nSettlement confirmation (if completed)
\nThis helps in troubleshooting issues and understanding the exact flow of the transaction.
\n \n
c. Request Refund Tab
\n- \n
Allows you to initiate a refund for the selected transaction.
\n \nOptions may include:
\n- \n
Full Refund → Returning the entire transaction amount.
\n \nPartial Refund → Returning a portion of the transaction amount.
\n \n
\nInitiate the refund request by entering reasons for the refund and click the \"Submit Refund Request\" button. is logged and processed, and the customer will be notified.
\n \n
4. Confirm The request by clicking the \"Yes\" button on the modal to complete the process.
\nOnce Initiated, the refund request is logged and processed, and the customer will be notified.
\n4. Export Options
\n- \n
Download the transaction history in Excel or PDF format for accounting or reconciliation.
\n \nUseful for internal auditing and reporting.
\n \n
5. Common Use Cases
\n- \n
Daily monitoring of payments.
\n \nVerifying customer payments before granting services.
\n \nResolving disputes by checking transaction logs.
\n \nIssuing refunds quickly when required.
\n \nReconciling records with exported reports.
\n \n
6. Tips for Efficient Use
\n- \n
Always check Transaction Logs for failed or pending payments before escalating issues.
\n \nUse the Reference ID search when responding to customer inquiries.
\n \nInitiate refunds only from the Request Refund tab to ensure proper tracking.
\n \nExport reports regularly for finance and audit purposes.
\n \n
The Refunds menu allows merchants to manage customer refunds directly from the netappsPay Merchant Portal. From here, you can view all refund requests, track their status, and initiate new refunds. This guide explains how to navigate the Refunds menu and use its features.
\n1. Accessing the Refunds Menu
\n- \n
From the Left Sidebar, click on Refunds.
\n \nThe Refunds page will open, showing all past and ongoing refund activities.
\n \n
2. Layout of the Refunds Page
\nThe Refunds page is typically divided into three main sections:
\na. Search & Filter Options
\n- \n
Refund Status → View refunds that are:
\n- \n
✅ Processed (completed)
\n \n⏳ Pending (awaiting approval or processing)
\n \n❌ Failed (not completed due to an error)
\n \n
\nTransaction Reference / Refund Reference → Search refunds tied to a specific payment.
\n \nCustomer Search → Locate refunds linked to a specific customer.
\n \n
b. Refund List Table
\nThe table displays all refunds with key details:
\n- \n
Refund Reference ID
\n \nTransaction Reference ID (linked to the original payment)
\n \nCustomer Name / Email / Phone
\n \nRefund Amount
\n \nRefund Type (Full or Partial)
\n \nRefund Status (Processed, Pending, Failed)
\n \nDate & Time of Request
\n \n
c. Refund Details View
\nClicking on any refund entry opens a detailed view, which includes:
\n- \n
Customer details (Full Name, Email)
\n \nCurrent refund status
\n \nTransaction amounts (Amount, Merchant fee, Charged Amount)
\n \nProcess Reference
\n \nRefund Reference
\n \nProcess Message
\n \nDownload receipt using the \"Download Receipt\" button.
\n \n
The Settlements menu allows merchants to track payments that have been processed and transferred from netappsPay to their registered bank account. It helps in reconciling transactions, confirming payout amounts, and monitoring settlement schedules. This guide explains how to explore and use the Settlements feature.
\nStartFragment
\n1. Accessing the Settlements Menu
\n- \n
From the Left Sidebar, click on Settlements.
\n \nThe Settlements page will open, showing your historical and upcoming payouts.
\n \n
2. Layout of the Settlements Page
\nThe page is divided into two functional sections:
\na. Settlement List Table
\nThe table displays all settlement entries with:
\n- \n
Total Amount (final payout amount credited to your account)
\n \nSettled Amount
\n \nAmount Charged
\n \nTransaction Count (Number of Transactions Included)
\n \nSettlement Date
\n \nStatus (Successful, Pending, Failed)
\n \n
b. Settlement Details View
\nClicking on any settlement entry opens a detailed view, which provides:
\n- \n
Settlement Reference & Date
\n \nLinked Bank Account Details
\n \nTotal number of transactions in that settlement batch
\n \nGross amount, applied fees/charges, and net credited amount
\n \nSettlement Status and processing logs (timestamps of settlement events)
\n \nOption to download settlement reports for reconciliation
\n \n
StartFragmentThe Disputes menu provides merchants with tools to manage customer-initiated disputes, chargebacks, or contested transactions. It allows you to review dispute details, upload supporting documents, track outcomes, and respond in time to avoid revenue loss. This guide explains how to navigate and effectively use the Disputes menu.
\n1. Accessing the Disputes Menu
\n- \n
From the Left Sidebar, click on Disputes.
\n \nThe Disputes page will open, listing all active and historical disputes.
\n \n
2. Layout of the Disputes Page
\nThe page consists of three main areas:
\na. Search & Filter Options
\n- \n
Date Range → View disputes raised within a certain time frame.
\n \nTransaction Reference → Find disputes linked to specific transactions.
\n \nCustomer Search → Locate disputes tied to a particular customer.
\n \n
b. Disputes List Table
\nEach dispute is listed in a table format with:
\n- \n
Dispute Reference ID
\n \nLinked Transaction Reference ID
\n \nCustomer Details (name, email, phone)
\n \nDisputed Amount
\n \nReason for Dispute (e.g., “Unauthorized transaction,” “Service not delivered,” “Duplicate charge”)
\n \nStatus (Open, Resolved, Lost)
\n \nDate Raised
\n \n
c. Dispute Details View
\nClicking on any dispute entry opens a detailed view, which includes:
\n- \n
Dispute Reference ID & Transaction Reference
\n \nCustomer details (name, email, phone)
\n \nDisputed amount and original transaction details
\n \nReason provided by customer or issuing bank
\n \nSupporting evidence upload section (e.g., receipts, proof of service delivery, communication records)
\n \nTimeline of dispute progress (logs of each step taken)
\n \nFinal resolution outcome (in merchant’s favor, in customer’s favor, or unresolved)
\n \n
3. Responding to a Dispute
\nIf a dispute is Open, you may need to take action:
\n- \n
Open the Dispute Details View.
\n \nReview the reason for dispute and logs.
\n \nUpload evidence documents (e.g., signed invoices, delivery notes, service confirmation).
\n \nSubmit your response within the required timeframe.
\n \nMonitor status updates under the logs section until the dispute is resolved.
\n \n
The Team menu in the netappsPay Merchant Portal enables merchants to add, manage, and monitor team members who have access to the merchant account. It allows role-based permissions, ensuring that each staff member has access only to the features they need. This guide explains how to navigate and use the Team menu effectively.
\n1. Accessing the Team Menu
\n- \n
From the Left Sidebar, click on Team Members.
\n \nThe Team Members page will open, showing all users who currently have access to your business account.
\n \n
2. Layout of the Team Members Page
\nThe page is divided into the following sections:
\na. Invited Members List Table
\nThis table displays all invited members yet to accept their invitation with details such as:
\n- \n
First Name
\n \nEmail Address
\n \nDate Created
\n \nPhone Number
\n \nActions (Delete)
\n \n
b. Team Members List Table
\nThis table displays all members linked to the merchant account with details such as:
\n- \n
First Name
\n \nEmail Address
\n \nDate Created
\n \nPhone Number
\n \n
c. Member Details View
\nClicking on a member opens a detailed profile, which shows:
\n- \n
Full name and contact information
\n \nAssigned role and permissions
\n \nStatus (Active/Inactive)
\n \nActivity logs (optional, depending on setup)
\n \nOption to edit role, deactivate, or remove the member
\n \n
3. Adding a New Team Member
\n- \n
On the Team Members page, click the \"Invite Users\" button.
\n \nEnter the new member’s Full Name and Email Address.
\n \nAssign a Role from the available options (e.g., Admin, Developer, Support).
\n \nClick Submit → An invitation email will be sent to the new member.
\n \nOnce accepted, the member will appear in the Team Members list.
\n \n
The Developer menu is designed for merchants’ technical teams to configure and monitor integrations with netappsPay. It provides access to API keys, webhooks, and webhook logs, enabling developers to securely connect payment processing with external systems and receive real-time updates on payment events.
\nAfter successfully verifying the password, the screen bellow is displayed:
\nTo view the webhook log, click the webhook logs menu.
\n","_postman_id":"b947c77d-1b0d-460d-ad1c-62727d964434"},{"name":"how to explore the customers menu","item":[],"id":"525e9303-3112-4c4d-99e9-37f0fa6a4685","description":"The Customer menu in the netappsPay Merchant Portal provides merchants with access to a list of all customers who have made payments through their business. It helps in tracking customer activity, viewing transaction history, and managing customer-related records. This guide explains how to explore and use the Customer menu effectively.
\n1. Accessing the Customer Menu
\n- \n
From the Left Sidebar, click on Customers.
\n \nThe Customers page will open, showing a table of all customers linked to your transactions.
\n \n
2. Layout of the Customers Page
\nCustomer List Table
\nThis table provides an overview of all customers, including:
\n- \n
Customer Name
\n \nEmail Address
\n \nPhone Number
\n \nTotal Number of Transactions
\n \nTotal Amount Spent
\n \nDate Added
\n \nLast Transaction Date
\n \n
The Payment Links menu allows merchants to generate shareable links that customers can use to make payments directly. This is useful for businesses that want a quick and easy way to accept payments without a dedicated online checkout. The menu also provides tools to track and manage all payment links created.
StartFragment
1. Accessing the Payment Links Menu
\n- \n
From the Left Sidebar, click on Payment Links.
\n \nThe Payment Links page will open.
\n \n
2. Layout of the Payment Links Page
\na. Payment Links List Table
\nTo view all your existing payment links, click the \"All Payment Links\" button. This table shows a summary of all payment links created, including:
\n- \n
Link Description
\n \nAmount
\n \nPayment Type (Single Payment or Donation)
\n \nStatus (Active, Expired, approved)
\n \n
b. Payment Link Details View
\nClicking on a link opens its detailed page, which includes:
\n- \n
Link Information → Payment Type, Title, Description, Status, Amount, Creation Date, Modified Date
\n \nGenerated URL → Copy and share link with customers
\n \nRedirect URL
\n \n
3. Creating a New Payment Link
\nOn the Payment Links page, click the \"Create Payment Link\" button.
\n- \n
Fill in the required fields:
\n- \n
Payment Type → For identifying the type payment (Single payment or Donation).
\n \nCountry → Select a country
\n \nTitle → For identifying the title of payment.
\n \nDescription → For identifying the payment purpose.
\n \nRedirect Url → For redirecting the customer after payment.
\n \nAmount → Enter a fixed amount or leave it open for customer input.
\n \nCustom Field → Click the custom field button for additional information.
\n \n
\nClick the \"Submit\" button → A unique payment URL will be created.
\n \nCopy and share the link via email, SMS, WhatsApp, or other channels.
\n \n
3. Updating Payment Link
\n- \n
- Click on a link to open its detailes page. On the details page, click the \"Update\" button. \n
- \n
Update the required fields:
\n- \n
Payment Type → For identifying the type payment (Single payment or Donation).
\n \nCountry → Select a country
\n \nTitle → For identifying the title of payment.
\n \nDescription → For identifying the payment purpose.
\n \nRedirect Url → For redirecting the customer after payment.
\n \nAmount → Enter a fixed amount or leave it open for customer input.
\n \n
\nClick the \"Submit\" button to complete the process.
\n \nCopy and share the link via email, SMS, WhatsApp, or other channels.
\n \n
The settings menu provides merchants with a centralized location to configure and customize various aspects of their account and payment gateway integration. Merchants perform business updates, configure payment and allocations, configure notication settings, settlements, update bank details and security settings.
\n1. Accessing the Settings Menu
\n- \n
From the Left Sidebar, select Settings.
\n \nThe Settings dashboard will appear, displaying the following configuration sections:
\n- \n
Business Update
\n \nPayment & Allocations
\n \nNotifications
\n \nSettlement
\n \nBanks
\n \nUpdate KYC
\n \n
\n
2. Exploring the Settings Sections
\na. Business Update
\nI. Update Business
\nThis section allows merchants to update and maintain business information. To update business information do the following:
\n- \n
Click the \"Update\" button on the settings page.
\n \nUpdate the required fields:
\n \n
- \n
Business Email
\n \nBusiness Name
\n \nBusiness Address
\n \nLogo Url
\n \nBusiness Type
\n \nBusiness Country
\n \n
📌 Tip: Ensure details are accurate, as they appear on receipts, invoices, and customer communication.
\n3. Click the \"Submit\" button to complete the process.
\nII. Update KYC
\nThis section ensures compliance with financial regulations.
\nIII. Update Business
\nb. Payment & Allocations
\nThis section controls how payments are received and distributed within your merchant account.
\n- \n
Toggle On/Off the payment options buttons to set preferred payment methods.
\n \nConfigure default Charge allocation rules. Select the Radio button to set who pays for the transaction charges (Merchant or Customer)
\n \n
Update KYC
\nMerchants are typically required to undergo KYC procedures for several reasons, primarily related to regulatory compliance, risk management, and fraud prevention.
\nTo update KYC, do the following:
\n- \n
Click the settings menu.
\n \nClick the update KYC button.
\n \nUpload a Government Approved ID Card and CAC Certificate
\n \nclick the submit button to complete the process.
\n \n
Update Notifications
\nSetting up email notifications for payment settlements and receipts is crucial for keeping merchants informed about transaction status. Here are the steps to achieve this:
\n1. From the dashboard, click the settings menu.
\n2. On the settings window, click the \"Notification Setup\" button.
\n3. Select the scope (Receipt/Settlement) and enter the desired email address.
\n4. Click the create button to complete the process.
\nPayment and Allocations
\nConfigure accepted payment methods by enabling or disabling specific payment methods and charge allocations. To configure payments and allocations, do the following:
\n- \n
Click the settings menu
\n \nclick the Payment & Allocations tab.
\n \nEnable/disable payment and allocations configurations.
\n \n
Notifications
\nEnable or disable notifation settings. to configure notifications settings,
\n- \n
Click the settings menu.
\n \nClick the notifications tab
\n \nConfigure notification.
\n \n
Settlement
\nEnable settlements to bank or wallet.
\n- \n
Click the settings menu.
\n \nOn the settings dashboard, click the Settlements tab
\n \nSelect settlement account.
\n \n
Banks
\nConfigure and update settlement bank details
\n- \n
Click the settings menu
\n \nClick the Banks tab
\n \nClick update bank button to view the add bank form
\n \nSelect bank
\n \nEnter account number
\n \nEnter account name
\n \nEnter bank verification number.
\n \nClick the submit button to complete the process.
\n \n
General Information
\nWhat is NetappsPay?
\nNetappsPay is a versatile payment gateway that allows businesses to process online transactions securely and efficiently. It supports a variety of payment methods, including credit cards, debit cards, and digital wallets.
\nHow does NetappsPay work?
\nNetappsPay integrates with your website or mobile app to handle payment processing. When a customer makes a purchase, NetappsPay securely captures and processes the payment information, ensuring funds are transferred from the customer's account to your business account.
\nIs NetappsPay secure?
\nYes, NetappsPay uses advanced encryption and security protocols, including PCI-DSS compliance, to ensure all transactions are safe and secure.
\nGetting Started
\nHow do I sign up for NetappsPay?
\nYou can sign up for NetappsPay by visiting our website and clicking on the \"Sign Up\" button. Follow the prompts to create your account and provide necessary business and banking information.
\nWhat information do I need to provide to sign up?
\nYou will need to provide your business name, contact information, banking details, and verification documents such as a business license or tax ID number.
\nIs there a setup fee for NetappsPay?
\nNetappsPay may charge a one-time setup fee depending on your business type and transaction volume. Please refer to our pricing page for detailed information.
\nPayment Processing
\nWhat payment methods does NetappsPay support?
\nNetappsPay supports a wide range of payment methods, including credit cards, debit cards, bank transfers, USSD, and digital wallets.
\nHow do I integrate NetappsPay with my website or app?
\nNetappsPay provides comprehensive integration guides and API documentation to help you integrate the payment gateway with your website or app. You can also use our plugins for popular e-commerce platforms like Shopify, WooCommerce, and Magento.
\nAre there transaction fees?
\nYes, NetappsPay charges a small fee for each transaction. The fee varies based on the payment method and transaction volume. Please refer to our fee schedule on the website for detailed information.
\nHow long does it take for funds to be transferred to my account?
\nFunds are typically transferred to your business account within 1-2 business days for domestic transactions. International transactions may take longer, depending on the destination country and banking system.
\nAccount Management
\nHow do I update my account information?
\nTo update your account information, log in to your NetappsPay account, go to \"Settings,\" and edit the necessary details. Save the changes to update your information.
\nWhat should I do if I forget my password?
\nIf you forget your password, click on the \"Forgot Password\" link on the login page. Follow the instructions to reset your password via email.
\nHow can I view my transaction history?
\nYou can view your transaction history by logging in to your account and navigating to the \"Transaction History\" section. Here, you can see all past transactions, including dates, amounts, and customer details.
\nSupport and Troubleshooting
\nHow can I contact NetappsPay support?
\nStartFragmentYou can contact NetappsPay support through our website’s \"Contact Us\" page, by emailing support@netappspay.com.ng, or by calling our customer service hotline.
\nWhat should I do if a transaction fails?
\nIf a transaction fails, check your account balance and payment details to ensure they are correct. If the problem persists, contact NetappsPay support for assistance.
\nHow do I report suspicious activity?
\nTo report suspicious activity, contact NetappsPay support immediately. Provide all relevant details so we can investigate and take necessary action.
\nAdditional Features
\nDoes NetappsPay offer fraud protection?
\nYes, NetappsPay includes robust fraud detection and prevention tools to help protect your business from fraudulent transactions.
\nCan I set up recurring billing with NetappsPay?
\nYes, NetappsPay supports recurring billing, allowing you to set up subscription-based services and automatically bill customers at regular intervals.
\nDoes NetappsPay support multi-currency transactions?
\nYes, NetappsPay supports multi-currency transactions, allowing you to accept payments in various currencies and expand your business globally.
\nCan I customize the payment experience for my customers?
\nYes, NetappsPay offers customizable payment pages and APIs, allowing you to tailor the payment experience to match your brand and provide a seamless checkout process for your customers.
\n","_postman_id":"c3fb4304-7f7b-4e38-919e-f1406d6c8314"}],"id":"19dbb7f8-0ee9-4a10-8638-bf4f185155f6","description":"Welcome to the NetappsPay Developer Documentation
\nWe're excited to have you onboard and help you streamline your payment processes
\nFind all the guides and resources to get your business set up and integrated with NetappsPay APIs.
Sign up Get your API key
Account setup
\nFirst time users, must create an account. To create an account, follow the steps bellow:
\nOn the home screen, click the \"Login\" button or the \"Get Started\" button.
\nTo access the registration form, click the “Sign up” tab from the home screen
\n- \n
Enter your First Name
\n \nEnter your last Name
\n \nSelect your Gender
\n \nEnter your phone Number
\n \nEnter your Email Address
\n \nCreate a password and select the \"I agree to the terms of use\".
\n \nEnter the OTP code sent to the registered phone number or email to complete the registration.
\n \n
8. After a successful verification, your account is created.
\nLogin
\nRegistered users can login to their NetappsPay account and start making transactions. To login to your NetappsPay account, follow the steps below:
\n- \n
Select the Login tab on the home screen.
\n \nEnter your your Email or Phone number
\n \nEnter your registered password.
\n \nClick the submit button to proceed.
\n \n
5. On a successful logon, you will be redirected to the dashboard.
\nChoose Your Integration Method
\nWidget Integration: Active by Default
\nEmbed our pre-built verification widget into your website. Handles the entire verification flow with callbacks. Available for all businesses immediately.
\nWhite-Label API: Requires ActivationEndFragment
\nDirect server-to-server API calls for custom integrations. Contact support to enable this feature for your business.
\nWhite-Label API Quick Start
\n- \n
- Enable API Access
Contact support to enable White-Label API for your business \n
2. Get Your Secret Key
\nFind your secret key in Settings → API Keys
\n3. Make API Request
\nPOST to /api/v1/whitelabel/verify
\n# Example: Verify a NIN\ncurl -X POST 'https://kyc-api.netapps.ng/api/v1/whitelabel/verify' \\\n -H 'Content-Type: application/json' \\\n -H 'x-secret-key: NA_SEC_TEST-your-secret-key' \\\n -d '{\n \"kycType\": \"nin\",\n \"nin\": \"12345678901\"\n }'\n\nExample Response
\n{\n \"error\": false,\n \"message\": \"Verification successful\",\n \"kycType\": \"nin\",\n \"kycTypeDisplayName\": \"National Identity Number (NIN)\",\n \"verifiedAt\": \"2026-01-01T12:00:00.000Z\",\n \"data\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"gender\": \"Male\",\n \"phone\": \"08012345678\"\n }\n}\n\nWhite-Label API Access Required
\nThe White-Label API must be enabled for your business before you can use it. Please contact support@netapps.ng to request access. For immediate integration, use the Widget Integration which is available by default.
\nThe White-Label API uses secret key authentication. Include your secret key in the request header.
\nRequest Headers
\nSecurity Notice
\nNever expose your secret key in client-side code. Always make API calls from your backend server.
\nKey Format
\n","_postman_id":"99da36f0-43dc-48c8-9e5b-98bdb8bff429"},{"name":"API Endpoints","item":[],"id":"36f7d739-60f0-477a-b762-831cb6459846","description":"POST/api/v1/whitelabel/verify
Unified KYC verification endpoint. Performs identity verification in a single API call.
\nRequest Body
\nAdditional fields depend on kycType (see KYC Types tab)
\nSuccess Response (200)
\n{\n \"error\": false,\n \"message\": \"Verification successful\",\n \"kycType\": \"nin\",\n \"kycTypeDisplayName\": \"National Identity Number (NIN)\",\n \"verifiedAt\": \"2026-01-01T12:00:00.000Z\",\n \"data\": {\n \"first_name\": \"John\",\n \"last_name\": \"Doe\",\n \"date_of_birth\": \"1990-01-15\",\n \"gender\": \"Male\",\n \"phone\": \"08012345678\"\n }\n}\n\nError Response
\n{\n \"error\": true,\n \"message\": \"Missing required fields for NIN: nin\",\n \"code\": \"MISSING_REQUIRED_FIELDS\",\n \"requiredFields\": [\"nin\"],\n \"missingFields\": [\"nin\"]\n}\n\nGET/api/v1/whitelabel/supported-types
Returns list of all supported KYC verification types with their required fields.
\n{\n \"error\": false,\n \"message\": \"Supported KYC verification types\",\n \"data\": [\n { \"type\": \"nin\", \"displayName\": \"National Identity Number (NIN)\", \"requiredFields\": [\"nin\"] },\n { \"type\": \"international_passport\", \"displayName\": \"International Passport\", \"requiredFields\": [\"passport_number\", \"last_name\", \"date_of_birth\"] }\n ]\n}\n\nGET/api/v1/whitelabel/balance
Check your wallet balance for verification charges.
\n{\n \"error\": false,\n \"message\": \"Wallet balance retrieved\",\n \"data\": { \"balance\": 15000.00, \"currency\": \"NGN\", \"environment\": \"test\" }\n}\n\nGET/api/v1/whitelabel/pricing
Get verification pricing for all KYC types.
\n{\n \"error\": false,\n \"message\": \"Pricing information\",\n \"data\": [\n { \"type\": \"nin\", \"displayName\": \"National Identity Number (NIN)\", \"price\": \"NGN100\", \"charge\": \"NGN0\", \"feeType\": \"flat\" }\n ]\n}\n\nSupported KYC Types
\nEach KYC type requires specific fields. Use the exact kycType value shown below.
National Identity Number (NIN)
\nInternational Pasport
\nDriver's License
\nPhone Number
\nCAC (Company Registration)
\nBank Account Verification
\nTax Identification Number (TIN)
\nNIN Face Match Verification
\nVerify identity by matching a selfie against the NIN photo record.
\n","_postman_id":"4aa4877e-46ba-4c3c-af34-28710ed5390c"},{"name":"Account Settup","item":[],"id":"865f4e3e-4aa5-4aa2-ae7d-5c7d1eb0dbdc","description":"Signing Up to our KYCInsight is simple and only takes just few minutes. To create an account, simply take the steps that follow:
\n- \n
- On the home screen, click the \"Getting Started/Login\" button. \n
2. Select the \"Signup\" tab to proceed.
\n3. Enter your First Name, Last Name, select your Gender, your Phone Number, Email Address, create a Password and check the I Agree to the Terms of Use.
\nThe system validates for previous registration, your phone Number, your email, and your password. An OTP code is then sent to the registered phone number and email for verification.
\n4. Enter the OTP code sent to the registered phone number or email to complete the registration.
\n5. On a successful verification, your account is created.
\nLogin
\nRegistered users can login to their KYCInsight account and start making transactions. To login to your KYCInsight account, follow the steps below:
\n- \n
- Select the Login tab on the home screen. \n
- Enter your your Email or Phone number \n
- Enter your registered password. \n
- Click the submit button to proceed. \n
5. On a successful logon, you will be prompted to create a business profile. Enter the RC Number, Business Adress, State, Nature of Business, Business Name, Local Government Area, Business Type, City and click the \"Submit\" button to complete the process.
\n6. After a successful Business profile creation, the dashboard screen is displayed.
\nAt Netapps Technologies, we maintain distinct test and live environments. The test environment enables developers to experiment their integrations within a controlled setting before deploying them into the production stage, herein referred to as the Live environment.
\nEasily switch between test and live environment with a toggle of a button on the dashboard.
\n","_postman_id":"cc4d6799-b648-493b-ba87-458b385550ee"},{"name":"KYC Insight SDK","item":[{"name":"Retrieve KYC details","id":"906b1018-b196-44cf-9717-a85e4ea3bc55","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"apikey","apikey":{"basicConfig":[{"key":"key","value":"x-secret-key"},{"key":"value","value":"National Identification Number (NIN) Validation API
\nThis endpoint validates a user's National Identification Number (NIN) by sending it to the backend for verification. The response confirms whether the NIN is valid and may return associated personal information if applicable.
\nRequest: POST
\nContent-Type: application/json
\nBody Params
\nExample Request
\n{\n \"nin\": \"12345678901\"\n}\n\nResponse
\nSuccess Response
\nStatus code: 200 OK
\nContent-Type: application/json
\nExample
\n{\n \"status\": \"successful\",\n \"message\": \"Lookup Successful\",\n \"timestamp\": \"2025-02-10T16:37:45.154Z\",\n \"data\": {\n \"title\": \"MR\",\n \"firstname\": \"JOHN\",\n \"middlename\": \"DOE\",\n \"surname\": \"SAM\",\n \"email\": null,\n \"telephoneno\": null,\n \"residence_AdressLine1\": null,\n \"residence_Town\": null,\n \"residence_lga\": null,\n \"residence_state\": null,\n \"nin\": \"12345678923\",\n \"photo\": \"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\",\n \"signature\": null,\n \"religion\": null,\n \"profession\": \"STUDENT\",\n \"gender\": \"m\",\n \"maiden_name\": null,\n \"maritalstatus\": \"SINGLE\",\n \"employmentstatus\": null,\n \"state_of_origin\": \"KOGI\",\n \"lga_origin\": \"ABUJA\",\n \"birthcountry\": \"nigeria\",\n \"birthdate\": \"01-10-1960\",\n \"birthlga\": \"Abuja\",\n \"birthstate\": null,\n \"educationallevel\": null,\n \"nok_address1\": null,\n \"nok_address2\": null,\n \"nok_lga\": null,\n \"nok_state\": null,\n \"nok_surname\": null,\n \"nok_firstname\": null,\n \"nok_middlename\": null,\n \"nok_postalcode\": null,\n \"nok_town\": null,\n \"nspokenlang\": null,\n \"ospokenlang\": null,\n \"pfirstname\": null,\n \"pmiddlename\": null,\n \"psurname\": null,\n \"residence_address\": null,\n \"residencestatus\": null,\n \"self_origin_lga\": null,\n \"self_origin_place\": null,\n \"self_origin_state\": null,\n \"spoken_language\": null,\n \"userid\": null,\n \"vnin\": \"0987654321\",\n \"central_iD\": null,\n \"tracking_id\": null,\n \"heigth\": null\n }\n}\n\nError Response
\n","urlObject":{"protocol":"https","path":["api","v1","kyc","nin"],"host":["kyc-api","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"792b8122-805d-4ebc-b7eb-57a7b9f0a686"}],"id":"ea8b69f8-f287-4ce2-9936-9a58c602811a","description":"Introduction
\nNetApps KYC Insight SDK is a powerful tool designed to simplify Know Your Customer (KYC) processes for businesses. It provides a seamless integration of KYC verification directly into web applications, ensuring compliance with regulatory requirements while enhancing user experience.
\nGetting Started
\nTo start using the KYCInsight SDK, follow these steps:
\n- \n
- Installation: \n
- \n
- Include the NetApps KYC Insight SDK script in your HTML file: \n
<script src=\"https://kyc-verify.netapps.ng/kyc/netappskyc.js\" type=\"text/javascript\">\n\n2. Initialization:
\n- \n
- Initialize the widget with your credentials and configuration: \n
const widget = new InitNetAppsKyc(\n \"NA_PUB_TEST-d5e978253fb07cdab0507092c62ee2a8\",\n \"user_verification\",\n \"user-1-3894893\",\n \"john doe\",\n \"tier_1\",\n \"true\",\n \"true\",\n \"false\",\n );\n\nConfiguration Parameters
\n3. Triggering KYC Verification:
\n- \n
- Call the
kyc()function to initiate the KYC verification process with callbacks \n
// Start KYC verification with callbacks\nkycWidget.kyc({\n // Called when widget is ready\n onReady: function() {\n console.log('KYC Widget is ready');\n },\n // Called on successful verification\n onSuccess: function(data) {\n console.log('Verification successful:', data);\n // data.type = 'success'\n // data.message contains verification details\n // data.reference - Use this reference for backend verification\n },\n // Called when verification fails\n onFailed: function(error) {\n console.log('Verification failed:', error);\n // Handle the failure appropriately\n },\n // Called when user submits verification (pending review)\n onSubmitted: function(data) {\n console.log('Verification submitted for review:', data);\n // User has completed their part, awaiting verification\n }\n}, function(result, error) {\n // Alternative callback style\n if (error) {\n console.error('Error:', error);\n } else {\n console.log('Result:', result);\n }\n});\n\nCallback Events
\nComplete Integration Example
\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n <meta charset=\"UTF-8\">\n <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\">\n <title>KYC Verification</title>\n</head>\n<body>\n <h1>Identity Verification</h1>\n <button id=\"verify-btn\">Start KYC Verification</button>\n <div id=\"status\"></div>\n\n <!-- Include the NetApps KYC Widget -->\n <script src=\"https://kyc-verify.netapps.ng/kyc/netappskyc.js\"></script>\n \n <script>\n // Wait for script to load\n window.addEventListener('message', function(e) {\n if (e.data === 'netAppsScriptReadyKyc') {\n console.log('KYC Script is ready');\n }\n });\n\n document.getElementById('verify-btn').addEventListener('click', function() {\n // Store userRef so it can be reused after verification\n const userRef = 'user-' + Date.now();\n const slug = 'your-business-slug';\n\n // Initialize the widget\n const kycWidget = new InitNetAppsKyc(\n 'NA_PUB_TEST-your-public-key', // Your public key\n slug, // Your business slug\n userRef, // Unique user reference\n 'John Doe', // User's name\n 'basic-verification', // KYC level slug\n 'true', // Show close button\n 'true', // Open in modal\n 'false' // Debug mode\n );\n\n // Start verification\n kycWidget.kyc({\n onReady: function() {\n document.getElementById('status').innerText = 'Widget loaded...';\n },\n onSuccess: function(data) {\n document.getElementById('status').innerText = 'Verification successful!';\n console.log('Success data:', data);\n \n // Retrieve the verified KYC data from your backend server.\n // Your backend should call the NetApps API:\n // GET https://kyc-api.netapps.ng/api/v1/user/kyc?userRef={userRef}&slug={slug}\n // Headers: { 'x-secret-key': 'NA_SEC_PROD-xxxxx' }\n // IMPORTANT: Never expose your secret key in client-side code.\n fetch(`/api/kyc-status?userRef=${userRef}&slug=${slug}`)\n .then(res => res.json())\n .then(kycData => {\n console.log('KYC Data:', kycData);\n // Process the verified user data\n });\n },\n onFailed: function(error) {\n document.getElementById('status').innerText = 'Verification failed: ' + error.reason;\n },\n onSubmitted: function(data) {\n document.getElementById('status').innerText = 'Submitted for review';\n }\n }, function(result, error) {\n if (error) {\n console.error('Callback error:', error);\n }\n });\n });\n </script>\n</body>\n</html>\n\nConclusion: NetApps KYCInsight SDK offers a streamlined solution for integrating KYC verification seamlessly into web applications. By following the provided documentation and technical example, developers can easily implement KYC processes and enhance compliance with regulatory standards.
\n","_postman_id":"ea8b69f8-f287-4ce2-9936-9a58c602811a"},{"name":"KYC User Guide","item":[{"name":"How to explore the Dashboard","item":[],"id":"8789dd7f-1f0c-4abd-8938-c93c9014bfca","description":"Overview
\nThe KYC Insight Dashboard is the central control panel for merchants. It provides a real-time summary of your KYC verification activity, wallet status, compliance indicators, approvals workflow, and quick access to key actions.
\nThis guide explains how to explore and understand each section of the Dashboard menu and widgets.
\nAccessing the Dashboard
\n- \n
Log in to your KYC Insight merchant portal.
\n \nFrom the left navigation panel, click Dashboard.
\n \nThe dashboard opens with summary widgets and monitoring panels.
\n \n
Top Header Bar
\nAt the very top of the dashboard:
\n- \n
Environment Toggle (Live) — Shows that you are operating in the live environment.
\n \nBusiness Selector Dropdown — Displays the currently selected business (e.g., your registered company name).
\n- \n
- Click the dropdown to switch to another linked business profile (if available). \n
\nMenu Icon (☰) — Expands or collapses the left sidebar navigation.
\n \nLogout Icon — Quickly signs you out of the platform.
\n \n
KYC Status Notice (If Displayed)
\nIf your business KYC is not yet approved, a highlighted banner appears:
\nKYC Verification Required — Pending KYC
\nMeaning
\n- \n
Your business verification is still pending.
\n \nVerification services are blocked until approval.
\n \n
Action
\n- \n
Click Submit KYC Documents.
\n \nUpload required company documents.
\n \nWait for approval before running verifications.
\n \n
Date Range Filter
\nAt the top of the dashboard is a Start Date and End Date selector.
\nHow to Use
\n- \n
Click the calendar icon beside each field.
\n \nChoose your preferred date range.
\n \nDashboard metrics update based on the selected period.
\n \nUse this to review performance for specific days, weeks, or months.
\n \n
Wallet Overview Panel
\nThe Wallet Overview section summarizes your merchant wallet activity.
\nKey Fields
\n- \n
Business Name & Wallet ID – Shows the active merchant profile.
\n \nPeriod – Displays the selected reporting date range.
\n \nTotal Deposited – Total funds added to wallet.
\n \nTotal Debited – Total funds spent on verifications/services.
\n \nTransactions – Number of wallet transactions.
\n \nTotal Charges – Total service charges applied.
\n \n
Use Case
\nUse this panel to quickly confirm funding status and spending activity.
\nSummary Metric Cards
\nBelow the wallet overview are performance cards:
\nTotal Verifications Today
\n- \n
Shows number of KYC checks completed today.
\n \nIndicates whether activity has occurred today.
\n \n
Avg. Verification Time
\n- \n
Displays the average provider response time.
\n \nHelps monitor service speed.
\n \n
Wallet Balance
\n- \n
Shows available wallet funds.
\n \nStatus indicator shows Available when usable.
\n \n
Failed Verifications
\n- \n
Number and percentage of failed KYC checks.
\n \nUseful for risk and quality monitoring.
\n \n
Total This Month
\n- \n
Total verifications completed this month.
\n \nHelps track monthly volume.
\n \n
Verification Volume Trends
\nThis chart area displays verification trends over time.
\nControls
\n- \n
Dropdown filter (e.g., Day) changes the aggregation view.
\n \nMetrics shown may include:
\n- \n
Average calls
\n \nFailure rate
\n \n
\n
Empty State
\nIf it shows “No trend data available”, it means:
\n- \n
No verifications have been run yet, or
\n \nThe selected date range has no records.
\n \n
Billing Summary
\nThe Billing Summary section provides cost and billing insights.
\nWhat You’ll See
\n- \n
Service billing totals
\n \nUsage-related charges
\n \n
Empty State
\n“No billing summary data available” appears when:
\n- \n
- No billable activity has occurred yet. \n
Provider Performance
\nThis section measures verification provider results.
\nAvailable Views
\n- \n
Volume – Number of requests handled
\n \nCost – Cost per provider
\n \n
Purpose
\nHelps merchants compare provider efficiency and cost impact.
\nPending Approvals (Workflow Panel)
\nLocated on the right side of the dashboard.
\nDisplays
\n- \n
Pending – Items waiting for approval
\n \nIn Progress – Items under review
\n \n
Status Indicator
\n- \n
- All caught up! means no approvals are pending. \n
View All
\n- \n
- Click View All to open the full approvals/workflow page. \n
Quick Actions Panel
\nProvides shortcuts for common tasks.
\nFund Wallet
\n- \n
Opens wallet funding options.
\n \nUse when balance is low or zero.
\n \n
Download Report
\n- \n
Exports dashboard or usage reports.
\n \nUseful for accounting and compliance reviews.
\n \n
Compliance & Risk Overview
\nThis panel summarizes risk and compliance indicators.
\nMetrics Included
\n- \n
Total Failed Verifications
\n
Shows failure percentage with risk indicator. \nFraud Flagged (Suspected)
\n
Number of suspected fraud cases. \nRegulatory Checks Passed
\n
Percentage of compliance checks passed. \n
Indicators
\n- \n
🔴 High – Needs attention
\n \n🟡 Monitor – Watch closely
\n \n🟢 Compliant – Within acceptable limits
\n \n
Service Usage Stats
\nThis section shows service consumption metrics.
\nIf Empty
\n“No service usage data available” means:
\n- \n
- No verification APIs or services have been used yet. \n
Left Navigation Menu (Dashboard Context)
\nFrom the dashboard sidebar, merchants can move to related areas:
\n- \n
Dashboard
\n \nKYCs
\n \nBusinesses
\n \nConfigurations
\n \nPricing
\n \nBilling
\n \nWallet
\n \nBusiness Users
\n \nCustomers
\n \nSettings
\n \nAPI Docs
\n \nLog Out
\n \n
These sections expand on the summary data shown in the dashboard.
\nSupport Access
\nAt the bottom-right corner:
\n- \n
Request Support button connects you to help or support services.
\n \nUse it for technical or account-related issues.
\n \n
Best Practice Tips
\n- \n
Check the dashboard daily for verification and risk indicators.
\n \nFund your wallet before running bulk verifications.
\n \nComplete business KYC early to avoid service blockage.
\n \nUse date filters to generate period-specific reports.
\n \nMonitor failed and fraud metrics regularly.
\n \n
The KYCs section of the KYC Insight platform is where merchants access and manage all available identity‑verification services. These services include both System KYCs (built‑in verification providers) and Custom KYCs (merchant‑defined verification flows).
\nThis guide walks you through how to navigate and understand the KYCs menu.
\n1. Accessing the KYCs Menu
\nTo open the KYCs section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, locate the navigation panel.
\n \nClick KYCS.
\n
This opens the main KYCs management page. \n
2. Understanding the KYCs Dashboard
\nWhen you enter the KYCs menu, you will see:
\na. Page Title: “System KYC Providers”
\nThis indicates that you are viewing the built‑in verification services provided by the platform.
\nb. Provider Count
\nA label such as “Showing 15 Providers” tells you how many verification modules are available.
\nc. Organization Selector
\nA dropdown at the top right shows the currently selected business (e.g., gigatech technologies limited).
If you manage multiple businesses, you can switch between them here.
d. Mode Toggle: System KYCs / Custom KYCs
\n- \n
System KYCs → Pre‑built verification services provided by KYC Insight.
\n \nCustom KYCs → Your own custom verification workflows (if configured).
\n \n
3. Exploring System KYC Providers
\nEach verification service is displayed as a card. Every card contains:
\na. Provider Name
\nExamples include:
\n- \n
NIMC Document
\n \nNIN
\n \nDriver’s License
\n \nInternational Passport
\n \nBVN
\n \nIndividual TIN
\n \nCorporate TIN
\n \nCAC Verification
\n \nFull CAC Verification
\n \nVirtual NIN
\n \nHouse Address Verification
\n \nAccount Number Verification
\n \nPhone Number Verification
\n \nAddress Verification
\n \nNIN Consent
\n \n
b. Status Indicator
\nAll providers shown are marked ACTIVE, meaning they are available for use.
\nc. Total Fields
\nThis shows how many input fields are required for the verification.
Examples:
- \n
1 Field → NIN, BVN, NIMC Document
\n \n2 Fields → Individual TIN, CAC Verification, Virtual NIN
\n \n3+ Fields → International Passport, Driver’s License, Address Verification.
\n \n
d. Field Breakdown
\nEach card lists the exact fields required. For example:
\ne. Provider ID
\nA unique identifier appears at the bottom of each card.
This is useful for API integrations or support requests.
The Businesses section of the KYC Insight is where merchants manage all companies registered under their account. This area provides a centralized view of business profiles, statuses, and API access details.
\nThis guide walks you through how to navigate and understand the Businesses menu.
\n1. Accessing the Businesses Menu
\nTo open the Businesses section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, locate the navigation panel.
\n \nClick Businesses.
\n
This opens the My Businesses page, where all registered businesses are displayed. \n
2. Understanding the Businesses Overview
\nAt the top of the page, you will see a summary panel showing key business statistics:
\nIn the uploaded example, the merchant has:
\n- \n
1 Total Business
\n \n1 Active
\n \n0 Pending
\n \n
This gives you a quick health check of your business portfolio.
\n3. Viewing Business Details
\nBelow the summary, each registered business appears as a card containing essential information. A typical business card includes:
\na. Business Name
\nDisplayed prominently at the top.
Example: gigatech technologies limited
b. Creation Date
\nShows when the business was added to the platform.
Example: Created on August 8, 2025
c. Status Indicators
\nTwo status labels may appear:
\n- \n
Active – The business is approved and operational.
\n \nLIVE – The business is fully enabled for API and platform usage.
\n \n
d. Registration Details
\nIncludes:
\n- \n
RC Number – The official registration number of the business.
\n \nAddress – The registered business address.
\n \n
e. API Access
\nA button labeled Show/Hide API Keys allows merchants to view or manage API credentials for that specific business.
This is essential for integrating KYC Insight services into your applications.
4. What You Can Do in the Businesses Menu
\nThe Businesses menu enables merchants to:
\n✔ View all registered businesses
\nSee a complete list of businesses tied to your account.
\n✔ Monitor business status
\nQuickly identify which businesses are active or pending.
\n✔ Access business details
\nReview registration information, addresses, and compliance status.
\n✔ Manage API keys
\nRetrieve or regenerate API keys for integration purposes.
\n✔ Navigate to related modules
\n5. Best Practices for Merchants
\n- \n
Keep business information updated to avoid verification delays.
\n \nSecure your API keys and regenerate them if you suspect unauthorized access.
\n \nMonitor the Active/Pending counts to ensure smooth onboarding.
\n \nUse consistent naming for businesses if you manage multiple entities.
\n \n
The Configurations menu is where merchants manage customer groups, verification levels, and approval workflows. This section allows you to structure how KYCs are reviewed, who reviews them, and how customers progress through your verification process.
\nThis guide explains how to navigate and use the Configurations menu.
\n1. Accessing the Configurations Menu
\nTo open the Configurations section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, click Configurations.
\n \nThe system loads the configuration workspace, where you can manage groups and approval workflows.
\n \n
2. Understanding the Configurations Dashboard
\nWhen you enter the Configurations menu, you will see:
\na. Page Header
\n- \n
Title: Configurations
\n \nSubtitle: Manage customer groups and verification levels
\n \n
This tells you that this section controls how customers are categorized and how their KYCs are processed.
\nb. Action Buttons
\nAt the top of the page, three key buttons appear:
\nThese options form the core of the configuration system.
\n3. Managing Customer Groups
\nCustomer groups help you organize users into categories, each with its own verification requirements.
\na. When No Groups Exist
\nIf no groups have been created yet, the system displays a message such as:
\n“No Customer Groups — You haven’t created any customer groups yet.”
\nThis prompts you to begin setting up your verification structure.
\n4. Exploring the Approval Workflow Configuration
\nThe Approval Workflow tab allows you to design how KYCs are reviewed internally.
\na. Workflow Overview
\nThe workflow page explains how approval flows operate:
\n- \n
When a customer completes their KYC, it enters your workflow.
\n \nEach step can be assigned to specific team members or left open to any approver.
\n \nBusiness owners can bypass the workflow if the Owner Bypass option is enabled.
\n \nRejected KYCs can be resubmitted by customers.
\n \n
This gives you full control over how KYCs move through your organization.
\nb. Creating a New Workflow
\nClick Create New Workflow to begin.
\nYou will see fields such as:
\n- \n
Workflow Name – e.g., “Standard KYC Approval”
\n \nDescription – Describe the purpose of the workflow
\n \nOwner Bypass – Toggle to allow business owners to approve directly
\n \nRequire All Steps – Choose whether all steps must be completed or only one approval is needed
\n \n
c. Adding Approval Steps
\nEach workflow contains one or more steps.
\nA step includes:
\n- \n
Step Name – e.g., “Initial Review”
\n \nDescription – e.g., “First review of customer KYC”
\n \nNotifications – Notify when the step is reached or completed
\n \nAssigned Approvers – Select specific team members or leave empty to allow any approver
\n \n
You can add multiple steps using + Add Step.
\nd. Saving the Workflow
\nClick Create Workflow to finalize and activate the workflow.
\n5. Deactivating Slugs
\nThe Deactivate Slug tab allows you to manage verification slugs associated with customer groups.
\nIf no groups exist, you will see:
\n“No Groups Found — Create a customer group first before managing activation status.”
\nOnce groups are created, you can:
\n- \n
View active slugs
\n \nDeactivate slugs that should no longer be used
\n \nMaintain clean and updated verification configurations
\n \n
6. What You Can Do in the Configurations Menu
\nThe Configurations menu enables merchants to:
\n✔ Create and manage customer groups
\nOrganize customers into structured verification categories.
\n✔ Define verification levels
\nSet up multi‑level KYC requirements per group.
\n✔ Build approval workflows
\nCreate step‑by‑step internal review processes.
\n✔ Assign approvers
\nControl who can approve each stage of the KYC.
\n✔ Enable owner bypass
\nAllow business owners to override workflows when necessary.
\n✔ Customize review logic
\nChoose whether all steps or only one step must be completed.
\n7. Best Practices for Merchants
\n- \n
Start with simple workflows and expand as your team grows.
\n \nUse multiple levels for high‑risk customer groups.
\n \nAssign approvers carefully to maintain compliance and accountability.
\n \nEnable notifications to ensure timely reviews.
\n \nDocument your workflow logic for internal training and audits.
\n \n
The Pricing menu provides merchants with a complete overview of the costs associated with each verification service available on the KYC Insight platform. This section helps you understand the pricing model for API calls, compare verification types, and plan your operational expenses.
\nThis guide explains how to navigate and interpret the Pricing menu.
\n1. Accessing the Pricing Menu
\nTo open the Pricing section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, click Pricing.
\n \nThe system loads the pricing catalog, displaying all verification services and their associated costs.
\n \n
2. Understanding the Pricing Dashboard
\nThe Pricing dashboard is organized into a list of verification services. Each service appears as a card containing:
\na. Service Name
\nExamples include:
\n- \n
Driving License
\n \nInternational Passport
\n \nBVN
\n \nIndividual TIN
\n \nCorporate TIN
\n \nCAC
\n \nFull CAC
\n \nHouse Address
\n \nAccount Number
\n \nNIN
\n \nVNIN
\n \nOTP
\n \nAddress Verification
\n \nNIN Consent
\n \nGlobal Default Pricing
\n \n
b. Service Description
\nEach card includes a short explanation of what the verification does.
For example:
- \n
Driving License: Verifies the validity of a driver’s license and retrieves identity details.
\n \nFull CAC: Provides a comprehensive company verification including registration details, directors, shareholders, and more.
\n \nOTP: Sends secure one‑time passwords for identity confirmation.
\n \n
c. Price per API Call
\nEach verification type lists its cost in Nigerian Naira (₦).
Examples from the uploaded images:
- \n
Driving License – ₦70 per API call
\n \nInternational Passport – ₦200 per API call
\n \nBVN – ₦40 per API call
\n \nIndividual TIN – ₦150 per API call
\n \nCorporate TIN – ₦150 per API call
\n \nCAC – ₦75 per API call
\n \nFull CAC – ₦650 per API call
\n \nHouse Address – ₦500 per API call
\n \nAccount Number – ₦10 per API call
\n \nNIN – ₦75 per API call
\n \nVNIN – ₦75 per API call
\n \nOTP – ₦10 per API call
\n \nAddress Verification – ₦500 per API call
\n \nNIN Consent – ₦100 per API call
\n \nGlobal Default Pricing – ₦7 per API call
\n \n
These prices help merchants estimate verification costs based on expected transaction volume.
\n3. How to Use the Pricing Menu Effectively
\nThe Pricing menu allows merchants to:
\n✔ Compare verification costs
\nQuickly identify which verification types are more cost‑effective for your business needs.
\n✔ Understand verification capabilities
\nDescriptions help you choose the right verification method for onboarding, compliance, or fraud prevention.
\n✔ Plan API usage
\nKnowing the cost per API call helps you forecast expenses and optimize your verification strategy.
\n✔ Align verification types with customer groups
\nIf you use the Configurations menu to create customer groups, you can match verification levels with their associated costs.
\n4. Best Practices for Merchants
\n- \n
Use lower‑cost checks (e.g., Account Number, OTP) for basic validation.
\n \nReserve higher‑cost checks (e.g., Full CAC, House Address) for high‑risk or high‑value customers.
\n \nMonitor API usage through the Billing or Wallet sections to avoid unexpected charges.
\n \nReview pricing regularly in case updates or new verification services are added.
\n \n
The Billing menu allows merchants to view, filter, and manage their transaction history on the KYC Insight platform. This includes all charges related to API calls, verification services, wallet funding, and other billable activities. The Billing section is essential for financial tracking, reconciliation, and auditing.
\nThis guide explains how to navigate and use the Billing menu.
\n1. Accessing the Billing Menu
\nTo open the Billing section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, click Billing.
\n \nThe system loads the Plans & Billing page, displaying your transaction history and filtering tools
\n \n
2. Understanding the Billing Dashboard
\nThe Billing dashboard is divided into two main areas:
\na. Filter Panel
\nLocated at the top of the page, this panel allows you to refine your transaction search.
\nIt includes:
\n- \n
Transaction Type
\n
A dropdown menu where you can select the type of transaction you want to view (e.g., API charges, wallet funding, refunds). \nDate Range Selector
\n
Two date fields (From – To) that allow you to specify the period you want to review.
Example shown: 20 Jan 2026 → 20 Feb 2026 \nAction Buttons
\n \n
These tools help merchants quickly locate and export billing information.
\nb. Transaction History Table
\nBelow the filter panel is the transaction history section.
\n- \n
If no transactions match the selected filters, the system displays:
\n
“No Transactions Found.” \nWhen transactions exist, this table will show:
\n- \n
Date
\n \nTransaction Type
\n \nDescription
\n \nAmount
\n \nStatus
\n \nReference ID
\n \n
\n
This section provides a detailed breakdown of all billable activities.
\n3. How to Use the Billing Menu Effectively
\nThe Billing menu enables merchants to:
\n✔ Track all financial activity
\nMonitor charges for API calls, verification services, and wallet operations.
\n✔ Filter transactions by type or date
\nQuickly locate specific billing entries for reconciliation or reporting.
\n✔ Export financial records
\nUse CSV exports or printed statements for accounting, audits, or internal documentation.
\n✔ Generate statements
\nProduce official statements for a selected period—useful for finance teams or compliance reviews.
\n4. Best Practices for Merchants
\n- \n
Filter by month to simplify reconciliation with your internal accounting system.
\n \nExport CSV files regularly to maintain offline backups of your billing history.
\n \nUse the Generate Statement feature for audits or financial reporting.
\n \nCheck the Billing menu after major API usage to monitor spending.
\n \nEnsure your wallet is funded to avoid failed verifications due to insufficient balance.
\n \n
The Wallet menu is where merchants manage their account balance, monitor deposits, and track wallet‑related financial activity. This section provides a real‑time overview of your available funds and detailed insights into how your wallet is being used across the KYC Insight platform.
\nThis guide explains how to navigate and understand the Wallet menu.
\n1. Accessing the Wallet Menu
\nTo open the Wallet section:
\n- \n
Log in to your KYC Insight dashboard.
\n \nOn the left‑hand sidebar, click Wallet.
\n \nThe system loads the Wallet Overview, displaying your balance, statistics, and deposit history.
\n \n
2. Wallet Overview
\nThe Wallet page is divided into three main sections:
\nA. Wallet Balance Panel
\nAt the top of the page, you will see your current wallet balance and account details.
\nDisplayed Information Includes:
\n- \n
Wallet Balance
\n
Shows the total amount currently available for API calls and verification services.
Example: ₦0.00 \nAccount Name
\n
The registered business name associated with the wallet.
Example: Gigatech Technologies Limited \nAccount Number
\n
Your dedicated virtual account number for funding your wallet. \nBank Name
\n
The bank that hosts your virtual account (e.g., WEMA Bank). \n
This section helps you quickly confirm your available funds and the account details needed for deposits.
\nThe “+ Add Fund” Button
\nBeside the Wallet Balance, you will find the “+ Add Fund” button.
\nWhen clicked, it opens the Fund Your Wallet screen, where you can top up your wallet via bank transfer.
\n3. Funding Your Wallet
\nWhen you click + Add Fund, the system displays the Fund Your Wallet page.
\nA. Bank Transfer Details
\nThe page shows:
\n- \n
Bank Name
\n \nAccount Name
\n \nAccount Number
\n \n
These details are unique to your business and should be used whenever you want to fund your wallet.
\nB. Funding Instructions
\nA helpful guide explains how to complete the transfer:
\n- \n
Copy the account number displayed.
\n \nLog in to any banking app or visit your bank branch/ATM.
\n \nTransfer the desired amount to the provided account number.
\n \nYour wallet will be credited shortly after a successful transfer.
\n \n
This process is fast, secure, and fully automated.
\n4. Wallet Statistics
\nBack on the main Wallet page, you will find a Wallet Statistics panel showing:
\n- \n
Total Deposited
\n \nTotal Debited
\n \nTotal Transactions
\n \nAverage Transaction
\n \nSelected Period (e.g., 01/02/2026 – 01/03/2026)
\n \nFilter Mode (e.g., Monthly)
\n \n
These metrics help you understand your spending and funding patterns.
\n5. Deposit History
\nBelow the statistics panel is the Deposit History table.
\nFilter Options Include:
\n- \n
Start Date
\n \nEnd Date
\n \nDate & Time
\n \nDeposit Type
\n \nReference
\n \nAmount (₦)
\n \nStatus
\n \nClosing Balance
\n \nRemarks
\n \n
If no deposits match the selected filters, the system displays:
\n“No Deposits Found.”
\nWhen deposits exist, each transaction appears with full details for reconciliation and auditing.
\n6. What You Can Do in the Wallet Menu
\nThe Wallet menu enables merchants to:
\n✔ Fund their wallet
\nUse the “+ Add Fund” button to top up via bank transfer.
\n✔ Track wallet activity
\nMonitor deposits, debits, and overall usage.
\n✔ Review deposit history
\nFilter and analyze past funding transactions.
\n✔ Reconcile financial records
\nMatch wallet activity with bank statements.
\n✔ Monitor spending
\nUnderstand how verification costs impact your balance.
\n7. Best Practices for Merchants
\n- \n
Keep your wallet funded to avoid failed verifications.
\n \nReview wallet statistics monthly to understand usage trends.
\n \nUse date filters to track deposits during billing cycles.
\n \nCross‑check deposit history with your bank for accuracy.
\n \nMonitor average transaction values to plan future funding.
\n \n
Customers are individuals or entities for whom (KYC) procedures have been conducted. The goal of KYC is to verify the identity of customers, understand their financial activities, and assess potential risks associated with their transactions.
\nCustomers are subject to these KYC procedures during onboarding and throughout the course of the business relationship. It's important for your business to maintain accurate and up-to-date records of your customers and to report any suspicious activities to regulatory authorities. To view your customer simply:
\n- \n
- Select the \"Customer\" menu from the dashboard. \n
- The customer window opens which displays the list of your customers. \n
3. Click on a customer in the list to view the customer's information and the KYCs associated to the customer.
\nWebhooks is a mechanism we use that allow our system to notify you about events that have occurred. They enable real-time communication between our platform and your application or service by sending HTTP POST requests with data payloads to your webhook endpoint (URL) defined by you.
\nTo add or update your webhook URL, do the following:
\n- \n
Select the \"Web Hook\" menu from the dashboard.
\n \nIn the Web Hook window, enter your web hook URL.
\n \nClick the \"Add Or Update\" button to complete the process.
\n \n
Introduction
\nBreak Barriers with a KYC Platform That Pioneers Security and Securely Authenticates Documents
\nThe emergence of online banking, e-commerce, and digital financial services has undoubtedly enhanced convenience, yet it has also exposed vulnerabilities to various financial risks and threats.
\nGiven this, the CBN's guidelines stipulate that all financial or monetary organisations must fulfil a minimum KYC requirement (the BVN and NIN) for their users. However, many organisations encounter challenges with accurately validating the data provided by their users. With our KYCInsights solution, organisations and businesses can securely validate these documents, including mitigating and combating financial crimes and fraud.
\nOur KYC platform enables businesses to authenticate the identity of their customers or clients while helping them ensure their customer's non-involvement in unlawful activities such as money laundering, fraud, or terrorist financing.
\nThe KYCInsight verifies a range of customer identity details, such as:
\n- \n
- Customers name against the BVN registered name \n
- Address \n
- Date of birth against the BVN date of birth \n
- Official identification documents, including International passports, driver's licenses, or national ID cards. \n
Why you should use our KYC Platform
\n- \n
- Prevent Crime: Our platform will help to prevent unknown identities or Bots from using or accessing your platform, which may lead to money laundering and other financial crimes. \n
- Assess Risk: Our system will also help you assess the risk profile of each customer, allowing you to tailor your services and monitoring according to the level of risk associated with the customer. For example, a high-risk customer may require more stringent scrutiny. \n
Introduction
\nKYCInsight is a robust Know Your Customer (KYC) system designed to help businesses verify the identity of their customers efficiently and securely. By leveraging advanced verification methods and data analytics, KYCInsight enables businesses to comply with regulatory requirements, mitigate risk, and prevent fraudulent activities.
\n","_postman_id":"b21d0276-7609-422b-bd2b-40a5070e339b"},{"name":"SwiftPay","item":[{"name":"Getting started","item":[],"id":"352b4cf0-eae5-4af4-a2d4-d5e810843335","description":"Signing up on Swiftpay
Visit the Swiftpay website to create an account which gives you access to the payment system.
To open an account on SwiftPay, please follow these steps:
\n- \n
- Creating an account gives you access to the transfer payment system. Please click the \"Log In\" button, which you will find on the right top of the website if you already have an account. Otherwise, click the \"Get Started\" button shown on the screen below to create an account. \n
2. You will be redirected to the screen displayed below. While on this screen, click the \"Sign Up\" button to proceed winth the process.
\nClick the \"Ok\" button when prompted \"You are will be redirected to https://marketplace.netapps.ng to complete your sign up\"
\nOn the next screen, click the \"Sign Up\" button to proceed.
\nEnter your First Name, Lst Name, Email, Phone Number, select Country, Create a Password, select the I agree to the Terms of Use and Privacy Policy and click the \"Sign Up\" button.
\nEnter the OTP forwarded to the registered phone number to verify your account. After a successful registration and verification, visit the SwiftPay portal to Login to your account.
\nAdd Company
\nAfter a successful account creation, login with your credentials to access the dashboard. When you login, the screen below is displayed to capture your company profile.
\nEnter the necessary information and click the \"Add Company button\" to complete the process.
\nIntegrate Swiftpay API
\nIntegrate the Swiftpay API into your application or platform to start initiating transfers and processing bulk payments.
\n","_postman_id":"352b4cf0-eae5-4af4-a2d4-d5e810843335"},{"name":"Environments","item":[],"id":"a809a3f8-903f-477b-b717-9edf975591ab","description":"With SwiftPay, we maintain distinct test and live environments. The test environment enables developers to experiment their integrations within a controlled setting before deploying them into the production stage, herein referred to as the Live environment.
\n","_postman_id":"a809a3f8-903f-477b-b717-9edf975591ab"},{"name":"Authentication","item":[],"id":"f027430e-f8e8-451f-b5c9-2e50ddab5a08","description":"API requests to SwiftPay are authenticated using API keys. Include your API key in the Authorization header for each request.
Example:
\nAuthorization: Bearer YOUR_API_KEY\n\nHow to get your API key
\n- \n
- Sign in to your SwiftPay dashboard. \n
- On the Dashboard, click the \"Api Keys\" menu \n
- Click the \"Generate New Keys\" button to generate your API keys. \n
A webhook is a mechanism that allows one system to send real-time data to another system as soon as an event occurs. In the context of a transfer payment system like Swiftpay, webhooks are used to notify your system about various payment-related events, such as payment completion, refund status, or transaction failure. This enables seamless integration between the systems and applications, facilitating real-time data exchange and automation.
\nStructure of a Webhook
\nHere's a script outlining the structure of a webhook
\n{\n \"event\": \"payment.completed\",\n \"timestamp\": \"2022-04-15T12:34:56Z\",\n \"payload\": {\n \"transaction_id\": \"txn123456789\",\n \"sender_account\": {\n \"account_number\": \"1234567890\",\n \"holder_name\": \"John Doe\"\n },\n \"recipient_account\": {\n \"account_number\": \"0987654321\",\n \"holder_name\": \"Jane Doe\"\n },\n \"amount\": 100.50,\n \"currency\": \"NGN\",\n \"status\": \"completed\",\n \"description\": \"Payment for Invoice #12345\",\n \"metadata\": {\n \"invoice_number\": \"12345\",\n \"payment_method\": \"credit_card\",\n \"payment_gateway\": \"Swiftpay\"\n }\n },\n \"webhook_id\": \"swiftpaywebhook123\",\n \"signature\": \"sha256=abcdef123456\"\n}\n\nWebhook Structure Explanation
\nEvent Name (Event Type)
\n- \n
- Description: Specifies the type of event that triggers the webhook. \n
- Example:
\"event\": \"payment.completed\"\n
Timestamp
\n- \n
- Description: Indicates the time when the event occurred. \n
- Example:
\"timestamp\": \"2022-04-15T12:34:56Z\"\n
Payload (Data)
\n- \n
- Description: Contains the data associated with the completed payment. \n
Webhook ID (Optional)
\n- \n
- Description: Unique identifier for the webhook request. \n
- Example:
\"webhook_id\": \"swiftpaywebhook123\"\n
Signature (Optional)
\n- \n
- Description: HMAC signature generated using a secret key for data integrity and authenticity. \n
- Example:
\"signature\": \"sha256=abcdef123456\"\n
SwiftPay API uses standard HTTP status codes to indicate the success or failure of an API request.
\n- \n
\n200 OK: Successful request. \n
\n400 Bad Request: Invalid request parameters. \n
\n401 Unauthorized: Missing or invalid API key. \n
\n403 Forbidden: Insufficient permissions. \n
\n404 Not Found: Resource not found. \n
\n500 Internal Server Error: Server error. \n
\n402 low balance ErrorYour account balance (0) is insufficient. Please add funds to your account and try again. \n
\n423 Account locked ErrorYour account has been banned from performing transactions. Please contact the administrator for further assistance. \n
The SwiftPay Transfer Payment System API provides a seamless and secure way to transfer funds between accounts. This documentation outlines the API endpoints, request/response formats, and authentication methods required to integrate SwiftPay into your applications.
\nTransfers involve the movement of funds from one account (sender) to another account (recipient), typically facilitated through a financial institution or payment gateway. Whether it's a one-time payment, recurring transaction, or bulk transfer, the transfer process must adhere to security protocols, regulatory requirements, and system-specific constraints to ensure seamless and reliable transactions.
\nTransfer Workflow
\n- \n
Initiation
\n- \n
- The sender initiates a transfer request through the designated channel (e.g., online banking, API call). \n
\nValidation
\n- \n
- The system validates the sender and recipient account details, verifies the availability of funds, and checks for any transfer limits or restrictions. \n
\nExecution
\n- \n
- Upon successful validation, the transfer is executed, debiting the sender's account and crediting the recipient's account. \n
\nNotification
\n- \n
- Both the sender and recipient receive notifications confirming the transfer status (e.g., completed, pending, failed). \n
\n
Get Banks
\nTo Get the required bank: send a GET request to our Get Banks endpoint to get the appropriate bank for the transfer.
Sample Request
\ncurl --location 'https://swiftpay.netapps.ng/api/v1/send/banks'\n\nSample Response
\n{\n \"success\": true,\n \"statusCode\": \"SUCCESSFUL\",\n \"message\": \"Transfer successful.\",\n \"data\": [\n {\n \"slug\": \"ecobank\",\n \"code\": \"000010\",\n \"text\": \"Ecobank Bank\"\n },\n {\n \"slug\": \"fairmoney\",\n \"code\": \"090551\",\n \"text\": \"FairMoney\"\n },\n {\n \"slug\": \"fcmb\",\n \"code\": \"000003\",\n \"text\": \"FCMB\"\n },\n {\n \"slug\": \"fidelity\",\n \"code\": \"000007\",\n \"text\": \"Fidelity Bank\"\n },\n {\n \"slug\": \"firstbank\",\n \"code\": \"000016\",\n \"text\": \"First Bank of Nigeria\"\n },\n {\n \"slug\": \"gtbank\",\n \"code\": \"000013\",\n \"text\": \"GTBank Plc\"\n }\n ]\n}\n\nVerify Bank Account
To verify bank account, make a GET request to the Verify Bank Account API passing the bankSlug and the accountNo params.
curl --location 'https://swiftpay.netapps/api/v1/send/account/verify?bankSlug=gtbank&accountNo=0123456789'\n\nSample Response
\n{\n \"success\": true,\n \"statusCode\": \"SUCCESSFUL\",\n \"message\": \"Bank account verified successfully.\",\n \"data\": {\n \"account_holder_name\": \"John Doe\",\n \"account_number\": \"0123456789\",\n \"bank_name\": \"gtbank\",\n \"currency\": \"NGN\",\n \"type\": \"checking\",\n \"verification_date\": \"2022-04-15T12:34:56Z\"\n }\n}\n\nSingle Transfer
\nTo send money to a customer, you make a POST request to the Single Transfers, passing the txnRef and accountNo previously created.
Sample Request
\ncurl --location 'https://swiftpay.netapps.ng/api/v1/send/single' \\\n--data '{\n \"txnRef\": \"T019288888172600\",\n \"bank\": \"gtbank/000013\",\n \"accountNo\": \"0123456789\",\n \"amount\": 100.12,\n \"senderName\": \"Ayo Abu Ada\",\n \"narration\": \"test\"\n}'\n\nSample Response
\n{\n \"success\": true,\n \"statusCode\": \"SUCCESSFUL\",\n \"message\": \"Transfer successful.\",\n \"data\": {\n \"ref\": \"999999230939109763949564765251\",\n \"merchantRef\": \"T019288888172600\"\n }\n}\n\nGet Balance
\nTo Get balance send a GET request to our Get Balance endpoint to get the appropriate bank for the transfer.
Sample Request
\nhttps://swiftpay.netapps.ng/api/v1/send/balance
\nSample Response
\n{\n \"success\": true,\n \"statusCode\": \"SUCCESSFUL\",\n \"message\": \"The account [9617226254] balance is retrieved.\",\n \"data\": {\n \"balance\": 49.52\n }\n}\n\nThe NUBAN account number associated with the provided bank.
\n","type":"text/plain"},"key":"accountNo","value":"3025984867"}],"variable":[]}},"response":[{"id":"e39ce797-7a1c-481e-9d86-05be8bee9d4c","name":"Verify Bank Account","originalRequest":{"method":"GET","header":[],"url":{"raw":"https://swiftpay.netapps.ng/api/v1/send/account/verify?bankSlug=firstbank&accountNo=3025984867","protocol":"https","host":["swiftpay","netapps","ng"],"path":["api","v1","send","account","verify"],"query":[{"key":"bankSlug","value":"firstbank","description":"Licensed bank slug as retrieved from Get Banks API"},{"key":"accountNo","value":"3025984867","description":"The NUBAN account number associated with the provided bank."}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Fri, 17 May 2024 17:53:31 GMT"},{"key":"Server","value":"Apache/2.4.59 () OpenSSL/1.0.2k-fips PHP/8.2.9"},{"key":"Upgrade","value":"h2,h2c"},{"key":"Connection","value":"Upgrade, Keep-Alive"},{"key":"X-Powered-By","value":""},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"Access-Control-Allow-Credentials","value":"true"},{"key":"Access-Control-Allow-Methods","value":"GET, POST"},{"key":"Access-Control-Allow-Headers","value":"X-Requested-With"},{"key":"Expires","value":"Thu, 19 Nov 1981 08:52:00 GMT"},{"key":"Cache-Control","value":"no-store, no-cache, must-revalidate"},{"key":"Pragma","value":"no-cache"},{"key":"Content-Length","value":"179"},{"key":"Keep-Alive","value":"timeout=5, max=100"},{"key":"Content-Type","value":"application/json; charset=UTF-8"}],"cookie":[],"responseTime":null,"body":"{\n \"success\": true,\n \"statusCode\": \"SUCCESSFUL\",\n \"message\": \"Bank account verified successfully.\",\n \"data\": {\n \"accountName\": \"Dung Sylvester Francis\"\n }\n}"}],"_postman_id":"6e4c5816-433b-4e27-9ea6-1c6446a8ced2"},{"name":"Single Transfer","id":"3c4aea97-4954-4fe8-8e7e-e2f0c1217416","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[{"key":"token","value":"SwiftPay is a secure, web-based merchant portal designed for businesses and organizations to execute bulk and automated payments. It simplifies disbursements such as:
\n- \n
Employee salaries
\n \nVendor or supplier payments
\n \nDividends and shareholder disbursements
\n \nDirect debits and deductions
\n \nPromotional giveaways and incentives
\n \nGovernment or NGO grants
\n \n
The portal offers real-time transaction monitoring, payment scheduling, and multi-channel settlement (Bank Transfer, Wallet, or Card).
\n","_postman_id":"5414000f-d3d0-43ef-880d-a71e3e5648fa"},{"name":"How to Register","item":[],"id":"eca4745b-b42e-434a-8138-8afb5deedd0f","description":"The SwiftPay Merchant Portal provides a secure and convenient platform for businesses to make bulk payments, manage wallet funding, and monitor transactions in real time.
\nTo access these services, every merchant must first create an account and complete a short KYC verification process.
\n1. Requirements Before You Begin
\nBefore starting the registration, ensure you have the following:
\n2. Accessing the Swiftpay Portal
\n- \n
Open your browser (Chrome, Edge, or Safari).
\n \nVisit the official portal at: https://merchant.swiftpay.ng
\n \n
3. Access the “Registration Page”
\n- \n
- On the home page, locate and click the “Log In” or “Get Started” button. \n
- \n
- You will be redirected to the \"Login\" page. On the login page Click the \"Sign Up\" button to proceed. \n
- \n
- Click the \"Ok\" button when prompted to be redirected to https://marketplace.netapps.ng to complete your sign up \n
- \n
- On the Marketplace home page, locate and click the “Log In” button to proceed. \n
- \n
- On the login page, click on \"Sign Up\". \n
4. Step-by-Step Account Creation Process
\nStep 1: Account Information
\nFill in your basic account details:
\n- \n
Email Address
\n \nPhone Number
\n \nPassword Creation – Create a strong password (minimum 8 characters, must include numbers and symbols).
\n \n
Click the \"Sign Up\" button.
\nDashboard Overview
\nOnce logged in, you will be greeted by the swiftPay dashboard. You have to create a company first!, complete the \"Add Company\" form by providing the company details as shown below.
\nOnce the company is created, the system \"Analytics\" are displayed.
\nHere’s an overview of the key sections:
Users registered: Displays the number of registered users.
Current wallet balance: Displays your current balance
Transfers volume in the system: Displays the total amount of money that has been transferred through the system over a specific period of time.
Total value of transactions: Displays the aggregate monetary amount of all transactions that have taken place over a specific period.
The \"Manage Company\" menu provides business users with tools and functionalities to efficiently manage/update their corporate accounts and transactions. Below is a detailed breakdown of the components included in the \"Manage Company\" menu:
\nCompany Logo
\nUpload and update the company logo for branding purposes.
\nContact Person Info
\nView and edit contact information.
\nCompany Details
\nView and edit company details such as name, address, and RC identification number.
\n**Accessing Manage Company
**1. Log in to your swiftPay business account.
2. Navigate to the \"Manage Company\" menu from the main dashboard.
\nThe \"Source Account\" menu allows you to manage and configure the accounts from which funds are sourced for various transactions. This includes linking bank accounts, managing available balances, and setting preferences for which accounts to use for specific transactions. Below is a detailed breakdown of the components that might be included in the \"Source Account\" menu:
\nLinked Accounts
\nAdd New Account:
\nLink new bank accounts or payment sources to your swiftPay account.
\nManage Accounts:
View and manage all linked accounts, including account details and available balances.
Remove Accounts:
Unlink bank accounts or payment sources no longer in use.
Account Preferences
Default Source Account: Set a default account to be used for transactions unless specified otherwise.
Accessing Source Accounts
1. Log in to your swiftPay account.
2. Navigate to the \"Source Accounts\" menu from the main dashboard.
\nAdding and Managing Accounts
\n- \n
Use the \"Add\" New Account option to link a new bank account.
\n \nSelect bank, enter Account Number, Account Alias and click the \"Add\" button to complete the process.
\n \n
3. View and edit account details through the \"Edit\" section.
\nVerifying Accounts
\n- \n
Navigate to the \"Source Accounts\" menu from the main dashboard.
\n \nClick the \"Edit\" button to proceed
\n \nClick the \"Verify\" button
\n \nClick the \"Update\" button to complete the process.
\n \n
The \"Account Statement\" menu provides you with detailed statements of financial activities within the platform. This includes viewing, downloading, and managing statements for different periods, accounts, and transaction types. Below is a detailed breakdown of the components that might be included in the \"Account Statement\" menu:
\nView Statements
\nMonthly Statements: Access statements for each month, showing a summary and detailed list of transactions.
\nCustom Date Range: Generate statements for custom date ranges as per user requirements.
\nAccount-Specific Statements: View statements for individual source accounts linked to the swiftPay account.
\nDownload Statements
\nDownload Options: Download statements in various formats such as CSV, Printed format or Copy for offline viewing and record-keeping.
\nUsing the Account Statement Menu
\nAccessing Account Statements
1. Log in to your swiftPay account.
2. Navigate to the \"Account Statement\" menu from the main dashboard.
\nViewing and Downloading Statements
\n- \n
Navigate to the \"Account Statement\" menu from the main dashboard
\n \nUse the \"Get Statements\" option to access monthly or custom date range statements.
\n \nDownload statements in your preferred format from the \"Download Statements\" section.
\n \n
The \"Beneficiaries\" menu in swiftPay is designed to manage the recipients of your payments and transfers. This menu helps users organize and streamline the process of sending money to frequently used contacts, ensuring quick and efficient transactions. Below is a detailed breakdown of the components that might be included in the \"Beneficiaries\" menu:
\nManage Beneficiaries
\nAdd New Beneficiary: Add new recipients by Uploading their details, such as Bank Tag, Account No, Account Name, Amount
\nEdit Beneficiary: Update the information of existing beneficiaries.
Delete Beneficiary: Remove beneficiaries that are no longer needed.
Payment Templates
\nCreate Templates: Download payment template for frequent transactions to the same beneficiary, including preset amounts and descriptions.
Manage Templates: Edit or delete existing payment templates. To download the template, follow the steps below:
- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Beneficiaries\" menu from the main dashboard.
\n \n
3. Click the \"Upload\" button to proceed.
\n4. On the dialogue box, click the \"Click here to download the upload template\" link to complete the process.
\nTransaction History
\nBeneficiary Transactions: View the history of all transactions made to each beneficiary.
Filter Transactions: Use filters to view transactions by date range, amount, or type.
Export History: Export transaction history for individual beneficiaries for record-keeping or analysis.
Using the Beneficiaries Menu
\nAccessing Beneficiaries
\n- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Beneficiaries\" menu from the main dashboard.
\n \n
Adding and Managing Beneficiaries
\n- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Beneficiaries\" menu from the main dashboard.
\n \nUse the \"Upload\" button option to upload details of new recipients.
\n \n
4. On the \"Add Beneficiary\" popup, Enter \"Group Alias\" and Choose file to upload.
\n5. Select the from the file explorer and click the open button to proceed.
\n6. After adding the file, click the \"Upload\" button to proceed.
\n7. After a successful upload, the \"Beneficiaries\" details are displayed for further actions. Click the \"Save\" button to complete the process.
\n8. On a successful upload, a success screen is displayed.
\n- \n
- View existing beneficiary information through the \"View Beneficiary\" section. \n
- \n
- Remove unnecessary beneficiaries via the \"Delete\" option. \n
The \"Transfer\" menu is the central hub for initiating, managing, and tracking money transfers. It provides the tools to send funds, view transfer history, and manage scheduled and recurring transfers.
\nUsing the Transfer Menu
\nInitiating a Transfer
\n- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Transfer\" menu from the main dashboard.
\n \nFrom the \"Source Account\" Tab, select an account from your source account list and click the \"Next\" button.
\n \n
4. Select a workflow and add a narration then click the \"Next\" button to proceed.
\n5. Select or Upload Beneficiaries from your list of beneficiaries or add a recipient then select the \"Next\" button.
\n6. Review the transfer summary and submit the transfer by clicking the \"Send Now\" button or click the \"Send Later\" button for onward review.
\n7. Confirn the transfer by clicking thr \"Yes\" button to complete the process.
\n8. When the transfer is complete, a success screen is displayed.
\nThe \"Transactions\" menu provides a comprehensive overview and management tools for all financial activities on the platform. This menu allows you to view, filter, and analyze transactions to maintain a clear understanding of your financial status. Below is a detailed breakdown of the components that are included in the \"Transactions\" menu:
\nView Transactions
\nAll Transactions: Access a complete list of all transactions, including transfers, payments, deposits, and withdrawals.
Transaction Details: View detailed information about each transaction, such as date, amount, type, status, recipient/sender, and description.
Filter and Search
\nDate: Filter transactions by payment date.
Status: Filter by transaction status (e.g., completed, pending, failed).
Reference: Filter transactions by the reference number.
Export and Share
\nExport Transactions: Export transaction data in various formats such as CSV, or print for offline analysis or sharing.
\nUsing the Transactions Menu
\nAccessing Transactions
\n- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Transactions\" menu from the main dashboard.
\n \n
Viewing Transactions
\n- \n
Log in to your swiftPay account.
\n \nNavigate to the \"Transactions\" menu from the main dashboard to view transactions.
\n \n
3. Export transaction data in your preferred format from the \"CSV\" button or the \"Print\" icon section.
\n3. Click a record to view details.
\nThe \"Manage Workflow\" menu helps you create, manage, and optimize your financial workflows. This menu enables you to streamline processes, set up automated tasks, and ensure efficient handling of various financial activities. Below is a detailed breakdown of the components that are included in the \"Manage Workflow\" menu:
\nWorkflow Dashboard
\nOverview: View a summary of all active workflows, including status, recent activities, and performance metrics.
\n","_postman_id":"f18edf22-768d-4d9e-856c-9494995c93f5"},{"name":"Approvals","item":[],"id":"973e31fc-47e5-4c6c-85a2-6f62ba5da2f9","_postman_id":"973e31fc-47e5-4c6c-85a2-6f62ba5da2f9","description":""},{"name":"API Keys","item":[],"id":"1dd3ae82-687a-4a3d-a687-61e04c0c2306","_postman_id":"1dd3ae82-687a-4a3d-a687-61e04c0c2306","description":""}],"id":"6f42e742-0c7e-4ef6-b4ab-e889daebd36c","description":"Introduction
\nWelcome to swiftPay! swiftPay is a seamless and secure transfer payment system designed to make transferring money simple and efficient. This guide will walk you through everything you need to know to use swiftPay effectively.
\nAccount Setup
\n- \n
- Open swiftPay and click on \"Get Started\" or the \"Login\". \n
2. You will be redirected to the \"Login\" screen. Click the \"Sign Up\" button to proceed.
\n3. Click the \"Ok\" button when prompted \"You are will be redirected to https://marketplace.netapps.ng to complete your sign up\"
\n4. Click the \"Sign Up\" link to proceed.
\n5. Enter your First Name, Lst Name, Email, Phone Number, select Country, Create a Password, select the I agree to the Terms of Use and Privacy Policy and click the \"Sign Up\" button.
\n6. Enter the OTP forwarded to the registered phone number to verify your account.
\n7. After a successful registration and verification, visit the SwiftPay portal to Login to your account by providing you \"Email/Phone number and password\".
\nGeneral Information
\nWhat is Swiftpay?
\nSwiftpay is a secure and efficient payment system designed for both bulk and single transfer payments. It allows businesses to send money with ease.
\nHow does Swiftpay work?
\nSwiftpay facilitates the transfer of funds to another account. For bulk payments, you can upload a file with multiple recipients, and for single payments, you can manually enter the recipient's details.
\nIs Swiftpay secure?
\nYes, Swiftpay uses advanced encryption and security protocols to ensure all transactions are safe and secure.
\nGetting Started
\nHow do I sign up for Swiftpay?
\nYou can sign up for Swiftpay by visiting our website and clicking on the \"Sign Up\" button. Follow the prompts to create your account.
\nWhat information do I need to provide to sign up?
\nYou will need to provide your First Name, Last Name, Email address, and Phone number. For businesses, you may also need to provide your company’s registration information.
\nIs there a mobile app for Swiftpay?
\nNo, Swiftpay has no mobile app available for both iOS and Android devices.
\nPayments and Transfers
\nHow do I make a single payment using Swiftpay?
\nTo make a single payment, log in to your Swiftpay account, select \"Single Payment,\" enter the recipient's details and the amount, and confirm the transaction.
\nHow do I make a bulk payment using Swiftpay?
\nFor bulk payments, log in to your account, select \"Transfer,\" and upload a CSV file containing the recipient details and payment amounts. Confirm the upload, review the details, and process the payments.
\nCan I schedule payments in advance?
\nYes, Swiftpay allows you to schedule both single and bulk payments in advance. Simply select the desired date and time when setting up the payment.
\nWhat are the fees associated with using Swiftpay?
\nSwiftpay charges a small fee for each transaction. The fee varies based on the transaction type and the amount. Please refer to our fee schedule on the website for detailed information.
\nHow long do transfers take?
\nTransfers within the same country typically take 1-2 business days. International transfers may take 3-5 business days, depending on the destination country and banking system.
\nAccount Management
\nHow do I update my account information?
\nTo update your account information, log in to your Swiftpay account, go to \"My Profile,\" and edit the necessary details. Click on \"Update\" to save the changes to update your information.
\nWhat should I do if I forget my password?
\nIf you forget your password, click on the \"Forgot Password\" link on the login page. Follow the instructions to reset your password via email.
\nHow can I view my transaction history?
\nYou can view your transaction history by logging in to your account and navigating to the \"Transactions\" section. Here, you can see all past transactions, including dates, amounts, and recipient details.
\nSupport and Troubleshooting
\nHow can I contact Swiftpay support?
\nYou can contact Swiftpay support through our website’s \"Contact Us\" page, by emailing info@netapps.com.ng, or by calling our customer service hotline.
\nWhat should I do if a transaction fails?
\nIf a transaction fails, check your account balance and payment details to ensure they are correct. If the problem persists, contact Swiftpay support for assistance.
\nHow do I report a suspicious activity?
\nTo report suspicious activity, contact Swiftpay support immediately. Provide all relevant details so we can investigate and take necessary action.
\nAdditional Features
\nCan I set up recurring payments with Swiftpay?
\nYes, you can set up recurring payments for both single and bulk transfers. Choose the frequency and duration when setting up the payment.
\nDoes Swiftpay integrate with accounting software?
\nYes, Swiftpay integrates with popular accounting software to streamline your financial management. Check our website for a list of supported software.
\n","_postman_id":"f8eefcca-97e5-46d4-8061-e0ba6ebf720b"}],"id":"9a62775b-1d5d-4aed-a85e-d912d8dcfbe6","description":"The Swiftpay Transfer Payment System provides a robust platform for securely transferring funds between accounts. Whether you need to make individual payments or process bulk transactions, Swiftpay offers a reliable solution to streamline payment operations.
\n","_postman_id":"9a62775b-1d5d-4aed-a85e-d912d8dcfbe6"},{"name":"Netapps Marketplace","item":[{"name":"Mobile User Guide","item":[{"name":"How to Install the App","item":[],"id":"7576cd2b-e595-4644-83ed-07de8186185c","description":"Installation
\n- \n
- Downloading and installing the App: \n
📱Android (Google Play Store)
\n- \n
Open Play Store on your Android device or click here.
\n \nTap the Search bar and type “Netapps Marketplace”.
\n \nTap on \"Install\" to download and install the app.
\n \nOnce installed, open the app and follow the on-screen prompts to create an account or log in.
\n \n
🍏 iOS (App Store on iPhone/iPad)
\n- \n
Open the App Store or click here.
\n \nTap the Search tab, then enter “Netapps Marketplace”.
\n \nTap \"Get\" to download and install the app.
\n \nAfter installing, open the app and follow setup instructions to sign up or log in.
\n \n
🚀 Step 1: Launch the App
\n- \n
- Tap Marketplace to open the app. \n
When you launch the Netapps Marketplace App for the first time, you may be prompted to grant certain permissions. These permissions help the app work efficiently and provide a seamless user experience. It will ask for permissions for 5 main processes (\"Bluetooth, Location, Face ID/Biometric, Camera, Track Activity, Send Notifications). Choose Allow or Allow While Using App to proceed.
\nWait for the splash screen to load completely.
\n👤 Step 2: \"Create Account\"
\n- \n
- From the home screen, tap “Sign Up”. \n
- \n
- You’ll be redirected to the registration form. \n
📄 Step 3: Fill in Your Details
\nYou’ll be asked to provide the following:
\n- \n
Phone Number
\n \nEmail Address
\n \nHow did you hear about us
\n \nRefeeral Code (Optional)
\n \nTap on the \"Continue\" button to proceed.
\n \n
- \n
Enter Password (must meet criteria: e.g., at least 5 characters, with a number/symbol)
\n \nRepeat the Password
\n \nSelect \"I agree to the company's terms and conditions\"
\n \nTap on the “Next” button to continue.
\n \n
You’ll see a success message like “Account successfully created”.
\n⚠️ Ensure that your email and phone number are valid—they will be used for verification.
\n📱 Step 4: Account Verification
\n- \n
You will receive an OTP (One-Time Password) via SMS.
\n \nEnter the OTP code and tap the \"Next\" button to complete the process.
\n \n
- \n
- If you don’t receive it within 60 seconds, tap on \"Resend OTP\". \n
✉️ Step 5: Email Verification
\nAfter completing your registration on the Netapps Marketplace App, you’ll be prompted to verify your email address to unlock full features.
\nOnce you are registered, a confirmation screen appears with:
\n- \n
A \"Send Verification Link\" button
\n \nA \"Change this Email\" link
\n \nA message prompting you to verify your email
\n \n
- \n
- Tap the \"Send verification link\" Button. \n
This will immediately send a verification link to the email address you registered with.
A confirmation message will appear on the screen saying:
“Verification link has been sent to your email.”
2. Open Your Email Inbox
\n- \n
Look for a message from Netapps Marketplace.
\n \nTap the verification link in the email to verify the email.
\n \n
✏️ To Change Your Email Address
\nTap on the \"Change this email\" Link
\n- \n
A form will appear asking for a new email address.
\n \nType in the correct email address you wish to use and tap the \"Send verification link\" button.
\n \n
- \n
Your new email is saved.
\n \nOpen your email and tap the verification link in the email to verify the email.
\n \n
Based on CBN KYC requirements and to ensure your account is secure and meets regulatory compliance, Netapps Marketplace requires users to complete a KYC (Know Your Customer) verification. This process helps protect your wallet from fraud and unlocks full access to financial features.
\nStep 1: Start KYC
\n- \n
After a successful registration and email varifiation, the user is redirected to complete his KYC.
\n \nTap on the \"Validate KYC\" to start the KYC process.
\n \n
You can select either BVN or NIN to complete your KYC
\nStep 2A I: BVN Verification
\nOn the KYC screen select BVN as your means of KYC and Tap on the \"Verify BVN\" button to proceed
\nEnter the 11 digit bank verification number or dial *565*0# on your mobile device to get your BVN.
\nSelect your BVN registered Phone number or Email, or Enter your current banking number to continue the process.
\nEnter The OTP sent to the linked Mobile number or Email to complete the process.
\nStep 2A II: OTP Verification
\nAfter OTP verification, tap on the \"Allow\" button. This indicates that Netapps Technologies Ltd. is requesting to view and download the following information: Banking related information, Biographical information, BVN information, and Contact information.
\nThe consent screen below is displayed to indicate that the BVN details has been sent to the requesting platform.
\nStep 2B I: NIN Verification
\nOn the KYC screen select NIN as your means of KYC.
\nInput your 11-digit NIN accurately.
Enter Date of Birth associated with your NIN and tap on \"Submit\".
If the information provided are correct, your KYC will be approved usually within minutes. once verified, your account status will show as \"Approved\".
\nStep 3: Account Creation
\nThe consent screen closes automatically redirecting Netapps Marketplace welcome screen. Tap the \"Continue when Ready\" button to start using netapps marketplace.
\nOn accessing the dashboard an account number is automatically created for you.
\nStep 4: Set a Transaction PIN
\nWhen you log in after KYC, an on screen pop-up will be displayed requesting to set your transaction pin. Tap the \"Yes Continue\" button to set your transaction pin.
\n- \n
Choose a 4 digit secure PIN that you will use to authorize payments and transfers.
\n \nConfirm your PIN by entering it again and tap \"Set PIN\".
\n \n
🔐 Login Guide
\n📲 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to open the app. \n
🔓 Step 2: Login
\n- \n
Enter Phone Number 📞 or Email Address 📧
\n \nEnter Password 🔒
\n \n➡️ Tap the Login button to proceed.
\n \n
- \n
- If correct, you will be redirected to your dashboard. \n
🧭 Step-by-Step Instructions:
\n1. 📱 Open the Netapps Marketplace App
\n- \n
Launch the app from your mobile device.
\n \nYou will land on the Login Screen.
\n \n
2. 🔗 Tap on \"Forgot Password?\"
\n- \n
- On the login screen, below the email/phone and password fields, tap on the “Forgot Password?” link. \n
3. 📧 Enter Your Registered Email or Phone Number
\n- \n
Input the email address or phone number associated with your Netapps account.
\n \nTap the “Send” button.
\n \n
4. 📬 Receive a Reset Code
\n- \n
You will receive an OTP (One-Time Password) via:
\n- \n
📩 Email
\n \n📲 SMS (depending on what you used)
\n \n
\n
5. 🔑 Enter the OTP
\n- \n
If you received an OTP, enter the OTP
\n \nEnter your new password.
\n \nConfirm the new password.
\n \nTap on “Send”.
\n \n
6. ✅ Password Successfully Changed
\n- \n
You’ll see a confirmation message like:
\n
\"Your password has been reset successfully.\" \nNow return to the login screen and sign in with your new password.
\n \n
Advanced KYC (Level 3): Address verification and Passport Photograph
Step 1: Go to Manage Limit
From the dashboard, tap on Manage Limit
\nStep 2: Upgrade tier
\nOn the Manage Limit screen tap \"Upgrade to Tier 3\" button.
\nStep 3: Fill in Your Address Details
\n- \n
Select Country
\n \nSelect State
\n \nSelect Local Government Area
\n \nEnter House number and tap the \"Next\" button.
\n \n
5. Enter Street Name
\n6. Enter Land Mark or Bus Stop
\n7. Select type of building
\n8. Enter Building Color and tap the \"Next\" button.
\n9. Enter Gate Color
\n10. Select House Status
\n11. Select How long you've lived there.
\n12. Enter the Name you are known by and tap the \"Next\" button.
\n13. Enter the name of somebody that can identify you.
\n14. Enter the phone number of the person that can identify you.
\n15. Select your relationship with the person.
\n16. upload or take a photo of your street and attach then click the \"Next\" button.
\n17. Upload photo of your house
\n18. Select proof of address
\n19. Upload proof of address document and tap the \"Submit\" button to complete the process.
\nStep 4. ⏳ Submit Wait for approval
\n- \n
After submission, you’ll see a message like:
\n
✅ \"Your KYC has been submitted and is under review\" \nVerification may take a few minutes to a few hours
\n \n
Advanced KYC (Level 4): Next of Kin
\nFrom the dashboard tap on Manage Limit
\nOn the Manage Limit screen tap \"Upgrade to Tier 4\"
\nEnter Next of kin's
\n- \n
Surname
\n \nFirst Name
\n \nPhone umber
\n \nRelationship and tap the \"Next\" button.
\n \n
Tap Submit to complete the process
\nThe Netapps Dashboard is the central hub of the app where users can quickly view their wallet balance, access essential services, and monitor their activity. This documentation provides a breakdown of each section and how to use it effectively.
\n✅ Accessing the Dashboard
\nStep 1: Open the App
\n📲 Tap Netapps Marketplace to open the app.
\nStep 2: Log In to Your Account
\n- \n
Enter your Phone Number or Email
\n \nEnter your Password
\n \nTap Login
\n
➡ You will be redirected to the Dashboard. \n
🔍 Dashboard Overview
\nBelow is a typical layout of the dashboard and what each section does:
\n🚥 1. Header
\nProfile Photo - Personize your account with your photo, social media links and change password
\nNotification - Stay updated on important alerts
\n🪙 2. Wallet
\n- \n
Netapps Account Number: Copy and share your accound number to receive funds
\n \nAvailable Balance: See your wallet balance at a glance
\n \nCashback Balance: Track your earned rewards.
\n \nTransaction History: View all past activities
\n \nManage Limit: Set and adjust your spending limit
\n \nSwitch Menu Skin: Customize your app look and feel
\n \nLast Transaction(s): Quickly check your most recent transactions
\n \n
It's designed to be simple, powerful and all about you.
\n💼 2. Quick Action Buttons / Shortcuts
\nYou’ll see key features represented by icons and tabs. Common ones include:
\n📑 3. Last Transactions
\n- \n
- View your latest transactions at a glance. Tap on any item to view transaction details. \n
☰ 4. Navigation Menu (Bottom Tab)
\nFrom here you can access:
\n- \n
🏠 Home - Get quick access to the dashboard.
\n \n🏬 Kiosk - Create ang manage business with our kiosk platform
\n \n🎁 Rewads - Claim and free daily cashback
\n \n🎮 Games - Get exciting rewards in our quiz based fast finger games
\n \n🛠️ Support - Get support from our customer care
\n \n⚙️ Settings - Manage account security and notifications
\n \n
Transfer directly from your Bank App, Internet Banking Platforn or USSD to your Netapps Wallet Account.
\nThe funds reflect instantly. It’s quick, secure, and works 24/7.
\n✅ Requirements
\nBefore proceeding, ensure you have:
\n- \n
A registered Netapps Marketplace account
\n \nAn active Nigerian bank account with mobile or online banking access
\n \nStable internet connection
\n \nFunds in your bank account
\n \n
📋 Step-by-Step Guide
\n🚀 Step 1. Open the Netapps App
\n📲 Launch the Netapps Marketplace app on your smartphone.
\n🔐 Step 2. Log In to Your Account
\n- \n
📱 Enter your Phone Number or Email
\n \n🔒 Enter your Password
\n \nTap Login
\n \n
🔢 Step 3. Copy Your Netapps Wallet Account
\nOn your dashboard, the app will show:
\n- \n
🧾 Your Netapps Wallet Account (This is a unique account number tied to your Netapps Wallet.)
\n \n🏦 The Bank Name (e.g., Wema, Providus, etc.)
\n \nCopy the Account Number
\n \n
💸 Step 4. Open Your Bank App/Internet banking app or USSD
\nUsing your personal Bank App/Internet banking App or USSD code:
\n- \n
Go to Transfer Funds
\n \nSelect Transfer to Other Bank
\n \nChoose the Bank Name shown in Netapps
\n \nPaste or type the Account Number
\n \nEnter the Amount you want to fund (e.g., ₦5,000)
\n \nConfirm the Account Name matches your Netapps Wallet
\n \n
✅ Step 5. Complete the Transfer
\n- \n
Authorize the transaction with your bank's method (PIN/OTP/Fingerprint)
\n \nYou’ll receive a success message from your bank
\n \n
🔄 Step 6. Wallet Is Funded Instantly
\nReturn to the Netapps app:
\n- \n
Your wallet balance will update automatically
\n \nYou'll also receive an in-app notification like:
\n \n
\"₦5,000 has been credited to your wallet via bank transfer.\"
\n","_postman_id":"000cb8ad-0ab4-4c1f-b036-7fa0cce0c190"},{"name":"Fund Via Payment Gateway","item":[],"id":"c2d9c709-6e84-4ca0-855d-9a01fd0e08bc","description":"Payment Gateway is a secure bridge that allows you to fund your Netapps wallet using your prefeered payment method:
\n- \n
💳 ATM Card (Visa, MasterCard, Verve)
\n \n🏦 Instant Bank Transfer
\n \n📱 USSD Code
\n \n
📋 Step-by-Step Guide
\n🚀 Step 1. Launch the App
\n📲 Open the Netapps Marketplace app.
\n🔐 Step 2. Login to Your Account
\n- \n
📱 Enter your Phone number or Email
\n \n🔒 Enter your Password
\n \nTap Login
\n \n
🪙 Step 3. Tap on “Receive Money”
\nFrom the home screen, tap“Receive Money”.
\n- \n
- 💵 Enter amount to fund and tap \"Receive\". \n
- \n
- Confirm the amount from the Order Summary and tap \"Proceed\". \n
🔀 Step 4. Select Preferred Payment Method on Gateway Page
\nYou’ll be redirected to a secure payment gateway where you can choose:
\n💳 Option 1: ATM Card
\n- \n
Select \"Card\" as the payment option to use
\n \nEnter your Card Number, Expiry Date, and CVV
\n \nYou can save your card by checking the \"Save Card\" option. The card details are tokenised and secured in a secret vault accessed only by the user in line with PCI DSS standard.
\n \nTap the \"Pay\" button to proceed.
\n \n
- \n
- Enter card pin and tap the \"Process\" button to proceed. \n
- \n
Complete the Transfer
\n- \n
Authorize the transaction with your bank's 3D secured (OTP).
\n \nYou’ll receive a success message from your bank.
\n \nYour wallet balance will reflect the new amount
\n \nA push notification will be sent as an in-app alert, and email
\n \n
\n
🏦 Option 2: Instant Bank Transfer
\n- \n
Select \"Bank\" as the payment option to use
\n \nThe gateway will create a temporary account number and a bank name (eg Bank Name: Wema Bank, Account Number: 9180007941)
\n \nCopy the account number.
\n \nTap on \"I Want To Transfer\" button to proceed.
\n \n
- \n
Complete the Transfer
\n \nMinimize the Netapps App, Open your Bank App, Internet Banking App or USSD to transfer the exact amount.
\n \nWhen the transfer is complete, maximize the Netapps App and tap the \"I have Transfered\" button to complete the process.
\n \n
- \n
You’ll receive a success message from your bank.
\n \nYour wallet balance will reflect the new amount
\n \nA push notification will be sent as an in-app alert, and email
\n \n
📱 Option 3: USSD
\n- \n
Select \"USSD\" as the payment option to use
\n \nSelect the bank to innitiate the payment (i.e First Bank, GTB, ZenithBank, etc)
\n \nYou’ll see a USSD code (e.g., *894*000*7227#)
\n \n
- \n
Complete the Transfer
\n \nMinimize the Netapps App, Dial the code on your phone to make payment.
\n \nEnter your USSD pin to authorize the payment.
\n \nAfter a success transaction, maximize the Netapps App and tap the \"I have Completed Transaction\" button you’ll be redirected to the Netapps dashboard
\n \n
- \n
You’ll receive a success message from your bank.
\n \nYour wallet balance will reflect the new amount
\n \nA push notification will be sent as an in-app alert, and email
\n \n
🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \nA Meter Number
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap on Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Electricity\"
\n- \n
- From the dashboard, tap on “Electricity”. \n
🔹 Step 4: Select a service
\n- \n
- 🏦 Tap on \"Buy Power\" to proceed. \n
🔹 Step 5: Add New Electricity Transaction
\nWith the netapps \"Add New\" button, you can buy electricity token for five (5) different meter numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add a new transaction. \n
🔹 Step 6: Enter Transaction Details
\nFill in the electricity purchase form:
\n- \n
Select beneficiary from beneficiary list or Input the meter number of the beneficiary
\n \n📍 Meter Type: Prepaid or Postpaid
\n \n👤 Customer Name (auto-fills if correct meter)
\n \n💵 Amount (e.g., ₦5,000)
\n \nYou can use your cashback to pay or pay part of your bills. toggle the cashback button to pay using cashback or tap on the coupon link.
\n \n
✅ Verify your meter number details to avoid wrong top-up.
\n- \n
- To continue, either enter the meter details and tap ‘Verify’ to confirm the meter number, or select a saved beneficiary and tap \"Proceed\". \n
🔹 Step 7: Review Transaction
\n🛡️ Review the transaction details and tap “Continue”
\n💳 8. Select Payment Method
\nYou can choose:
\n- \n
Pay With Wallet 🪙 or
\n \nOther Channels (ATM Card, Bank Transfer, or USSD)
\n \n
🔐 9. Authorize Payment
\n\n","_postman_id":"97d87bfd-1a87-4aab-83e4-f701f758ab6c"},{"name":"How to Buy Airtime","item":[],"id":"cf821e9b-96d8-43e4-b1f8-4ee77fa22d05","description":"🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Airtime\"
\n- \n
- On the home screen, tap on “Airtime.” \n
🔹 Step 4: Select Service
\n- \n
- 🏦 Tap on \"Buy Airtime\" to proceed. \n
🔹 Step 5: Add New Airtime Transaction
\nWith the netapps \"Add New\" button, you can top-up airtime for five (5) different mobile numbers at the same time..
\n- \n
- 🏦 Tap the \"Add New\" button to add a new transaction. \n
🔹 Step 6: Enter Mobile Details
\n✍️ Fill in the required info:
\n- \n
Select a network provider (MTN, Glo, Airtel or 9mobile).
\n \nEnter beneficiary mobile number or Select a beneficiary from the beneficiary list.
\n \nEnter amount or select amount from the list.
\n \nYou can use your cashback to pay or pay part of your bills. toggle the cashback button to pay using cashback or tap on the coupon link.
\n \nTap the \"Add to List\" button to proceed.
\n \n
🔹 Step 7: Review Airtime Purchase
\n🛡️ Review the details and tap on “Continue”
\n💳 8. Select Payment Method
\nYou can choose:
\n- \n
Pay With Wallet 🪙 or
\n \nOther Channels (ATM Card, Bank Transfer, or USSD)
\n \n
🔐 9. Authorize Payment
\n\n","_postman_id":"cf821e9b-96d8-43e4-b1f8-4ee77fa22d05"},{"name":"How to Buy Data","item":[],"id":"788fc85d-99d1-4828-9cbc-5176a85cca94","description":"🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace app to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Data\"
\n- \n
- On the home screen, tap “Data.” \n
🔹 Step 4: Select Service
\n- \n
- 🏦 Tap the \"Buy Data\" button to proceed. \n
🔹 Step 5: Add New Subscription
\nWith the netapps \"Add New\" button, you can top data for five (5) different mobile numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add a new data subscription. \n
🔹 Step 6: Enter Subscription Details
\n✍️ Fill in the required info:
\n- \n
Enter beneficiary mobile number or Select a beneficiary from the beneficiary list.
\n \nSelect Data plan by Tapping on the preferred plan.
\n \nYou can use your cashback to pay or pay part of your bills. toggle the cashback button to pay using cashback or tap on the coupon link.
\n \nTap the \"Add to List\" button to proceed.
\n \n
🔹 Step 7: Review Data Purchase
\n🛡️ Review the details and tap “Continue”
\n💳 8. Select Payment Method
\nYou can choose:
\n- \n
Pay With Wallet 🪙 or
\n \nOther Channels (ATM Card, Bank Transfer, or USSD)
\n \n
🔐 9. Authorize Payment
\n\n","_postman_id":"788fc85d-99d1-4828-9cbc-5176a85cca94"},{"name":"How to Subscribe For Cable","item":[],"id":"cc0c93f7-9a83-499f-aded-ead8f70c40e8","description":"🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \nDecoder number, IUC number, or Smart Card number
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Launch the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔹 Step 2: Log In to Your Account
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access your dashboard.
\n📡 Step 3: Go to “Cable”
\n- \n
- From the home screen, tap on “Cable”. \n
🔹 Step 4: Cable Subscription
\n- \n
- 🏦 Tap \"Buy Cable\" to proceed. \n
🔹 Step 5: Add New Subscription
\nWith the netapps \"Add New\" button, you can buy cable subscription for five (5) different decoder, IUC or Smartcard Numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add cable subscription details. \n
🔹 Step 6: Enter Cable Details
\n✍️ Fill in the required info:
\n- \n
Choose your service provider (DStv, GOtv, Startimes)
\n \nScroll through available packages
\n \nTap on the desired plan to select (e.g., DStv Padi, GOtv Max, Startimes Nova)
\n \nEnter beneficiary decoder number, IUC number or Smartcard Number or Select a beneficiary from the beneficiary list
\n \n🔍 The app automatically fetch the subscriber name for confirmation.
\n \n
✅ Confirm that the account name matches what you intend.
\n- \n
- Tap\"Proceed\" to continue. \n
🔹 Step 7: Review Subscription
\n🛡️ Review the details and tap “Continue”
\n💳 8. Select Payment Method
\nYou can choose:
\n- \n
Pay With Wallet 🪙 or
\n \nOther Channels (ATM Card, Bank Transfer, or USSD)
\n \n
🔐 9. Authorize Payment
\n\n","_postman_id":"cc0c93f7-9a83-499f-aded-ead8f70c40e8"}],"id":"b8d6b9cd-d397-4798-9309-5e91c0e5ec0b","description":"At Netapps Marketplace, every transaction earns you something back. Buy airtime, pay electricity bills, subscribe to data or cable and earn instant cashback into your wallet. The more you transact, the more you earn!
\nStart paying bills today and watch your cashback grow.
\n","_postman_id":"b8d6b9cd-d397-4798-9309-5e91c0e5ec0b"},{"name":"How to Schedule Bills payment","item":[{"name":"How to Auto purchase Electricity","item":[],"id":"bc45ac0c-54b1-41ea-bf89-56ec46e70f41","description":"🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \nA Meter Number
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap on Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Electricity\"
\n- \n
- From the dashboard, tap on “Electricity”. \n
🔹 Step 4: Select a service
\n- \n
- 🏦 Tap on \"Auto Purchase\" to proceed. \n
🔹 Step 5: Set Schedules
\n- \n
- Tap the \"Create New Schedule\" buton to create a new schedule. \n
🔹 Step 6: Add New Electricity Transaction
\nWith the netapps \"Add New\" button, you can buy electricity token for five (5) different meter numbers at the same time.
\n- \n
- 🏦 Tap on \"Add New\" to add a new transaction. \n
🔹 Step 7: Enter Transaction Details
\nFill in the electricity purchase form:
\n- \n
Select the distribution Company (DISCO) from the list of providers (e.g Ikeja Electric, Abuja Disco, Eko Disco etc)
\n \nSelect beneficiary from beneficiary list or Input the meter number of the beneficiary
\n \n📍 Meter Type: Prepaid or Postpaid
\n \n👤 Customer Name (auto-fills if correct meter)
\n \n💵 Amount (e.g., ₦5,000)
\n \nYou can toggle the cashback button to pay using cashback, wallet, or apply a coupon code.
\n \n
✅ Verify your meter number details to avoid wrong top-up.
\n- \n
- To continue, either enter the meter details and tap ‘Verify’ to confirm the meter number, or select a saved beneficiary and tap \"Proceed\". \n
After verifying the meter number, tap on the \"Proceed\" button to continue.
\n🔹 Step 8: Review Transaction
\n🛡️ Review the transaction details and tap “Schedule”
\n💳 9. Set Payment Frequency
\nSchedule: Select recuurence (e.g. Once, Daily, Weekly, or Monthly).
\n💳 10. Authorize Payment
\n- \n
- Enter your Transaction PIN to cmplete the scheduling. \n
When the process is complete, your transaction will be displayed in the list of schedules.
\nTap on \"View Details\" to view the transaction details, or tap on \"Delete\" to delete the transaction.
\n🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace app to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Data\"
\n- \n
- On the home screen, tap “Data.” \n
🔹 Step 4: Select Service
\n- \n
- 🏦 Tap on \"Auto Purchase\" to proceed. \n
🔹 Step 5: Set Schedules
\n- \n
- Tap the \"Create New Schedule\" buton to create a new schedule. \n
🔹 Step 6: Add New Subscription
\nWith the netapps \"Add New\" button, you can top data for five (5) different mobile numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add a new data subscription. \n
🔹 Step 7: Enter Subscription Details
\n✍️ Fill in the required info:
\n- \n
Select network provider (MTN, Glo, Airtel or 9mobile)
\n \nEnter beneficiary mobile number or Select a beneficiary from the beneficiary list.
\n \nSelect Data plan by Tapping on the preferred plan.
\n \nYou can toggle the cashback button to pay using cashback or wallet.
\n \nTap the \"Add to List\" button to proceed.
\n \n
🔹 Step 8: Review Data Purchase
\n🛡️ Review the details and tap “Schedule”.
\n💳 9. Set Payment Frequency
\nSchedule: Select recuurence (e.g. Once, Daily, Weekly, or Monthly).
\n💳 10. Authorize Payment
\n- \n
- Enter your Transaction PIN to cmplete the scheduling. \n
🧾 What You Need:
\n- \n
The Netapps Marketplace app installed.
\n \nA well funded Netapps wallet, ATM Card, or Bank Account.
\n \nDecoder number, IUC number, or Smart Card number
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Launch the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔹 Step 2: Log In to Your Account
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access your dashboard.
\n📡 Step 3: Go to “Cable”
\n- \n
- From the home screen, tap on “Cable”. \n
🔹 Step 4: Cable Subscription
\n- \n
- 🏦 Tap \"Auto Purchase\" to proceed. \n
🔹 Step 5: Set Schedules
\n- \n
- Tap the \"Create New Schedule\" buton to create a new schedule. \n
🔹 Step 6: Add New Subscription
\nWith the netapps \"Add New\" button, you can buy cable subscription for five (5) different decoder, IUC or Smartcard Numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add cable subscription details. \n
🔹 Step 7: Enter Cable Details
\n✍️ Fill in the required info:
\n- \n
Choose your service provider (DStv, GOtv, Startimes)
\n \nScroll through available packages
\n \nTap on the desired plan to select (e.g., DStv Padi, GOtv Max, Startimes Nova)
\n \nEnter beneficiary decoder number, IUC number or Smartcard Number and tap \"Verify\" or Select a beneficiary from the beneficiary list and tap \"Proceed\"
\n \n🔍 The app automatically fetch the subscriber name for confirmation.
\n \n
✅ Confirm that the account name matches what you intend.
\n- \n
- Tap\"Proceed\" to continue. \n
🔹 Step 7: Review Subscription
\n🛡️ Review the details and tap “Schedule”
\n💳 9. Set Payment Frequency
\nSchedule: Select recuurence (e.g. Once, Daily, Weekly, or Monthly).
\n💳 10. Authorize Payment
\n- \n
- Enter your Transaction PIN to cmplete the scheduling. \n
When the process is complete, your transaction will be displayed in the list of schedules.
\nTap on \"View Details\" to view the transaction details, or tap on \"Delete\" to delete the transaction.
\n🧾 What You Need:
\n- \n
The Netapps Marketplace app installed and logged in
\n \nA funded Netapps wallet
\n \nRecipient's bank account details
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔹 Step 2: Go to Bank Transfer
\n- \n
- From the dashboard, tap on “Bank Transfer”. \n
🔹 Step 3: Add Account
\nWith the netapps \"Add New\" button, you transfer funds to five (5) different account numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add account details. \n
🔹 Step 4: Enter Bank Details
\n✍️ Fill in the required info:
\n- \n
Amount (e.g., ₦10,000)
\n \nBank Name (e.g., Zenith Bank)
\n \nRecipient Name (auto-validated by system)
\n \n
✅ Confirm that the account name matches what you intend.
\n- \n
- Tap\"Add to List\" to proceed. \n
🔹 Step 5: Review Transfer
\n🛡️ Review the details and tap “Proceed”
\n🔹 Step 5: Confirm Transfer
\nTap \"Transfer Now\" to proceed
\n🔹 Step 6: Confirm Transfer
\n- \n
- Enter your Transaction PIN to complete the process \n
🔹 Step 6: Receive Confirmation
\n📩 You will see a success screen and receive a transaction receipt.
\nThe funds should arrive in the bank account within minutes, depending on the bank.
\n🧾 What You Need:
\n- \n
The Netapps Marketplace app installed and logged in
\n \nA funded Netapps wallet
\n \nRecipient's account number | Phone number| Email address
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access the dashboard.
\n🔹 Step 3: Go to Peer to Peer
\n- \n
- From the dashboard, tap on “Peer to Peer”. \n
🔹 Step 4: Transfer
\n- \n
- 🏦 Tap on \"Send Funds\" to proceed. \n
🔹 Step 5: Add Account
\nWith the netapps \"Add New\" button, you transfer funds to five (5) different account numbers at the same time..
\n- \n
- 🏦 Tap \"Add New\" to add account details. \n
📝 6. Enter Recipient Details
\n- \n
💵 Enter the amount you wish to send.
\n \n🔢 Input the account | phone number | email of the recipient.
\n \n📝 Optional: Add a narration for the transfer.
\n \nTap on \"Verify\"
\n \n
- \n
- Tap on \"Add to List\" to continue \n
🔹 Step 7: Review Transfer
\n🛡️ Review the details and tap “Proceed”
\n🔹 Step 8: Confirm Transfer
\nTap \"Transfer Now\" to proceed
\n🔑 9. Enter Your Transaction PIN
\nTo authorize the transaction:
\n- \n
- 🔐 Input your 4-digit PIN. \n
🔹 Step 6: Receive Confirmation
\n📩 You will see a success screen and receive a transaction receipt.
\nThe funds should arrive in the recipient's wallet within minutes.
\n🧾 What You Need:
\n- \n
The Netapps Marketplace app installed and logged in
\n \nA funded Netapps wallet
\n \nRecipient's bank account details
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap the Netapps Marketplace icon to launch the app. \n
🔹 Step 2: Go to Card to Bank Transfer
\n- \n
- From the dashboard, tap on “Card to Bank”. \n
🔹 Step 3: Add Account
\nWith the netapps \"Add New\" button, you transfer funds to five (5) different account numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add account details. \n
🔹 Step 4: Enter Bank Details
\n✍️ Fill in the required info:
\n- \n
Amount (e.g., ₦100)
\n \nReceiving Bank (e.g., Zenith Bank)
\n \nRecipient Account Number
\n \nRecipient Name (auto-filled or validated by system)
\n \n
✅ Confirm that the account name matches what you intend.
\n- \n
- Tap\"Add to List\" to proceed. \n
🔹 Step 5: Review Transfer
\n🛡️ Review the details and tap “Proceed”
\n🔹 Step 6: Confirm Transfer
\n- \n
- Tap \"Transfer Now\" to proceed \n
- \n
- Enter your Transaction PIN and tap \"Done\" to proceed \n
💳 Step 7: Enter Your Card Details
\nYou’ll be prompted to provide:
\n- \n
Card Number
\n \nExpiry Date
\n \nCVV (3-digit code)
\n \n
\n\n🔒 Your card details are processed through a secure payment gateway.
\n
🔐 8. Authorize the Transaction
\n- \n
- Enter your card pin and tap \"Process\" \n
Your bank may send an OTP to your phone/email:
📩 Enter the OTP to verify the transaction.
🔹 Step 9: Receive Confirmation
\n📩 You will see a success screen and receive a transaction receipt.
\nThe funds should arrive in the bank account within minutes, depending on the bank.
\nPushPay allows you to send a payment request to someone’s phone number using USSD, enabling them to complete the transaction quickly and securely. It's great for collecting payments without sharing your account details.
\n✅ Step-by-Step Guide
\n🧭 Step 1: Log in to the Netapps Marketplace
\n- \n
Open the Netapps Marketplace app.
\n \nSign in using your registered phone number/email and password.
\n \n
🔍 Step 2: Access Pushpay
\n- \n
- From the dashboard, tap on “Pushpay” \n
💰 Step 2: Access Pushpay
\n- \n
- Enter the amount you’re requesting and tap the \"PushPay\" button. \n
💰 Step 2: Verify Payment
\n- \n
- Verify the amount that you are requesting and tap the \"Proceed\" button. \n
📇 Step 2: Enter Recipient Details
\n- \n
In the Recipient Phone Number field, type the mobile number of the person you want to request payment from.
\n \nEnsure the number is correct — this is where the USSD payment prompt will be sent.
\n \n
📇 Step 2: Send Request
\n- \n
Tap “Pay”.
\n \nThe recipient will receive a USSD prompt on their phone with payment details.
\n \nThey can authorize the payment directly from their bank using the USSD interface.
\n \n
A Payment Link is a secure, shareable URL generated from the Netapps app that allows others to pay you using their ATM card, wallet, or bank transfer. Great for:
\n- \n
Freelancers
\n \nSmall business owners
\n \nDonations or fundraising
\n \nShared payments or contributions
\n \n
✅ Step-by-Step Guide
\n🚀 Step1 1: Launch the App
\n📲 Open the Netapps Marketplace app on your device.
\n🔐 Step 2: Log In to Your Account
\nEnter:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to access your dashboard
\n🔗 Step 3: Go to \"Payment Link\" Section
\n- \n
- From the dashboard, tap on “Payment Link” in the quick action menus. \n
➕ Step 4: Create a New Payment Link
Tap the “Create Payment Link” button to proceed.
🔹 Step 5: Enter Payment Link Details
\nFill in the details:
\n- \n
📝 Payment Title or reason (e.g., \"Class fee\", \"Cleaning services\")
\n \n💵 Amount (e.g., ₦5,000)
\n \n📝 Description or reason (e.g., \"Class fee\", \"Cleaning services\")
\n \n🏦 Tap the \"Submit\" button to continue.
\n \n
🧾 Step 6: Generate the Link
\nTap “Yes Continue” on the pop-up to generate payment titles.
\n📤 Step 7: Share the Link
\n✅ The app will create a unique URL like:https://marketplace.netapps.ng/payment-link/payment?ref=payer
- \n
- Tap Copy Link, or share to share the payment link. \n
💳 Step 8: Customer Pays
\n- \n
The recipient clicks the link.
\n \nThey are redirected to a secure payment page. Tap the \"Next\" button to proceed with payment
\n \n
- \n
- They can pay using their ATM card, bank transfer, or Netapps wallet. Tap the \"Login\" button to continue with payment. \n
- \n
- Enter login details and tap the \"Login\" button to proceed. \n
Tap the \"Pay with Wallet\" button to continue.
\nEnter transaction pin and tap the \"Proceed\" button to complete the process.
\nAn invoice on Netapps Marketplace is a digital billing document you can create to request payments for goods or services.
\n🔹 Step-by-Step Instructions
\n🚀 Step 1: Open the App
\n📲 Launch the Netapps Marketplace app on your smartphone.
\n🔐 Step 2: Login to Your Account
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to proceed.
\n🧾 Step 3: Go to “Payment Invoice” Section
\n- \n
- From the dashboard, tap on “Payment Invoice” in the quick actions menu. \n
🧑💼 Step 4: Enter Customer Information
\nFill in the customer’s details:
\n- \n
📱 Phone Number or Email Address (ensure it’s correct)
\n \n👤 First Name
\n \n👤 Last Name
\n \n📨 Email Adress
\n \n📍 Customer Address
\n \nTap on \"Proceed\" to continue
\n \n
📝 Step 5: Create Invoice
\nTap \"Add Item\" to add items
\n📝 Step 6: Enter Invoice Details
\nFill in the invoice-specific details:
\n- \n
💬 Item Description
\n \n💵 Unit Price
\n \n🔢 Quantity
\n \nTap the \"Add to List\" button to add an item.
\n \n
A Gift Card on Netapps Marketplace is a digital voucher that can be:
\n- \n
Sent to someone else as a gift
\n \nRedeemed for wallet credit or purchases within the Netapps ecosystem
\n \n
🔹 Step-by-Step Instructions
\n🚀 Step 1: Launch the App
\n📲 Open the Netapps Marketplace app on your phone.
\n🔐 Step 2: Login to Your Account
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to proceed.
\n🧾 Step 3: Navigate to \"Gift Cards\" Section
\n- \n
- From the dashboard, tap on “Show More” in the quick actions menu. \n
- \n
- From the Applications Menu, tap on \"Netapps Voucher\" \n
🧑💼 Step 4: Go to Create Voucher
\nTap \"Create Voucher\" to continue.
\n📝 Step 5: Create Voucher
\n- \n
- Tap on \"Create Gift Card\" to proceed. \n
📝 Step 5: Enter Gift Card Details
\n- \n
Enter Amount (e.g., ₦2,000, ₦5,000, ₦10,000)
\n \ntap on \"Next\" to continue
\n \n
- \n
Or select \"Customoze\" to customize your voucher.
\n \nEnter recipient account, Mobile number or Email.
\n \nEnter other information e.g. pupose of the voucher.
\n \nTap the \"Verify\" button to verify recipient's information.
\n \n
- \n
- Tap the \"Next\" button to continue. \n
- \n
- Select a design for the voucher and tap the \"Next\" button to proceed. \n
💳 Step 6: Fund the Gift Card
\nTap \"Submit\" to proceed
\n🔐 7. Authorize Transaction
\n- \n
- Enter your transaction PIN \n
✅ 8. Gift Card Created Successfully
\nYou’ll see a confirmation screen showing:
\n- \n
🎁 Gift Card Code
\n \n📤 Share option
\n \n
🔹 Step-by-Step Instructions
\n🚀 Step 1: Launch the App
\n📲 Open the Netapps Marketplace app on your phone.
\n🔐 Step 2: Login to Your Account
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap Login to proceed.
\n🧾 Step 3: Navigate to \"Redeem Giftcard\" Section
\n- \n
- From the dashboard, tap on “Show More” in the quick actions menu. \n
- \n
- From the Applications Menu, tap \"Redeem Giftcard\" \n
🧑💼 Step : Redeem Giftcard
\nEnter the Gift Card Code and tap on the \"Submit\" button.
\n✅ 8. Gift Redeemed Successfully
\nYou’ll see a confirmation screen showing the gift card has been redeemed successfully
\n🧾 What You Need:
\n- \n
The Netapps Marketplace app installed and logged in
\n \nA funded Netapps wallet
\n \nRecipient's bank account details
\n \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔹 Step 2: Go to Bank Transfer
\n- \n
- From the dashboard, tap on “Bank Transfer”. \n
🔹 Step 3: Set Schedules
\n- \n
- Tap the \"Create New Schedule\" buton to create a new schedule. \n
🔹 Step 4: Add Account
\nWith the netapps \"Add New\" button, you transfer funds to five (5) different account numbers at the same time.
\n- \n
- 🏦 Tap on \"Add New\" to add account details. \n
🔹 Step 5: Enter Bank Details
\n✍️ Fill in the required info:
\n- \n
Amount (e.g., ₦5,000)
\n \nBank Name (e.g., Zenith Bank)
\n \nRecipient Name (auto-validated by system)
\n \n
✅ Confirm that the account name matches what you intend.
\n- \n
- Tap the \"Add to List\" button to proceed. \n
🔹 Step 6: Review Transfer
\n🛡️ Review the details and tap “Schedule”
\n💳 7. Set Payment Frequency
\nSchedule: Select recuurence (e.g. Once, Daily, Weekly, or Monthly).
\n💳 8. Authorize Payment
\n- \n
- Enter your Transaction PIN to cmplete the scheduling. \n
✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap on Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Account Statement\"
\nFrom the Dashboard, tap on “Show More”
\nFrom the application's menu, tap on “Account Statement”
\n📅 Filter by Date
Enter the date range ( e. g last 30days) and tap the \"Submit Request\" button to poroceed.
You should see a success message like \"Your request for statement was successful\". The statement is automatically sent to your email address.
\nThe Cashback Exchange feature lets you convert earned cashback rewards into wallet funds, or exchange/share with other Netapps users.
\n✅ Step-by-Step Guide
\n🔹 Step 1: Open the App
\n- \n
- 📲 Tap Netapps Marketplace to launch the app. \n
🔐 2. Login
\nEnter your:
\n- \n
📱 Phone number or Email
\n \n🔒 Password
\n \n
➡ Tap on Login to access the dashboard.
\n🔹 Step 3: Navigate to \"Cashback Exchange\"
\n- \n
- From the dashboard, tap on “Show More”. \n
From the application's menu, tap on “Cashback Exchange”.
\n🔹 Step 3: Exchange Cashback
\nExchange to Self:
\n✍️ Enter exchange details
Enter the amount of the cashback you want to exchange.
Enter the narration of the cashback (Optional).
\nTap the \"Proceed\" button to continue.
\nReview the exchange rate/fee displayed and tap the \"Proceed to Transfer\" button to continue.
\n✅ Confirm Exchange
\n- \n
- Enter your Transaction PIN to cmplete the exchange. \n
You will receive a flash notification indicating the transaction was successful, and a transaction receipt will be displayed.
\nExchange Others:
\nSelect \"Transfer to Others\".
\n✍️ Enter exchange details
Enter the amount of the cashback you want to exchange.
Enter the recipient's Account | Mobile | Email | Username
\nEnter the narration of the cashback (Optional).
\nTap the \"Verify\" button to verify the account details.
\n✅ Confirm Details
\nConfirm the account details and tap on the \"Proceed\" button to continue.
\nReview the exchange rate/fee displayed and tap the \"Proceed to Transfer\" button to continue.
\n✅ Confirm Exchange
\n- \n
- Enter your Transaction PIN to cmplete the exchange. \n
You will receive a flash notification indicating the transaction was successful, and a transaction receipt will be displayed.
\n🔐 9. Authorize Payment
\n- \n
- Wallet: Enter your Transaction PIN \n
🔹 Step 10: Receive Confirmation
\n📩 You will receive a transaction receipt.
\n- \n
- Your transaction cashback will automatically be credited to your cashback balance. \n
🔐 9. Authorize Payment
\nATM Card, Bank Transfer or USSD.
\n💳 Option 1: Pay with ATM Card
\n- \n
Select \"Card\" as the payment option to use
\n \nEnter your Card Number, Expiry Date, and CVV
\n \nYou can save your card by checking the \"Save Card\" option. The card details are tokenised and secured in a secret vault accessed only by the user in line with PCI DSS standard.
\n \nTap the \"Pay\" button to proceed.
\n \n
- \n
- Enter card pin and tap the \"Process\" button to proceed. \n
- \n
Complete the Transfer
\n- \n
Authorize the transaction with your bank's 3D secured (OTP).
\n \nYou’ll receive a success message from your bank.
\n \nYour payment will reflect the new amount
\n \nA push notification will be sent as an in-app alert, and email
\n \n
\n
🏦 Option 2: Pay with Instant Bank Transfer
\n- \n
Select \"Bank\" as the payment option to use
\n \nThe gateway will create a temporary account number and a bank name (eg Bank Name: Wema Bank, Account Number: 9180007941)
\n \nCopy the account number.
\n \nTap on \"I Want To Transfer\" button to proceed.
\n \n
- \n
Complete the Payment
\n \nMinimize the Netapps App, Open your Bank App, Internet Banking App or USSD to transfer the exact amount.
\n \nWhen the payment is complete, maximize the Netapps App and tap the \"I have Transfered\" button to complete the process.
\n \n
- \n
You’ll receive a success message from your bank.
\n \nYour wallet balance will reflect the new amount
\n \nA push notification will be sent as an in-app alert, and email
\n \n
📱 Option 3: USSD
\n- \n
Select \"USSD\" as the payment option to use
\n \nSelect the bank to innitiate the payment (i.e First Bank, GTB, ZenithBank, etc)
\n \nYou’ll see a USSD code (e.g., *894*000*7227#)
\n \n
- \n
Complete the Payment
\n \nMinimize the Netapps App, Dial the code on your phone to make payment.
\n \nEnter your USSD pin to authorize the payment.
\n \nAfter a successfull transaction, maximize the Netapps App and tap the \"I have Completed Transaction\" button you’ll be redirected to the Netapps dashboard
\n \n
- \n
Receive Confirmation
\n \nYou’ll receive a success message from your bank.
\n \nA push notification will be sent as an in-app alert, and email
\n \n
📩 You will receive a transaction receipt.
\n- \n
- Your transaction cashback will automatically be credited to your cashback balance. \n
📲 Step-by-Step Guide to Refer a Friend
\nStep 1. Log In to Your Netapps Account
\n- \n
Open the Netapps Marketplace App
\n \nEnter your login details to access the dashboard
\n \n
Step 2. Navigate to the Referral Section
\n- \n
- From the dashboard, tap the profile avatar \n
- \n
- You will see your unique referral link or referral code \n
Step 3. Share Your Referral Link
\n- \n
Tap “Share Link” or “Copy Code”
\n \nYou can share via:
\n- \n
WhatsApp
\n \nSMS
\n \nEmail
\n \nFacebook, Twitter, or other social platforms
\n \n
\n
Step 4. Friend Signs Up
\n- \n
When your friend downloads the app and registers using your referral link or code:
\n- \n
They must complete verification (KYC)
\n \nAnd perform a first transaction (such as buying airtime, funding wallet, etc.)
\n \n
\n
Step 5. Get Rewarded
\n- \n
Once the above steps are completed by your referral:
\n- \n
A referral bonus will be credited to your Netapps Wallet
\n \nYou will get a notification confirming your reward
\n \n
\n
Keep track of all your wallet activities and payments in one place! Netapps Marketplace makes it easy to view your full transaction history for accountability and transparency.
\nStep-by-Step Guide to View Transaction History
\nStep 1. Log in to Your Netapps Account
\n- \n
Launch the Netapps Marketplace App
\n \nEnter your login credentials to access the home screen
\n \n
Step 2. Select \"Transaction History\"
\n- \n
- On the dashboard, tap on “Transaction History” \n
- \n
This opens a list of your most recent transactions, including:
\n- \n
Wallet funding
\n \nBill payments
\n \nAirtime/data purchases
\n \nTransfers and card activities
\n \n
\n
Step 3. Filter or Search (Optional)
\n- \n
Use the filter or search bar at the top to:
\n- \n
View by date range
\n \nFilter by transaction type
\n \nSearch for a specific amount or reference ID
\n \n
\n
Step 4. View Transaction Details
\n- \n
Tap on any transaction in the list to see full details like:
\n- \n
Date & time
\n \nStatus (Completed, Pending, Failed)
\n \nAmount
\n \nReference number
\n \n
\n
After inviting friends to Netapps Marketplace using your referral link or code, you can easily track their sign-up status, their recent activity and ping them.
\n🧭 Step-by-Step Guide to Monitor Your Referrals
\nStep 1. Log in to the Netapps Marketplace App
\n- \n
Launch the Netapps Marketplace app on your mobile device.
\n \nLog in with your registered email/phone number and password.
\n \n
🧭 Step 2. Go to the referrals section
\n- \n
- On the home screen, “Profile” picture. \n
- \n
- Select“My Referrals” from the menu options. \n
👀 Step 3. View Referral List
\n- \n
See a list of all users you have referred to Netapps Marketplace.
\n \nDetails shown include:
\n- \n
Names
\n \nMobile number
\n \nDate Joined
\n \nCurrent Status (Active, Inactive, Pending)
\n \nLast activity
\n \n
\n
📈 Step 4. Track Activity
\n- \n
Tap a referral’s name to see:
\n- \n
Total Transactions Made
\n \nRewards Earned for You
\n \nTheir Progress Towards Referral Bonuses
\n \n
\n
The Settings section in the Netapps Marketplace app allows you to personalize your experience, manage your profile, update security preferences, and control notifications.
\n🧭 Step-by-Step Guide to Manage Your Settings
\nStep 1. Log in to Your Account
\n- \n
Open the Netapps Marketplace app
\n \nEnter your login credentials and tap Login
\n \n
Step 2. Access the Settings Menu
\n- \n
- From the dashboard, tap on Settings in the bottom corner of the Menu \n
- \n
- The “Settings” dashboard is displayed. \n
\n
⚙️ What You Can Do in Settings
\n👤 1. Manage Transaction PIN
\nHere, you can either \"Change PIN\" or \"Reset Transaction PIN\".
\n1 I. Change PIN
\nOn the settings dashboard, tap on Mnage transaction PIN
\n- \n
- Tap “Change PIIN\" \n
- \n
- Enter old PIN code \n
- \n
- Enter new PIN code \n
- \n
- Tap Submit \n
1 II Reset Transaction PIN
\nFrom the Manage Transaction PIN dashboard, tap \"Reset Transaction PIN\"
\nAn OTP will be sent to your registered phone number or email
\n- \n
Enter the OTP.
\n \nEnter your newtransaction PIN code and tap \"Reset PIN\" to complete the process.
\n \n
💳 2**. Manage Transaction Limits**
\n- \n
Tap Manage Limit under Settings
\n \nView your current:
\n- \n
Daily transaction limit
\n \nMaximum Account Balance
\n \nTransaction frequency
\n \n
\nIf eligible, you can request a limit increase or decrease
\n \nSome updates may require identity verification (KYC)
\n \n
🔐 3**. Change Password**
\n- \n
Tap “Change Password”
\n \nEnter olad and new passwords
\n \nTap Change Password
\n \n
Two-Factor Authentication (2FA) provides an extra layer of protection for your Netapps Marketplace account by requiring a verification code in addition to your password or PIN.
\n🧭 Step-by-Step Guide to Enable 2FA
\nStep 1. Log In to the App
\n- \n
Open the Netapps Marketplace app
\n \nEnter your login credentials
\n \nTap Login
\n \n
Step 2. Go to Settings
\n- \n
- From the dashboard, tap on Settings in the menu bar \n
Step 3. Navigate to 2FA
\n- \n
- In the Settings screen, tap on \"Manage your 2FA\" \n
Step 4. Set Up the 2FA
\nIf you enable the 2FA service, we'll send to you an OTP via SMS every time you initiate a transaction. you'll incur a fee of N4.00 fro each SMS token we send to you. The fee will be included in the total sum taken from your account for the transaction.
\nToggle the switch to enable the 2FA authentication.
\n🧭 Step-by-Step Guide to Manage Notifications
\nStep 1. Login to Your Account
\n- \n
Launch the Netapps Marketplace app
\n \nEnter your login details and tap Login
\n \n
Step 2. Go to Settings
\n- \n
- On the dashboard, tap Settings from the bottom right corner of the menu \n
- \n
- Tap Notification Settings \n
Step 3. Customize Your Notification Preferences
\nHere, you can toggle ON/OFF different types of notifications for:
\n🧾 Transaction Alerts
\n- \n
- Receive updates when you send, receive, or spend money \n
📥 Incoming Payments
\n- \n
- Get notified when someone sends you money \n
📢 Promotional Messages
\n- \n
- Be first to know about bonuses, cashback, and offers \n
Step 4. Choose Notification Channel
\nYou can also choose where you want to receive alerts:
\n- \n
Push Notifications
\n \nSMS
\n \nEmail
\n \n
✅ Toggle \"Yes\" or \"No\" based on your preferences
\nThe Netapps Marketplace app gives you control over your financial activity by allowing you to define transaction periods and limit channels through which transactions are allowed. This enhances security and helps manage your spending behavior.
\n🧭 Step-by-Step Guide
\n1. Open and Login to the App
\n- \n
Launch the Netapps Marketplace app
\n \nEnter your login credentials and tap Login
\n \n
\n
2. Go to Settings
\n- \n
- On the dashboard, tap on settings in the bootom right corner. \n
3. Navigate to Transaction Preferences
\n- \n
- In the Settings menu, tap on \"Set Transaction Periods\" \n
4. Set Transaction Periods
\nDefine specific time frames during which transactions can be made:
\n⏰ How to Set:
\n- \n
In the Set Transaction Periods section**:**
\n \nChoose Start Time and End Time (e.g., 6:00 AM to 10:00 PM)
\n \nTap Save
\n \n
🛡️ Transactions outside this period will be blocked for added security.
\n\n
5. Select Allowed Transaction Channels
\nChoose the platforms or access points through which you can perform transactions:
\n📱 Available Channels:
\n- \n
Mobile App
\n \nWeb Portal
\n \nUSSD
\n \n
✅ How to Configure:
\n- \n
In the Set Allowed Platforms:
\n \nToggle Yes or OFF each channel depending on your preference
\n \nTap Save to apply changes.
\n \n
\n
6. Confirmation
\nYou will see a message:
\n✅ “Transaction settings updated successfully”
\n","_postman_id":"c4e4a3df-aab1-4996-ac4e-1901e304a999"},{"name":"How to Stay on Top of Your Rewards & Leaderboard","item":[],"id":"514d8f3e-70d7-4109-a29e-7c78d270cab4","description":"Track your earnings, cashback, referral bonuses, and leaderboard position easily within the Netapps Marketplace app. Whether you're earning for referrals, transactions, or rewards—Netapps keeps you updated in real-time.
\n🧭 Step-by-Step Guide
\n1. Login to Your Netapps Account
\n- \n
Open the Netapps Marketplace app
\n \nEnter your email/phone number and password
\n \nTap Login
\n \n
\n
2. Go to the Rewards Section
\n- \n
On the dashboard, locate and tap on Rewards
\n \nThis takes you to the Rewards Dashboard
\n \n
\n
🎁 View Your Rewards
\n✔️ What You’ll See:
\n- \n
Cashback Total: Earnings from utility payments, airtime, etc.
\n \nDaily Bonus: Amount to claim daily
\n \nLeaderboard: Know your position in the leaderboard
\n \nReferral History: View your referrals
\n \n
💳 Redeem or Withdraw:
\n- \n
- Tap on a reward item daily to redeem to your cashback \n
\n
🏅 Track Your Leaderboard Ranking
\n1. Go to “Leaderboard”
\n- \n
- Tap on leaderboard at the top of the Rewards screen \n
2. View Current Rank
\n- \n
- See your current position, points (cashback), and top users ranking \n
3. Compete and Climb
\n- \n
Earn more points by:
\n- \n
Referring friends to perform transactions
\n \nCompleting verified transactions
\n \n
\n
4. Claim your Prize
\n- \n
- Leaderboard winners are awarded cash prizes weekly \n
Paying bills doesn’t have to be a routine expense—with Netapps, you earn cashback and enjoy coupon discounts every time you pay for services like electricity, cable, airtime, or data. Here's how to make the most of it.
\n🔑 Step 1: Log In to Your Netapps Account
\n- \n
Open the Netapps Marketplace App
\n \nEnter your phone number/email and password
\n \nTap Login
\n \n
\n
💡 Step 2: Navigate to the Bills Section
\n- \n
On the dashboard, tap the category of bill you want to pay:
\n- \n
Electricity
\n \nCable TV
\n \nInternet
\n \nAirtime & Data
\n \n
\n
🔹 Step 3: Select Service
\n- \n
- 🏦 Tap the \"Buy\" or \"Auto Purchase\" button to proceed. \n
🔹 Step 4: Add New Subscription
\nWith the netapps \"Add New\" button, you can top data for five (5) different mobile numbers at the same time.
\n- \n
- 🏦 Tap \"Add New\" to add a new data subscription. \n
📝 Step 5: Enter Bill Details
\n- \n
Select your service provider
\n \nInput your meter number, smartcard number, or phone number as required
\n \nEnter the amount you wish to pay
\n \n
\n
🎟️ Step 6: Apply Available Coupons (if any)
\n- \n
Before proceeding, check for available discount coupons
\n \nTap “Apply a Coupon code” if a coupon is available or toggle the cashback to use cashback
\n \nThe discount will reflect in your total amount
\n \n
\n\n
💡 Coupons are often based on promotions or user activity. Stay active to unlock more.
\n\n
💳 Step 7: Choose Payment Method
\n- \n
- Select your preferred payment method: \n
✅ Step 8: Receive Confirmation
\n- \n
You’ll get a confirmation screen with:
\n- \n
Payment summary
\n \nCoupon savings
\n \nCashback earned
\n \n
\n
🔁 Step 8: Track Your Rewards
\n- \n
Go to the Rewards or Cashback section
\n \nSee your total cashback balance
\n \nUse cashback for future transactions or withdraw to your wallet
\n \n
Need help with your transactions, features, or app issues? The Netapps Customer Care team is ready to assist you in just a few taps.
\n🟢 Step 1: Log in to Your Netapps Account
\n- \n
Launch the Netapps Marketplace App
\n \nEnter your login credentials (email/phone number and password)
\n \nTap Login
\n \n
🧭 Step 2: Go to Support Section
\n- \n
- On the dashboard, tap “Support” in the menus \n
💬 Step 3: Choose a Support Option
\nYou’ll find multiple ways to get help:
\nb. Contact Center
\nPrefer to speak directly to a representative or send an email? Use the Contact Center:
\n- \n
📍 Address:
\n
Plot 4 Kenema close Sakono street, Ademola Adetokunbo crescent, wuse 2 Abuja. \n📧 Email:
\n
info@netapps.com.ng \n
- \n
- 📞 Phone Number:
+234 906 5678 575 \n
c. Frequently Asked Questions (FAQs)
\n- \n
- Explore the Frequently Asked Questions for instant answers to common issues. \n
a. Chat with us
\n- \n
Tap “Chat with us” to start chatting with a customer care representative in real-time.
\n \nType your query and wait for a response.
\n \n
📥 Step 4: Wait for a Response
\n- \n
You’ll receive notifications when a customer care rep replies.
\n \nYou can view your chat history or ticket status in the support section.
\n \n
🕒 Step 5: Follow Up if Needed
\n- \n
- If the issue isn't resolved, you can follow up on the same ticket or open a new chat for real-time assistance. \n
Netapps Marketplace offers multiple ways for users to earn income directly through the app—whether you’re referring friends, offering services, or leveraging rewards.
\n🔹 1. Refer Friends and Earn
\nHow it works:
\n- \n
Go to the “Refer & Earn” section in your dashboard.
\n \nShare your unique referral link with friends or family.
\n \nOnce they register and begin transacting, you earn referral bonuses directly into your Netapps Wallet.
\n \n
To Access:
\n- \n
Open the Netapps Marketplace App.
\n \nTap your Profile avatar.
\n \n
- \n
Tap “Share Link” or copy the code.
\n \nWatch your earnings grow as more people join through you!
\n \n
\n
🔹 2. Earn Cashback on Transactions
\nHow it works:
\n- \n
Anytime you pay for services (like airtime, electricity, data, etc.), you earn instant cashback.
\n \nThe more you transact, the higher your cashback potential.
\n \n
To Maximize Earnings:
\n- \n
Use Netapps for all your bill payments.
\n \nOpt-in for cashback-eligible services and seasonal coupon deals.
\n \n
\n
🔹 3. Top the Leaderboard
\nHow it works:
\n- \n
Users with the highest cashback each month are ranked on the leaderboard.
\n \nThe top 5 users win monthly cash prizes:
\n- \n
🥇 1st – ₦2,500
\n \n🥈 2nd – ₦2,000
\n \n🥉 3rd – ₦1,500
\n \n🎖 4th – ₦1,000
\n \n🏅 5th – ₦500
\n \n
\n
To Participate:
\n- \n
Go to “Rewards & Leaderboard” in the menu.
\n \nTrack your rank and stay on top by increasing your transaction volume.
\n \n
\n
🔹 4. Sell Digital Services (Optional for Merchants)
\nIf you’re a merchant or agent:
\n- \n
Use your Netapps account to resell services like airtime, data, cable, and electricity.
\n \nEarn a commission on every sale you make to customers.
\n \n
\n
🔹 5. Withdraw Your Earnings
\n- \n
Earnings from referrals, cashback, or commissions are sent to your Netapps Wallet.
\n \nYou can:
\n- \n
Use it to pay bills,
\n \nTransfer to a bank account, or
\n \nSend to others.
\n \n
\n
To Withdraw:
\n- \n
Tap Wallet
\n \nSelect Withdraw Funds
\n \nChoose your bank and enter the amount.
\n \n
\n
✅ Tips to Boost Your Earnings:
\n- \n
Refer consistently.
\n \nPromote your referral link on social media or WhatsApp.
\n \nUse Netapps for all your payments.
\n \nParticipate in campaigns and promotions.
\n \n
EndFragment
\n","_postman_id":"0598d704-3989-447d-ac5e-6e1c5abfccda"},{"name":"How to View Your Weekly Transaction Analytics","item":[],"id":"d557ebb1-a280-4e30-94ea-0f89146489e5","description":"Stay in control of your finances by tracking your transactions every week. The Netapps Marketplace app provides a visual breakdown of your weekly activities so you can monitor spending, inflow, and service usage easily.
\n🔹 Step-by-Step Guide:
\n✅ Step 1: Open the App
\n- \n
Launch the Netapps Marketplace app on your mobile device.
\n \nEnsure you're logged in to your account.
\n \n
✅ Step 2: Go to Transaction History
\n- \n
- On the dashboard tap on \"Transactio History\". \n
✅ Step 3: Navigate “Weekly Analytics”
\n- \n
- On the transaction history screen, tap the \"Analytics\" tab. \n
✅ Step 4: Explore the Chart View
\n- \n
You'll see a graph or bar chart displaying your daily transaction totals for the current week.
\n \nData includes:
\n- \n
🔹 Total amount spent
\n \n🔹 Total number of transactions
\n \n🔹 Categories of services used (e.g., airtime, electricity, transfers)
\n \n
\n
✅ Step 5: Monitor Trends
\n- \n
Observe how your spending changes across each day of the week.
\n \nUse insights to budget better or identify unusual activity.
\n \n
Enjoy the thrill of speed and precision! The Fast Finger Game on Netapps Marketplace lets you compete for fun and rewards by being the quickest to tap the right answer.
\n✅ Eligibility to Play
\nTo qualify for Fast Finger Games, you must have done at least one bill payment transaction of ₦2,000 or more in the last seven days.
\n⚠️ Only users who meet this condition can access the game.
\n🕹️ How to Play:
\n✅ Step 1: Open the Netapps Marketplace App
\n- \n
Ensure you're logged in.
\n \nMake sure you have a stable internet connection for smooth gameplay.
\n \n
✅ Step 2: Go to the Games Section
\n- \n
- On the homepage or bottom navigation, tap on the “Games” menu. \n
- \n
- Select “Fast Finger” from the list of games. \n
✅ Step 3: Go to Preferences
\n- \n
- Tap the \"Preferences\" button. \n
Step 4: Select Your Interests
\n- \n
Choose from available categories:
\n- \n
✅ Politics
\n \n✅ Sports
\n \n✅ Religion
\n \n✅ Education
\n \n✅ Lifestyle
\n \n✅ Entertainment
\n \n✅ Technology
\n \n✅ Finance
\n \n✅ Others (if applicable)
\n \n
\n
✅ Step 3: Read guide
\n- \n
- Before playing, read the guide by tapping on the guide button. \n
- \n
You’ll see:
\n- \n
Game objective
\n \nTime limit (usually seconds)
\n \nType of questions/tasks
\n \nReward details (e.g., cashback, points)
\n \n
\n
✅ Step 4: Choose a parner
\n- \n
- Select a partner to view games set on your preferences. \n
✅ Step 5: Select game
\n- \n
Select a game in session to play.
\n \nTap the \"Instructions\" button to view instructions about the game.
\n \n
- \n
After a count down period a question will appear on the screen.
\n \nTap the correct answer.
\n \nThe quicker you respond correctly, the higher your chances of winning.
\n \n
✅ Step 6: View Results
\n- \n
After each game, see your position and performance:
\n- \n
Time taken
\n \nAccuracy
\n \nRanking
\n \n
\n
✅ Step 7: Track Your Score
\n- \n
Top player may receive:
\n- \n
- 💰 Cashback \n
\n
This guide walks you through how to fund your betting account on the Netapps Marketplace using either your Wallet Balance or Cashback Credits.
\nIt applies to users who have already registered and have an active Netapps account.
\n🔑 Step 1: Log in to Your Netapps Account
\n💼 Step 2: Go to the Bet Funding Section
\n- \n
- From your dashboard, tap on \"Show More\" or \"Bet Funding\". \n
- \n
- Select “Betting”. \n
- \n
- Tap the \"Add New\" button to add a new bet. \n
🎯 Step 3: Choose Your Betting Platform
\n- \n
Select the betting platform you want to fund.
\n \nEnter your Bet Account ID or Registered Phone Number linked to that betting platform.
\n \nEnter the amount you want to transfer to your betting account.
\n \nYou can use your cashback to pay or pay part of your bills. toggle the cashback button to pay using cashback or tap on the coupon link.
\n \nTap the \"Verify\" button to proceed.
\n \n
- \n
- Double-check the details to ensure they’re correct before proceeding. Tap the \"Add to list\" button to proceed. \n
Tap on \"Continue\" to proceed with the payment.
\n💰 Step 4: Select Funding Source
\nYou’ll have two main options for funding:
\n\nBuilding a strong connection with your referrals helps them stay active and boosts your earnings. Here’s how to keep in touch and encourage engagement.
\n📲 Step 1: Log in to the Netapps Marketplace App
\n- \n
Open the Netapps Marketplace app on your mobile device.
\n \nSign in using your registered phone number/email and password.
\n \n
\n
🧭 Step 2: Access Your Referral Dashboard
\n- \n
Tap the Profile icon.
\n \nSelect “My Referrals” from the menu list.
\n \n
\n
👀 Step 3: Check Referral Status
\n- \n
View the list of your referrals along with:
\n- \n
Names
\n \nMobile number
\n \nDate Joined
\n \nActivity Status (Last Activity)
\n \n
\nThis helps you know who is regularly using the platform and who may need encouragement.
\n \n
💬 Step 4: Reach Out Using In-App Contact Options
\n- \n
On a referral, you'll see available contact methods:
\n- \n
Call
\n \nSend Message (System message or Create own message)
\n \n
\nShare helpful tips or remind them about promotions and cashback opportunities.
\n \n
📢 Step 5: Share Updates & Opportunities
\n- \n
Use the “Invite Friends” or “Share Link” feature to send:
\n- \n
Latest promotions
\n \nCashback deals
\n \nUpcoming events like Fast Finger Games
\n \n
\nThis keeps them engaged and more likely to transact.
\n \n
🔔 Step 6: Enable Notifications
\n- \n
Turn on push notifications in your settings so you know when:
\n- \n
A referral joins
\n \nA referral makes a transaction
\n \nThere’s a bonus or reward update
\n \n
\n
Creating an Account
\n- \n
Visit the Netapps Marketplace website.
\n \nClick the \"Log In\" button.
\n \n
3. Click the \"Sign Up\" link on the log in page.
\n4. Fill in your personal details (First Name, Last Name, Email, Phone number) and create a Password.
\n5. Agree to the terms and conditions and click \"Sign Up.\"
\n6. Verify your Phone number by entering the OTP sent to your mobile number.
\nLogging In
\n- \n
Visit the Netapps Marketplace website.
\n \nClick on the \"Log In\" button.
\n \nEnter your email address and password.
\n \n
4. Click \"Log In.\"
\nKYC
\nBased on CBN KYC requirements, you must upgrade your account to access the dashboard.
\n- \n
- Once logged in, click on \"Upgrade Limit.\" \n
2. Click on \"Upgrade Tier.\"
\n3. Click on the \"Verify BVN\" button to proceed.
\n4. Enter your BVN to verify your identity.
\n5. Select the means to get an OTP for the verification.
\n6. Enter the OTP to complete the process.
\nNavigating the Dashboard
\nOnce logged in and account has been upgraded, you will be re-directed to the dashboard. The dashboard provides an overview of your account, including upcoming bills, recent payments, and quick access to key features.
\nUpdating Personal Information
\n- \n
Go to the \"Profile\" section from the dashboard.
\n \nClick on the \"Profile\" menu.
\n \nMake the necessary changes and click \"Save Changes.\"
\n \n
Changing Password
\n- \n
Go to the \"Profile\" section.
\n \nClick on \"Profile\" menu.
\n \nEnter your current password, followed by your new password.
\n \nClick on the \"Update Password\" button.
\n \n
Fund Wallet Payament Channel
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Receive.\"
\n \n
3. Click \"Fund Wallet.\"
\n4. Enter the amount you wish to add to your wallet.
\n5. Confirm the transaction and click \"Fund Wallet.\"
\n6. Select your preferred payment method (credit card, bank USSD, etc.).
\n7. Enter card details for payment with Card
\n8. Enter Card Pin
\n9. Enter OTP sent to your mobile number to complete the process.
\n10. After a successful transaction, the success screen below is displayed.
\nViewing Wallet Balance
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nToggle the \"Eye\" icon Your current wallet balance will be displayed.
\n \n
Fund Wallet PusPay
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Receive.\"
\n \n
3. Click on \"PushPay.\"
\n4. Enter the amount you wish to add to your wallet.
\n5. Confirm the transaction and click \"Fund Wallet With PushPay.\"
\n6. Enter payer's Phone Number to receive the push notification.
\n7. The payer will then receive a push notification to complete the payment process.
\n","_postman_id":"94d8f07d-a4cc-424e-8a34-bb008babb071"},{"name":"Payment Invoice","item":[],"id":"da6f5d92-c9bf-4c0e-b900-322774de5758","description":"Fund Wallet Payament Invoice
\nPayment invoice serves as a formal request for payment from you a service provider to a client. It is a detailed tool that outlines the goods or services provided, the amount due, payment terms, and other relevant details. To accept payments using payment invoice, follow the steps bellow:
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Receive.\"
\n \n
3. Click on \"Payment Invoice.\"
\n4. Click on \"Create Invoice.\"
\n5. Enter payers information and click on \"Continue.\"
\n6. Click on the \"Add Item\" button to enter the items. Also check the send SMS check box for the payer to get an SMS alert.
\n7. Enter item information (Description, Quantity, and Amount).
\n8. Click on the \"Submit\" button to submiot the added items.
\n9. Click on \"Create Invoice\" to generate the invoice.
\n10. An email is then sent to the payer with the link to the generated invoice.
\n11. The payer selects mode of payment. The payer may decide to pay with wallet or other payment channels(Card, Transfer, or USSD). Click on \"Other Channels.\"
\n11. The payer enters his card details.
\n12. The payer enters his card pin.
\n13. The payer enters OTP to complete the payment.
\nGift card functions as a prepaid payment method that can be used to make purchases within our platform. The gift card is loaded with a specific amount of money when purchased. This prepaid value can then be used to make purchases up to the card’s balance. To redeem your gift card, follow the steps below:
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Receive.\"
\n \n
3. Click on \"Redeem GiftCard.\"
\n4. Enter gift card code and click on \"Redeem\" to complete the process.
\nA payment link is a URL or web link that directs a customer to a secure page where they can make a payment. It simplifies the payment process by allowing customers to pay for goods or services without the need for complex integration or physical payment methods. To accept payments using payment link, follow the steps bellow:
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Receive.\"
\n \n
3. Click on \"Payment Link.\"
\n4. Click on \"Generate Payment Link.\"
\n5. Enter payment information and click on \"Next.\"
\n6. Confirm payment information and click on \"Generate.\"
\n7. Click on \"View Payment Links\" to view generated payment links
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Send.\"
\n \n
3. Click on \"Wallet to Wallet.\"
\n4. Enter transfer details to and click on \"Next\" proceed.
\n5. Confirm transaction details and click on \"Pay with Wallet.\"
\n6. Enter your transaction pin to complete the process.
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Send.\"
\n \n
3. Click on \"Wallet to Bank.\"
\n4. Enter transfer details to and click on \"Next\" proceed.
\n5. Confirm transaction details and click on \"Pay with Wallet.\"
\n6. Enter your transaction pin to complete the transfer.
\n7. When the transfer is successful, the screen below is displayed.
\nCreate Gift Card
\nTo create a gift card, follow the steps below:
\n- \n
Go to the \"Wallet\" section from the dashboard.
\n \nClick on \"Send.\"
\n \n
3. Click on \"Gift Card.\"
\n4. Click on \"Create\" button.
\n4. Enter gift card details and click on \"Next.\"
\n4. Confirm the transaction details and click on \"Pay with Wallet.\"
\n5. Enter your transaction pin to confirm the transaction and click on \"Next.\"
\n6. Click on share to share gift card code with loved ones.
\nTo easily pay for your electricity bill, follow the steps below:
\n- \n
- Go to the \"Bills Payment\" section from the dashboard. \n
2. Click on \"Electricity.\"
\n3. Select \"Buy Electricity.\"
\n4. Enter the bill details and click on \"Next.\"
\n5. Confirm the bill details and select a payment option(Other channels or Pay with Wallet).
\n6. Enter card details and click on \"Pay.\"
\n7. Enter card pin and click on \"Process.\"
\n8. Enter OTP and click on \"Process\" to verify and complete the process.
\nTo easily pay for your electricity bill, follow the steps below:
\n- \n
- Go to the \"Bills Payment\" section from the dashboard. \n
2. Click on \"Airtime\"
\n3. Select \"Buy Airtime.\"
\n4. Enter your details(Phone Number, Amount)
\n5. Confirm transaction details and select payment option(Other Cahnnels or Pay with Wallet)
\n6. Enter card details and click on \"Pay\" to proceed.
\n7. Enter your card pin and click on \"Process\"
\n8. Enter OTP sent to your mobile number to authorize payment.
\n9. On a successful transaction, the screen below is displayed
\nTo easily pay for your electricity bill, follow the steps below:
\n- \n
- Go to the \"Bills Payment\" section from the dashboard. \n
2. Click on \"Data.\"
\n3. Select \"Buy Data.\"
\n4. Enter the bill details and click on \"Next.\"
\n5. Confirm bill details and select a payment option(Other channels or Pay with Wallet).
\n6. Enter card details and click on \"Pay.\"
\n7. Enter transaction pin and click \"Process.\"
\n8. Enter OTP and click on \"Process\" to verify and complete the payment.
\n9. On a successful transaction, the screen below is displayed
\nNetapps Marketplace provides a user-friendly platform to streamline all your bill payment needs.
\n","_postman_id":"28c271fb-337a-4fd7-9663-e0e4687e599f"}],"id":"c67d54f6-d064-4071-babe-130919810ba2","description":"Overview
\nNetapps Marketplace is a comprehensive bills payment system designed to simplify the process of managing and paying bills. Whether you're handling utility bills, credit card payments, or subscription services, Netapps Marketplace provides a user-friendly platform to streamline all your payment needs.
\n","_postman_id":"c67d54f6-d064-4071-babe-130919810ba2"},{"name":"FAQ","item":[],"id":"c6661e98-78c4-4406-9763-c23bb55c4af9","description":"Netapps Marketplace - Comprehensive FAQ
\nWelcome to the Netapps Marketplace FAQ section. Here, you'll find answers to common questions about using our bills payment system.
\nGeneral Questions
\nWhat is Netapps Marketplace?
\nNetapps Marketplace is a comprehensive bill payment system that allows you to manage and pay your bills online. Our platform supports various types of bills, including utility, credit card, and other personal expenses.
\nHow does Netapps Marketplace work?
\nNetapps Marketplace integrates with multiple billers to provide a seamless bill payment experience. Users can add their billers, view outstanding bills, and make payments directly through our platform.
\nAccount Management
\nHow do I create an account?
\n- \n
Visit the Netapps Marketplace website or download the app from the App Store or Google Play.
\n \nClick on \"Sign Up.\"
\n \nEnter your personal details, including your name, email address, password, and phone number.
\n \nAgree to the Terms and Conditions.
\n \nClick on \"Create Account.\"
\n \n
How do I log in?
\n- \n
Open the Netapps Marketplace website or app.
\n \nEnter your registered email address/Phone Number and password.
\n \nClick on \"Log In.\"
\n \n
How do I reset my password?
\n- \n
Click on \"Forgot Password\" on the login screen.
\n \nEnter the email address or phone number linked to your account.
\n \nEnter the one-time verification code sent to your email address or phone number, New Password and Confirm Password.
\n \nClick on \"Reset Password.\"
\n \n
How do I update my personal information?
\n- \n
Go to \"Profile\" from the main menu.
\n \nEnter The details to update.
\n \nClick on \"Save Changes.\"
\n \n
How can I delete my account?
\n- \n
Go to \"Profile\" from the main menu.
\n \nSelect \"Account Security.\"
\n \nClick on \"Delete Account.\"
\n \nConfirm account deletion.
\n \n
Bill Management
\nPayments
\nHow do I make a one-time payment?
\n- \n
Go to \"Bills Payment.\"
\n \nSelect the bill you want to pay.
\n \nClick on \"Buy\" option
\n \nEnter bill Details
\n \nSelect payment option
\n \nConfirm the payment details and \"Submit.
\n \n
How do I schedule payments?
\n- \n
Select a bill from the \"Bills Payment\" section.
\n \nSelect \"Schedule\" option.
\n \nEnter details and click \"Next.\"
\n \nConfirm details and click on \"Schedule Payment\"
\n \nChoose the frequency (e.g., Start Date, Recurrency(Once, Weekly, Monthly etc.), and No of Ocucrences) and click on \"Proceed.\"
\n \nEnter transaction pin and click on \"Proceed.\"
\n \nSelect the payment method and confirm.
\n \n
What payment methods are supported?
\nNetapps Marketplace supports various payment methods, including bank accounts, credit cards, debit cards and USSD. You can link these accounts in the \"Accounts\" section of the platform.
\nHow do I view my payment history?
\n- \n
Navigate to \"Transactions\" from the main menu.
\n \nView all your past transactions, including payments made, dates, and amounts.
\n \nFilter transactions by date, Description, Reference or Amount for easy access.
\n \n
Can I cancel a scheduled payment?
\nYes, you can cancel a scheduled payment before it is processed. Go to \"Scheduled Payments,\" select the payment you want to cancel, and click \"Cancel.\"
\nNotifications
\nHow do I enable notifications?
\nEnsure you have notifications enabled in your device settings to receive timely alerts. You can also manage notification preferences within the app under \"Settings -> Manage Notifications.\"
\nWhat types of notifications will I receive?
\nYou will receive notifications for payment confirmations, and other important alerts related to your bills and payments.
\nSecurity
\nHow secure is Netapps Marketplace?
\nNetapps Marketplace employs advanced security measures to protect your information, including:
\n- \n
Two-Factor Authentication (2FA): Enable 2FA for an extra layer of security.
\n \nEncryption: All data is encrypted to ensure your personal and financial information is safe.
\n \n
How do I enable two-factor authentication?
\n- \n
Go to \"Account Security\" in the \"Settings\" menu.
\n \nToggle the \"Two-Factor Authentication\" button.
\n \nFollow the instructions to set up 2FA.
\n \n
Support
\nHow do I contact support?
\n- \n
Contact Support: Navigate to \"Support\" in the main menu and choose your preferred method to contact us (email, chat, or phone).
\n \nHelp Center: Visit our Help Center for FAQs, tutorials, and guides.
\n \n
What should I do if I encounter an issue?
\nIf you encounter an issue, please contact our support team through the \"Support\" section. Provide detailed information about the issue, and our team will assist you promptly.
\nMiscellaneous
\nIs there a fee for using Netapps Marketplace?
\nNetapps Marketplace does not charge users for creating an account or making payments. However, some billers may charge a convenience fee for online payments, which will be disclosed before you confirm a payment.
\nCan I use Netapps Marketplace internationally?
\nNetapps Marketplace is primarily designed for users in the regions where we have partnered with billers. Please check our website or app for a list of supported regions and billers.
\nHow do I provide feedback about the service?
\nWe welcome your feedback! Navigate to \"Feedback\" in the main menu and submit your comments or suggestions. Your feedback helps us improve our service.
\n","_postman_id":"c6661e98-78c4-4406-9763-c23bb55c4af9"}],"id":"e95b95ce-c606-4c47-bace-fcf866c4ab14","description":"Welcome to Netapps Marketplace, your one-stop-shop for managing all your bill payments conveniently. This user guide will walk you through everything you need to know about using the app effectively. Whether you're funding your wallet, making transfers, or paying for services, Netapps Marketplace is designed to make your experience smooth and hassle-free.
\n","_postman_id":"e95b95ce-c606-4c47-bace-fcf866c4ab14"},{"name":"Banklink","item":[{"name":"Get Bank","id":"e0e66603-22a8-4bb7-8a2d-637e70e4ffae","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":false},"method":"GET","header":[],"url":"https://banklink.netapps.ng/api/v1/get-banks","urlObject":{"protocol":"https","path":["api","v1","get-banks"],"host":["banklink","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"e0e66603-22a8-4bb7-8a2d-637e70e4ffae"},{"name":"Name Enquiry","id":"d90a09b8-516e-4a3c-9684-b2118ff28691","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"content-type":true}},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"accountNo\": \"0123456789\",\r\n \"bankIdType\": \"CODE\",\r\n \"accountBankId\": \"044\"\r\n}\r\n"},"url":"https://banklink.netapps.ng/api/v1/name-query","urlObject":{"protocol":"https","path":["api","v1","name-query"],"host":["banklink","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"d90a09b8-516e-4a3c-9684-b2118ff28691"},{"name":"Transfer","id":"a60ffcf2-49fc-4d62-858f-e7f29217598f","protocolProfileBehavior":{"disableBodyPruning":true,"disabledSystemHeaders":{"content-type":true}},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"fromAccountNo\": \"1234567890\",\r\n \"fromBankIdType\": \"CODE\",\r\n \"fromAccountBankId\": \"999\",\r\n \"toAccountNo\": \"0123456789\",\r\n \"toBankIdType\": \"CODE\",\r\n \"toBankId\": \"044\",\r\n \"senderAccountNo\": \"1234567890\",\r\n \"senderName\": \"John Doe\",\r\n \"narration\": \"Payment for Services\",\r\n \"amount\": 5000,\r\n \"ref\": \"TXN123456789\"\r\n}"},"url":"https://banklink.netapps.ng/api/v1/transfer","urlObject":{"protocol":"https","path":["api","v1","transfer"],"host":["banklink","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"a60ffcf2-49fc-4d62-858f-e7f29217598f"},{"name":"Transfer Status","id":"deefeb35-4aa2-44cc-bccf-74940c5ae04d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"bearer","bearer":{"basicConfig":[]},"isInherited":false},"method":"POST","header":[{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"ref\": \"TXN123456789\"\r\n}","options":{"raw":{"language":"json"}}},"url":"https://banklink.netapps.ng/api/v1/transfer-status","urlObject":{"protocol":"https","path":["api","v1","transfer-status"],"host":["banklink","netapps","ng"],"query":[],"variable":[]}},"response":[],"_postman_id":"deefeb35-4aa2-44cc-bccf-74940c5ae04d"}],"id":"f13ec8e3-e29d-4146-a814-5826b12ae32d","description":"🏦 Banklink API Documentation
\nBase URL:
\n\n1️⃣ Get Banks
\nEndpoint:
\nGET /api/v1/get-banks
Description:
\nFetch a list of all supported banks with their corresponding bank codes and identifiers.
\nRequest Headers:
\nSample Request (cURL):
\ncurl -X GET \"https://banklink.netapps.ng/api/v1/get-banks\"\n\nResponse (Example):
\n{\n \"status\": \"success\",\n \"data\": [\n { \"bankName\": \"Access Bank\", \"bankCode\": \"044\" },\n { \"bankName\": \"GTBank\", \"bankCode\": \"058\" },\n { \"bankName\": \"Zenith Bank\", \"bankCode\": \"057\" }\n ]\n}\n\n2️⃣ Name Enquiry
\nEndpoint:
\nPOST /api/v1/name-query
Description:
\nValidate or confirm the account name linked to an account number and bank code.
\nPayload Parameters:
\nSample Request (JSON):
\n{\n \"accountNo\": \"0123456789\",\n \"bankIdType\": \"CODE\",\n \"accountBankId\": \"044\"\n}\n\nSample Response:
\n{\n \"status\": \"success\",\n \"data\": {\n \"accountName\": \"John Doe\",\n \"accountNo\": \"0123456789\",\n \"bankCode\": \"044\",\n \"bankName\": \"Access Bank\"\n }\n}\n\n3️⃣ Transfer
\nEndpoint:
\nPOST /api/v1/transfer
Description:
\nInitiate a fund transfer from a Banklink account to another bank account.
\nPayload Parameters:
\nSample Request (JSON):
\n{\n \"fromAccountNo\": \"1234567890\",\n \"fromBankIdType\": \"CODE\",\n \"fromAccountBankId\": \"999\",\n \"toAccountNo\": \"0123456789\",\n \"toBankIdType\": \"CODE\",\n \"toBankId\": \"044\",\n \"senderAccountNo\": \"1234567890\",\n \"senderName\": \"John Doe\",\n \"narration\": \"Payment for Services\",\n \"amount\": 5000,\n \"ref\": \"TXN123456789\"\n}\n\nSample Response:
\n{\n \"status\": \"success\",\n \"data\": {\n \"transactionRef\": \"TXN123456789\",\n \"amount\": 5000,\n \"status\": \"PENDING\",\n \"message\": \"Transfer initiated successfully\"\n }\n}\n\n4️⃣ Transfer Status
\nEndpoint:
\nPOST /api/v1/transfer-status
Description:
\nCheck the current status of a previously initiated transfer.
\nPayload Parameters:
\nSample Request (JSON):
\n{\n \"ref\": \"TXN123456789\"\n}\n\nSample Response:
\n{\n \"status\": \"success\",\n \"data\": {\n \"transactionRef\": \"TXN123456789\",\n \"status\": \"SUCCESS\",\n \"amount\": 5000,\n \"narration\": \"Payment for Services\"\n }\n}\n\n✅ Notes
\n- \n
Always use HTTPS for all requests.
\n \nMake sure each
\nref(transaction reference) is unique per transaction. \nHandle
\nPENDINGresponses gracefully — transaction confirmations may be asynchronous. \nIf required, include
\nAuthorizationheaders with your merchant credentials. \n
Introduction
\nThis documentation describes how to implement authentication and invitation acceptance using the NetAppsSSO JavaScript SDK.
\nThe SDK provides a secure, modal-based authentication experience that can be easily integrated into any web application.
\nThe authentication flow is triggered programmatically (for example, when a user clicks a “Test Auth” button).
\nPrerequisites
\nBefore using NetAppsSSO, ensure that:
\n- \n
You have a valid NetApps public key
\n \nJavaScript is enabled on the client browser
\n \nThe NetAppsSSO library is loaded correctly
\n \n
Including the NetAppsSSO Script
\nTo enable NetAppsSSO authentication, include the SDK script in your HTML file:
\n<script src=\"https://sso.netapps.ng/auth/NetAppsSSO.js\" type=\"text/javascript\"></script>\n\nThis script exposes the InitNetAppsSSO constructor used to initialize the authentication service.
Public Key Configuration
\nThe public key identifies your application and authorizes authentication requests.
\nvar publicKey = \"NA_PUB_TEST-0b57d9aba79c01d5ff5a57478bc0a404\";\n\n⚠️ Important Notes
\n- \n
This is a test public key
\n \nReplace it with your production public key before going live
\n \nNever expose secret or private keys in client-side code
\n \n
Initializing the Authentication Service
\nTo initialize NetAppsSSO, create a new instance using the public key:
\nconst service = new InitNetAppsSSO(publicKey);\n\nThis instance provides access to authentication and session management methods.
\nAuthentication Configuration (service.auth)
\nThe service.auth() method opens the NetAppsSSO authentication modal and controls authentication behavior.
Available Configuration Options
\nCallback Descriptions
\n- \n
onReady
\n
Triggered when the authentication UI is ready for interaction. \nonSuccessful
\n
Triggered after successful authentication. \nonFailed
\n
Triggered if authentication fails or encounters an error. \n
Closing the Authentication Modal
\nThe authentication modal can be closed programmatically using:
\nservice.close();\n\nThis is useful when you want to terminate the session manually.
\nAuthentication Code Example
\nBelow is a complete example demonstrating NetAppsSSO authentication:
\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n <meta charset=\"UTF-8\">\n <title>NetAppsSSO Example</title>\n\n <script src=\"https://sso.netapps.ng/auth/NetAppsSSO.js\" type=\"text/javascript\"></script>\n\n <script>\n function auth() {\n var publicKey = \"NA_PUB_TEST-0b57d9aba79c01d5ff5a57478bc0a404\";\n const service = new InitNetAppsSSO(publicKey);\n\n service.auth({\n displayInAuthError: true,\n displayLoginButtonOnVerification: false,\n\n onReady: () => {\n console.log(\"Authentication modal is ready\");\n },\n\n onSuccessful: (response) => {\n console.log(\"Authentication successful\", response);\n },\n\n onFailed: (error) => {\n console.log(\"Authentication failed\", error);\n }\n });\n\n service.close();\n }\n </script>\n</head>\n<body>\n <button onclick=\"auth()\">Test Auth</button>\n</body>\n</html>\n\nAccepting an Invite
\nThe service.acceptInvite() method allows users to accept invitations sent via email (e.g., to join a team or organization).
Required Parameter
\n- \n
- token — Invitation token sent to the user’s email \n
Invite Acceptance Options
\nAccept Invite Example
\nThe example below demonstrates automatic invite acceptance on page load:
\n<!DOCTYPE html>\n<html lang=\"en\">\n<head>\n <meta charset=\"UTF-8\">\n <title>NetAppsAuth Invite Example</title>\n\n <script src=\"https://sso.netapps.ng/auth/netappsauth.js\" type=\"text/javascript\"></script>\n\n <script>\n function auth() {\n var publicKey = \"NA_PUB_TEST-0b57d9aba79c01d5ff5a57478bc0a404\";\n const service = new InitNetAppsAuth(publicKey);\n\n service.acceptInvite({\n displayInAuthError: true,\n displayLoginButtonOnVerification: false,\n token: \"0a143627-3db8-4776-ae89-5bef535da31a\",\n\n onReady: () => {\n console.log(\"Invite authentication ready\");\n },\n\n onSuccessful: (response) => {\n console.log(\"Invite accepted successfully\", response);\n },\n\n onFailed: (error) => {\n console.log(\"Invite acceptance failed\", error);\n }\n });\n\n service.close();\n }\n\n window.onload = () => {\n auth();\n };\n </script>\n</head>\n<body></body>\n</html>\n\nBest Practices
\n- \n
Always validate invite tokens server-side where possible
\n \nUse test keys only in development environments
\n \nLog authentication responses securely
\n \nEnsure HTTPS is enabled in production
\n \n
Conclusion
\nNetAppsSSO provides a simple yet powerful way to handle authentication and team invitations through a secure modal-based flow. With minimal setup, developers can integrate login, verification, and invite acceptance into any web application.
\n","_postman_id":"8682ed40-74d2-4ba7-8680-13776cde50a3"},{"name":"NetApps Pay Integration Guide V2","item":[],"id":"262d8490-de48-4ebd-a001-c90465020d34","description":"NetApps Pay Integration Guide
\nNetApps Pay provides a simple and flexible way to accept payments on your website or application. It supports multiple integration methods including React, Next.js, and a universal script widget.
\n📦 Installation
\n1. Using NPM (React / Next.js)
\nnpm install @netappsng/pay\n\nor
\nyarn add @netappsng/pay\n\n2. Using Script Tag (Any Website)
\n<script src=\"https://cdn.netappspay.com/netapps-pay.js\"></script>\n\nThis method works with:
\n- \n
HTML
\n \nPHP
\n \nWordPress
\n \nVue
\n \nAngular
\n \nAny frontend framework
\n \n
⚛️ React Integration
\nBasic Usage (Payment Modal)
\nimport React, { useState } from 'react';\nimport { PaymentModal, type PaymentConfig } from '@netappsng/pay';\nfunction CheckoutPage() {\n const [showPayment, setShowPayment] = useState(false);\n const config: PaymentConfig = {\n // Required fields\n publicKey: 'pk_live_xxxxxxxxxxxx',\n amount: 500000, // Amount in kobo (₦5,000)\n currency: 'NGN',\n email: 'customer@email.com',\n fullname: 'John Doe',\n phoneNumber: '08012345678',\n address1: '123 Main Street, Lagos',\n paymentChannels: ['card', 'transfer', 'ussd', 'payattitude'],\n // Optional fields\n narration: 'Payment for Order #123',\n businessName: 'My Store',\n metadata: { orderId: 'ORD_123' },\n // Callbacks\n onSuccess: (response) => {\n console.log('Payment successful:', response);\n setShowPayment(false);\n },\n onFailed: (response) => {\n console.log('Payment failed:', response);\n },\n onClose: () => {\n setShowPayment(false);\n },\n };\n return (\n <div class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml'>\n <button onClick={() => setShowPayment(true)}>Pay ₦5,000</button>\n {showPayment && <PaymentModal config={config} />}\n </div>\n );\n}\nexport default CheckoutPage;\n\nUsing the Hook
\nimport { useNetAppsPay } from '@netappsng/pay';\nfunction PaymentButton() {\n const { pay, isLoading } = useNetAppsPay({\n publicKey: 'pk_live_xxxxxxxxxxxx'\n });\n const handlePayment = () => {\n pay({\n amount: 500000,\n email: 'customer@email.com',\n fullname: 'John Doe',\n phoneNumber: '08012345678',\n address1: '123 Main Street, Lagos',\n paymentChannels: ['card', 'transfer'],\n onSuccess: (response) => {\n console.log('Success:', response);\n },\n onFailed: (response) => {\n console.log('Failed:', response);\n },\n onClose: () => {\n console.log('Widget closed');\n },\n });\n };\n return (\n <button onClick={handlePayment} disabled={isLoading}>\n {isLoading ? 'Processing...' : 'Pay ₦5,000'}\n </button>\n );\n}\n\n⚡ Next.js Integration
\nFor Next.js, disable SSR for the payment modal.
\n// pages/checkout.tsx or app/checkout/page.tsx\n'use client'; // Required for App Router\nimport dynamic from 'next/dynamic';\nimport { useState } from 'react';\n// Dynamic import to avoid SSR issues\nconst PaymentModal = dynamic(\n () => import('@netappsng/pay').then(mod => mod.PaymentModal),\n { ssr: false }\n);\nexport default function CheckoutPage() {\n const [showPayment, setShowPayment] = useState(false);\n return (\n <div class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml' class='preserveHtml'>\n <button onClick={() => setShowPayment(true)}>Pay Now</button>\n {showPayment && (\n config={{\n publicKey: 'pk_live_xxxxxxxxxxxx',\n amount: 500000,\n email: 'customer@email.com',\n fullname: 'John Doe',\n phoneNumber: '08012345678',\n address1: '123 Main Street, Lagos',\n paymentChannels: ['card', 'transfer'],\n onSuccess: (res) => {\n console.log('Success:', res);\n setShowPayment(false);\n },\n onClose: () => setShowPayment(false),\n }}\n />\n )}\n </div>\n );\n}\n\n🌐 Script Widget Integration (Universal)
\nBasic Example
\nWorks with any website - HTML, WordPress, PHP, Vue, Angular, etc.
\n<html>\n<head>\n <title>Payment Page</title>\n</head>\n<body>\n <button id=\"payBtn\">Pay ₦5,000</button>\n <script src=\"https://cdn.netappspay.com/netapps-pay.js\"></script>\n <script>\n // Initialize with your public key\n const netappsPay = new NetAppsPay('pk_live_xxxxxxxxxxxx');\n document.getElementById('payBtn').onclick = function() {\n netappsPay.pay({\n // Required fields\n amount: 500000, // Amount in kobo (₦5,000)\n email: 'customer@email.com',\n fullname: 'John Doe',\n phoneNumber: '08012345678',\n address1: '123 Main Street, Lagos',\n paymentChannels: 'card,transfer,ussd,payattitude',\n // Optional fields\n currency: 'NGN',\n narration: 'Payment for Order #123',\n metadata: { orderId: 'ORD_123' },\n // Callbacks\n onSuccessful: function(response) {\n console.log('Payment successful:', response);\n // Verify payment on your server\n },\n onFailed: function(response) {\n console.log('Payment failed:', response);\n },\n onClose: function() {\n console.log('Widget closed');\n }\n });\n };\n </script>\n</body>\n</html>\n\nCustom Widget URL
\n// For testing with a different widget URL\nconst netappsPay = new NetAppsPay('pk_test_xxxxxxxxxxxx');\n\n⚙️ Configuration Options
\nRequired Parameters
\nOptional Parameters
\nCallbacks
\nPayment Channels
\nScript Widget: paymentChannels: 'card,transfer,ussd,payattitude'
React/NPM: paymentChannels: ['card', 'transfer', 'ussd', 'payattitude']
Response Format
\nSuccess Response
\n{\n status: 'success',\n merchantRef: 'YOUR_REF_123',\n transactionRef: 'NETAPPS_260117_xxxxx',\n amount: 5000, // Amount in major units (₦5,000)\n currency: 'NGN',\n channel: 'card',\n message: 'Payment successful',\n timestamp: '2026-01-17T12:00:00Z'\n}\n\nFailed Response
\n{\n status: 'failed',\n amount: 5000,\n currency: 'NGN',\n message: 'Card declined',\n errorCode: 'CARD_DECLINED',\n timestamp: '2026-01-17T12:00:00Z'\n}\n\nTest Cards
\nUse these cards in test mode:
\n","_postman_id":"262d8490-de48-4ebd-a001-c90465020d34"}]}